Bank of Baroda Premier Credit Card

Bank of Baroda Premier Credit Card Rewards

• You get 10 reward points on every Rs 100 spent on travel, dining, and foreign spends
• You get 2 reward points on every Rs. 100 spent on all categories
• You get a reward rate of 0.5% on all other categories
• The 5x reward points are capped at 2,000 reward points per month on travel, dining, and foreign spends
• No reward points get accrued on any fuel transactions

Reward Redemption

• You can redeem your earned reward points against various categories, including flight/hotel bookings, shopping, products, gift vouchers, etc.
• 1 Reward Point = Re. 0.25

Travel Benefits

You get 1 complimentary domestic lounge access every quarter at select airports using a Bank of Baroda Premier credit card.

Fuel Surcharge Waiver

• You get a fuel surcharge waiver of 1% on your fuel transactions at all fuel stations across India. The waiver is applicable on transactions between Rs. 400 to Rs. 5,000.
• The maximum fuel surcharge waiver is capped at Rs. 250 per month.

Other Benefits

• You get a 24×7 concierge service benefit with this credit card
• You get insurance benefits covering personal accident death cover along with zero liability coverage protection in case of any fraudulent transaction.
• You can get up to 3 free add-on cards on this credit card.

Conclusion

This BoB Premier card is a great travel card offered by BoB Financial that comes with several benefits and privileges in the travel category. The 5x reward points on travel dining and international spending are one of the key features of this credit card. It is one of the very rare credit cards in the market that offer complimentary lounge access with a zero annual fee. With a decent reward rate and travel benefits. it has become a great choice for those who frequently travel within the country. What do you think about this credit card? Do let us know in the comments.