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The Bank of Baroda Sentinel Credit Card is exclusively for the Assam Rifles personnel. In terms of features and benefits, this card is very similar to the Indian Army Yoddha Credit Card issued by Bank of Baroda. The Sentinel Card comes with a zero annual membership fee and provides you with several exciting privileges across different categories. You get a reward rate of up to 10 Reward Points on every Rs. 100 you spends and these Rewards can be redeemed against a number of options available on the BoB Rewards portal. To give a great start to your joirney with this card, it welcomes you with great benefits, such as complumentary Fitpass Pro membership, bonus Reward Points, and free zomato Po membership. Taking about its travel benefits, you get complimentary access to several domestic airport lounges in India every year. Other than this, you get free golf rounds, fuel surcharge waiver, and many more benefits that are discussed in detail in this article:

Bank of Baroda Sentinel Credit Card
(4.5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Get complimentary Flit Pass Pro membership, Get 1,000 bonus Rewards, and free Zomato Pro membership on activating your card within the first 30 days.

Movie & Dining

NA

Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 5x Rewards on groceries and departmental store purchases.

Reward Redemption

The accumulated Reward points can be redeemed against various options available on the BoB Rewards portal. 1 Reward Point = Re. 0.25

Travel

Get free domestic lounge access every quarter

Golf

Get 4 complimentary golf rounds every year.

Domestic Lounge Access

Get 2 complimentary domestic lounge access every quarter (8 per year)

International Lounge Access

NA

Insurance Benefits

Get an insurance cover worth Rs. 20 lakhs against personal accidental death

Zero Liability Protection

Get a zero liability protection against a lost/stolen card on reporting the loss to the bank in a timely manner, preferably within 48 hours.

Spend Based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the total transaction amount

Interest Rates

3.49% per month.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

Cash Advance Charges

2.5% of the withdrawn amount or a minimum of Rs. 300 at domestic ATMs and 3% or Rs. 300 at international ATMs

Add-on Card Fee

Nil

  • Get 1,000 bonus Reward Points and complimentary Zomato pro membership as a welcome benefit.
  • Get free 6 months Fitpass pro membership.
  • Get Complimentary Amazon Prime membership on achieving the required spend milestone.
  • Get up to 10 reward Points for every Rs. 100 you spend.
  • Get complimentary domestic lounge access every year.
  • Get free golf lessons/rounds every year.
  • Get a 1% fuel surcharge waiver.
  • Get an accidental insurance cover worth Rs. 20 lakhs.

Bank of Baroda Sentinel Credit Card Benefits and Features

Dedicated to the Assam Rifles personnel, the BoB Sentinel Credit Card is an amazing lifetime free card with great benefits across different categories. You get exclusive welcome benefits, decent read rates, free lounge access, and many more privileges with this card. All its features and benefits are given below in further detail:

Welcome Benefits

  • You get a complimentary FitPass Pro membership fee for 6 months.
  • You get 1,00 bonus Reward Points on activating your card within the first 30 days of issuance.
  • You can also get a free Zomato Pro membership if you activate your card within the first 30 days from the card issuance date.

Milestone Benefit

Get the exclusive Amazon Prime annual membership absolutely for free on spending Rs. 1 lakh or more within the first 90 days of card issuance.

Travel Benefits

The Sentinel Credit cardholders get 8 free domestic lounge access every year. (maximum of  2 visits per quarter).

Golf Privileges

The card provides you with 4 free golf rounds/lessons every year (capped at 1 round per quarter).

Insurance Benefits

The cardholders get insurance coverage worth Rs. 20 lakhs against air or non-air accidental death.

Fuel Surcharge Waiver

  • The card offers a 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.
  • The maximum waiver per statement cycle is capped at Rs. 250.

Bank of Baroda Sentinel Credit Card Reward Points

The reward rates offered by the BoB Assam Rifles Sentinel Credit Card in different categories are as follows:

  • You get 2 Reward Points every time you spend Rs. 100 on retail purchases.
  • You get 5x rewards (10 Reward Points on every spend of Rs. 100) on groceries and departmental store purchases.

Reward Redemption

  • The Reward Points earned using this credit card can be redeemed against an array of options available at the BoB Rewards portal.
  • 1 Reward Point = Re. 0.25.

BoB Sentinel Credit Card Eligibility Criteria

The eligibility criteria that you need to fulfill in order to get approved for the Bank of Baroda Sentinel Credit Card are mentioned below:

  • You should be an Assam Rifles Personnel.
  • Your age should be above 18 years.
  • You might also need to have a decent credit score.

Documentation

The list of documents required to apply for the Bank of Baroda Sentinel Credit Card is given below:

  • An Identity Proof (such as Aadhar Card, PAN Card, Voter’s ID, Passport, etc).
  • Proof of being an Indian Army Personnel.
  • Address proof (such as latest utility bills, Ration Card, Passport, Aadhar Card, etc).
  • Salary slip/latest bank statements as an income proof.

How To Apply For The BoB Sentinel Credit Card?

You can apply for the Bank of Baroda Sentinel Credit Card only if you are an Assam Rifles Personnel. The bank provides you with different ways to apply for this card. You can apply for it offline by visiting your nearest BoB branch with all the above-mentioned documents and filling out the physical application form. To apply online for this card, follow the below-mentioned steps:

  • Click on the Apply Now button.
  • Fill in all the required details.
  • Complete all the necessary formalities and submit the form.

Bottom Line

The Bank of Baroda Sentinel Credit Card is a great option for the Assam Rifles personnel as they can avail of the benefits of the card without paying any annual membership fee. From decent reward rates to exciting travel benefits and other privileges, it offers much more tha one can expect from a lifetime free credit card. Moreover, the golf privileges and insurance benefits offered with this card give it a big plus. Just make to check all its eligibility requirements before you apply for this card. And if you fulfill all the requirements, you should definitely go for this card. If you have any further doubts related to this card, make sure to let us know in the comment section below!

FAQs:

The BoB Sentinel Credit Card is a lifetime free credit card, i.e, it comes with a zero joining and annual membership fee.
With this credit card, the value of 1 Reward Point = Re. 0.25.
The forex markup fee on this credit card is 3.5% of the total conversion amount.
No, you don;t get complimentary internatinal lounge access with this card, but it offers 2 free domestic lounge access per quarter.
Bank of Baroda Sentinel Credit Card

Bank of Baroda Sentinel Credit Card

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