BOBCARD ICSI Diamond Credit Card

BOBCARD ICSI Diamond Credit Card Features and Benefits

The ICSI Diamond Credit Card issued by the BOBCARD comes with various exclusive privileges across different categories, including rewards, travel, and many more. To know all its features and benefits in detail, refer to the below-mentioned information:

Welcome Benefits

• You get a complimentary 6-month FitPass Pro membership.
• You get 500 bonus Reward Points on spending ₹5,000 within 60 days of card issuance.

Milestone Benefits

• You get 3,999 bonus reward Points every quarter on spending more than your total credit limit in a quarter.
• Get 999 bonus Reward Points every month on making at least 5 transactions worth Rs. 1,000 or more in a month.

Travel Benefits

• The cardholders get 12 complimentary domestic lounge access every year with the BOBCARD ICSI Diamond Credit Card (capped at 3 visits per quarter).
• Moreover, the card has a low forex markup fee of 2%, making it a suitable card for international transactions.

Insurance Benefits

• The cardholders get insurance coverage worth Rs. 15 lakhs against death due to personal air accident.
• You also get an insurance cover worth Rs. 5 lakhs against non-air accident and a Professional Indemnity Insurance Cover worth Rs. 5 lakhs.

Fuel Surcharge Waiver

• You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.
• The maximum waiver per month is capped at Rs. 250.

BOBCARD ICSI Diamond Credit Card Reward Points

The reward rates offered by BOBCARD ICSI Diamond Credit Card in different categories are as follows:

• The cardholders get 1 Reward Point on every retail spend of Rs. 100.
• The card offers 5x rewards on all your spends on utility, dining, and online purchases.
• No Reward Points are earned on fuel purchases.

Reward Redemption

• The Reward Points earned using the BOBCARD ICSI Diamond Credit Card can be redeemed against cashback and various options available at the BOBCARD Rewards portal.
• 1 Reward Point = Re. 0.25.

BOBCARD ICSI Diamond Credit Card Fees and Charges

Some very important fees and charges associated with the BOBCARD ICSI Diamond Credit Card are mentioned below:

• This credit card is a lifetime free card, i.e, you don’t need to pay any joining or annual membership fee for it.
• The interest rate on the BOBCARD ICSI Diamond Credit card is 3.49% per month.
• The foreign currency markup fee on this credit card is very low, i.e. 2% of the total transaction amount.
• The cash advance fee on this credit card is 2.5% or Rs. 300 at domestic ATMs and 3% subject to a minimum of Rs. 300 at international ATMs.

BOBCARD ICSI Diamond Credit Card Eligibility Criteria

The eligibility criteria that the applicants need to fulfill in order to get approved for the BOBCARD ICSI Diamond Credit card are as follows:

• The applicant should be an active ICSI member.
• The age of the add-on cardholder should be a minimum of 18 years.
• The applicant’s credit score might also affect the card issuer’s decision.
• The applicant should be a resident of India.

Documents Required

The list of documents required to apply for the BOBCARD ICSI Diamond Credit Card is given below:

• Photocopy of the applicant’s PAN Card.
• ICSI Membership Card’s photocopy.
• Recent photograph(Passport sized).
• Latest salary slips/latest ITR.
• Current Address proof (such as Passport latest utility bills, Aadhar Card, etc).

How To Apply For The BOBCARD ICSI Diamond Credit Card?

You can apply for the BOBCARD ICSI Diamond Credit Card online as well as offline as per your mode of comfort. You can apply for it offline by visiting the nearest BOBCARD branch to you with all the aforementioned documents and filling out the physical application form. To apply online for this card, follow the steps given below:

• Under the ICSI Diamond Credit Card, click on the option ‘Apply Now.’
• Fill in all the necessary details in the digital application form.
• Review your application form carefully and submit it after completion.

Bottom Line

The BOBCARD ICSI Diamond Credit Card is a great option for ICSI members as it is exclusively made for them and comes with a zero membership fee. The cardholders can avail of all the above-mentioned privileges including lounge access, insurance benefits, etc, absolutely for free. Moreover, the reduced markup fee of this card is a great plus as it lets you make international transactions with minimal charges. So, if you are eligible for the BOBCARD ICSI Diamond Credit Card, you should definitely apply for it. If you have any additional doubts related to this card, make sure to ask us in the comment section below!