Bank of Baroda Lifetime Free Credit Cards

As the name of the credit card suggests, it is easy to get the BoB Easy credit card as it is a lifetime free credit card without any renewal or joining fee. If you want to get a credit card with decent rewards and benefits without paying a hefty sum of money, then this is the card for you. You can earn reward points on almost all your daily spend categories. With this card, you can get 5 reward points per Rs. 100 spent on groceries, movies, departmental spends, etc. Apart from this, you even get 0.5% cashback on the payment of your credit card bill. There are not many other travel or other privileges offered by the card but it is still great for a lifetime free credit card.

• Lifetime free card for a limited time
• Accelerated 5x reward points on spend categories like movies, departmental store, groceries, and more
• 1 reward point per Rs. 100 spent on other categories
• 1% fuel surcharge waiver
• Zero liability protection in case of lost or stolen credit card

The BoB Prime credit card is a secured credit card that comes without any joining or annual fee. It is a lifetime free card, but you have to make a fixed deposit of at least Rs. 15,000 with the bank in order to get the card. The reward rate on the card is quite decent offering 4 reward points per Rs. 100 spent with the card that can be redeemed against a host of different options. Other privileges you get include fuel surcharge waiver, insurance cover, etc. It is the perfect credit card for those who don’t have a credit history and want to develop a decent credit score.

• Lifetime free secured credit card against an FD of Rs. 15,000
• 4 reward points per Rs. 100 spent with the card
• 1% fuel surcharge waiver
• Personal accident insurance coverage
• Zero liability protection in case of lost or stolen credit card

The Indian Army Yoddha BoB credit card is exclusively meant for the Indian Army, the heroes who work hard and put their lives in danger to protect our country. This is a lifetime free credit card and has many privileges across travel, shopping, golf, reward points, and much more. With this card, you can earn 10 reward points per Rs. 100 spent with the card and 2 RPs per Rs. 100 spent elsewhere. Other top privileges that you get with the card include complimentary lounge access and golf rounds every year.

• Lifetime free credit card without any joining or annual fees
• Up to 10 RPs per Rs. 100 spent with the card
• Complimentary domestic lounge access per year
• Complimentary golf games per year
• Free Amazon Prime membership on reaching the target spend milestone
• Personal accident insurance cover
• 1% fuel surcharge waiver

The ICAI Bank of Baroda Exclusive credit card is exclusively for ICAI members and is a lifetime free credit card without any joining or annual fees. The card is similar to many other BoB exclusive cards and offers 1000 reward points and FitPass Pro membership as a welcome benefit. On reaching the target spend milestone, you get up to 16000 bonus reward points. The card offers several other benefits that include complimentary lounge access, fuel surcharge waiver, insurance benefits, etc. If you are someone who regularly makes foreign currency spends, the card has a low forex markup fee of 2% of the transaction amount.

• 6-month FitPass Pro and bonus 1000 reward points as a welcome benefit
• 5 reward points per Rs. 100 spent
• Bonus 4000 reward points on reaching the spend milestone per quarter
• Complimentary domestic lounge access
• 1% fuel surcharge waiver
• Low forex markup fee of 2%

The ICSI Diamond Credit Card is similar to the ICAI Exclusive credit card, but this one is just for the ICSI members. Again, this is a lifetime free credit card and offers many privileges and benefits to cardholders. You can earn 5 reward points per Rs. 100 spent with the card and get a complimentary FitPass Pro membership and a bonus 1000 reward points as a welcome benefit. Cardholders also get access to airport lounges, milestone benefits, insurance benefits, fuel surcharge waivers, and other privileges with the card. The card has a low forex markup fee of 2%.

• Complimentary 6-month FitPass Pro membership and bonus of 1000 reward points as a welcome benefit
• 5 reward points per Rs. 100 spent with the card
• Bonus 1000 RPs per month and 4000 RPs on achieving the quarterly spending milestone
• Complimentary domestic airport lounge access
• 1% fuel surcharge waiver
• Low forex markup fee of 2%

Apart from credit cards for personal use, Bank Of Baroda also provides business credit cards. The ConQR credit card aims to offer maximum benefits and privileges to cardholders at low costs. A lifetime free card, the reward rate on the card is great, and you can also enjoy benefits across different categories with this. The card allows you to earn 5 reward points per Rs. 100 spent and you can redeem the reward points across many categories at the BoB portal. Also, you get a fuel surcharge waiver, insurance benefits, exclusive discounts on hotel/flight bookings, and more with the card.

• 5 reward points per Rs. 100 spent with the card
• Savings of Rs. 800 on EaseMyTrip flight bookings
• Savings of Rs. 750 on Fab hotel bookings
• Up to 15% off at Apollo Pharmacy products
• Discount up to Rs. 5000 on 2 or more nights stay booking at Vista rooms
• Up to 30% off on all Printvenue orders
• 1% fuel surcharge waiver