BOBCARD Premier Credit Card
- Updated On: 3 September, 2026
The BOBCARD Premier Credit Card aims to provide various benefits at zero joining charges. Although this card comes with a annual fee of ₹1,000, it is currently available as first year free. This is a limited-time period offer only, so those looking to apply for this rewarding card should do so soon. Up to 10 accelerated reward points can be earned for every ₹100 you spend on dining, international transactions, and travel. All other spends shall get 2 reward points/₹100 spent. These points can be redeemed against an array of options, including cash credit. Moreover, you also get complimentary visits to selected airport lounges in India every calendar quarter.
Other card benefits include fuel surcharge waiver, personal accident insurance, etc. You can also link your BOBCARD RuPay Premier Credit Card to the UPI application you use, whether it is Google Pay, PhonePe, etc. To know more about the BOBCARD Premier credit card, go through the complete article:
BOBCARD Premier Credit Card
( 4.4 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100
Welcome Benefits
500 Reward Points on Spends of ₹5,000 or More in the First 60 Days of Card Issuance
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100
Reward Redemption
1 Reward Point = ₹0.25
Travel
N/A
Domestic Lounge Access
1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of ₹20,000 in the Previous Quarter
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Fee Waiver on Spends of ₹1,20,000 in a Year (For Paid Version)
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% on the transaction amount
Interest Rates
3.75% Per Month (45% Per Annum)
Fuel Surcharge Waiver
1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charges
2.5% or ₹500 (Whichever is Higher)
Product Details
- 2 reward points on every Rs 100 spent on all categories.
- 5x reward points while spending in categories such as dining, travel, and international transactions.
- Complimentary Domestic Lounge Access at selected airports.
- 1% fuel surcharge waiver on fuel transactions at all fuel stations across India.
Pros/Cons
Pros
- It’s a great lifetime free credit card that offers a decent reward rate and free airport lounge access across the country.
- This is a great card for taking advantage of various BOBCARD Credit Card offers.
Cons
- Although this card offers accelerated reward points on international purchases, a 3.5% Forex markup fee will apply to these transactions.
- 5X Reward Points earnings are capped at 2,000 in a month.
BOBCARD Premier Credit Card Rewards
- You get 10 reward points (5X) for every ₹100 spent on travel, dining, and foreign transactions.
- You get 2 reward points on every ₹100 spent on all other eligible categories except fuel, utilities, and telecom.
- The 5X reward points are capped at 2,000 reward points per month on travel, dining, and foreign spending.
Reward Redemption
- You can redeem reward points for various categories, including flight/hotel bookings, shopping, products, and gift vouchers.
- 1 Reward Point = ₹0.25
BOBCARD Premier Credit Card Features
The Premier Credit Card offered by BOBCARD is a basic card that comes with a decent reward rate and is among the popular cards offered on the RuPay platform. The detailed features and benefits of this card are given below:
Welcome Benefits
Get 500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance. These 500 Reward Points are worth ₹125.
Travel Benefits
Using a BOBCARD Premier credit card, you get one complimentary domestic lounge access every quarter at select airports.
Fuel Surcharge Waiver
- Cardholders get a 1% fuel surcharge waiver on fuel transactions at all fuel stations across India. The waiver is applicable on transactions ranging between ₹400 to ₹5,000.
- The fuel surcharge waiver is capped at ₹250 per month.
Other Benefits
- You can get up to 3 free add-on cards on this credit card.
- The BOBCARD Premier Credit Card also comes in the RuPay variant, which allows this card to be linked to a UPI application.
BOBCARD Premier Credit Card Eligibility Criteria
Listed below are the eligibility criteria that need to be fulfilled before you apply for a BOBCARD Premier Credit Card :
- Age – < 21 years.
- The applicant must be either salaried or self-employed, with a stable income and a decent credit score.
How to Apply for a BOBCARD Premier Credit Card?
- Click on ‘Apply Now’
- Fill in the required details and provide the necessary documents
- Hit the Submit button once all the formalities are done
Conclusion
This BOBCARD Premier card is a great travel card offered by BOBCARD that comes with several benefits and privileges in the travel category. The 5X reward points on travel, dining, and international spending are some of the key features of this credit card. These accelerated reward points, along with the complimentary airport lounge access, make this card most suitable for frequent travelers. With a decent reward rate and travel benefits. It has become a great choice for those who frequently travel within the country.
What do you think about this credit card? Do let us know in the comments.
FAQs:
Do I get any free airport lounge visits with the BOBCARD Premier Credit Card?
Yes, you shall get one free domestic airport lounge visit each quarter with the BOBCARD Premier Credit Card after meeting the spending conditions.
Does this card charge any add-on fee from the cardholders?
No, you will not get charged any add-on fee on supplementary credit cards.
7 comments
BP Singh
Whether Lifetime Free (Limited Time Offer) for BOBCARD Premier Credit Card is still available as of today 12.01.2025 ??
Kartik Kanwar
Currently it is LTF. Along With Eterna. There is also a good offer on Tiara Credit Card
loke
Lifetime Free (Limited Time Offer) is still available as of today 20 oct 2024?
Kartik Kanwar
Yes, through select channel. Once you apply you shall be displayed your lifetime free offer.
parth
do you have any link/ channel you know to apply bob premier ltf
sona
If I travel from mumbai/bangalore with international ticket, still Do I get free domestic airport lounge access?
Kartik Kanwar
Yes you can access the lounges at eligible domestic airports.