Credit cards are a great financial tool for people and allow them to make spends, all while earning rewards and other benefits. You will find various types of credit cards, from entry-level to super-premium. Not all of us can afford to get high-end credit cards, and for someone new to the credit scene, it is better to start off with a beginner-level card.
Many top credit card issuers in our country, including BOBCARD, offer free lifetime credit cards that do not charge customers any joining or renewal fees. If you are not looking for premium rewards and benefits and want a card to get used to credit and build your credit score and profile, then you should definitely go for a lifetime free credit card. BOBCARD has decent credit cards in every category. Be it a secured credit card, shopping, fuel, or anything else, you will surely find a card that suits your needs and spending habits. In this article, we will read about the best BOBCARD lifetime free credit cards.
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The following are the best lifetime free credit cards offered by BOBCARD –
15 Reward Points/₹100 on Online, Travel, Movie, and Dining Spends (~3.75%). 3 Reward Points/₹100 on Other Eligible Spends (~0.75%)
10,000 Bonus Reward Points
10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100
500 Reward Points on Spends of ₹5,000 or More in the First 60 Days of Card Issuance
5 RPs per ₹100 on Online & Dining Spends and 1 RP per ₹100 on Other Eligible Spends
500 Reward Points on Spends of ₹5,000 or More Within 60 Days of Card Issuance
5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.
500 Reward Points on Spends of ₹5,000 Within 60 Days of Card Issuance
2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.
Get 6-Month Complimentary Fitpass Pro Membership
Follow these steps to apply for BOBCARD credit cards –
The applicants must pass the following eligibility criteria to apply for BOBCARD credit cards –
If you just started working or are new to your professional career, getting an entry-level credit card will help you a lot in building your credit profile and creditworthiness. You get access to decent benefits and offers, and earn reward points on almost all daily life spends. BOBCARD is among the top card issuers in the country and offers exclusive cards to the Indian armed forces, navy, and other government officials.
Not only this, but BOBCARD also has a diverse and exciting range of lifetime free credit cards in both the personal and business categories. We talked about the top BOBCARD lifetime free cards in the above article. You should definitely check out the list and apply for one if you are looking to get a card for yourself.
For those who are not inclined towards huge rewards and benefits, a lifetime free card can be the perfect stepping stone for your financial future.
You can get several lifetime free credit cards issued by the BOBCARD. The best ones include BOBCARD Prime, BOBCARD Easy, Indian Army Yoddha BOBCARD, ICAI BOBCARD Exclusive, BOBCARD ICSI Diamond, and more.
Yes, BOBCARD has lifetime free credit cards for personal use and business and corporate customers. These credit cards include the BOBCARD ConQR credit card, the BOBCARD Corporate Credit Card, and the BOBCARD Empower credit card. These cards are lifetime-free and have exclusive rewards and benefits for businesses and corporate organizations.
The BOBCARD Easy credit card comes with a joining and annual fee of Rs. 500, but you can get it for a lifetime free, without any cost, for a limited time.
Yes, the BOBCARD has several exclusive credit cards for defense personnel and other armed forces of India. The Varunah credit card is for the Navy, the Indian Army Yoddha BOBCARD credit card is for the Army, as suggested by its name, and the BOBCARD Sentinel credit card is for Assam Rifles members. All of these cards are exclusively packed with benefits that reward hardworking officials.