Indian Navy Varunah BOBCARD Credit Card

Indian Navy Varunah BOBCARD Credit Card Features

The Indian Navy Varunah BOBCARD Credit Card is issued in three variants, all of them having their own advantages. All the benefits and features of this credit card are given below in detail:

Welcome Benefits

• Complimentary 12-month Amazon Prime membership (with the Premium and Plus variant).
• 500 bonus Reward Points (only with the premium variant).

Travel Benefits

The travel benefits offered by the BOBCARD Varunah Credit Cards are as follows:

Varunah Premium Credit Card

• Get unlimited complimentary domestic lounge access every year.
• Get a lower forex markup fee of 2% only.

Varunah Plus Credit Card

• Get 3 complimentary domestic lounge access every quarter.
• Lower forex markup fee of 2.5% only.

Fuel Surcharge Waiver

The cardholders get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000. The maximum waiver is capped at Rs. 250 per statement cycle.

Spend Based Waiver

You can easily make your BOBCARD Varunah Credit Card lifetime free by fulfilling the below-mentioned conditions:

Varunah Premium Card

• The joining fee is waived if the cardholder spends Rs. 25,000 or more within the first 180 days of card issuance.
• The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year.

Varunah Plus Card

• The joining fee is waived if the cardholder spends Rs. 15,000 or more within the first 180 days of card issuance.
• The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year.

Insurance Benefits

The insurance benefits offered with this card are as follows:

• Get an air accident cover worth Rs. 1 crore with the Varunah Premium Card and Rs. 50 lakhs with the Plus Card.
• Get non-air accident cover worth Rs. 10 lakhs with the Premium and Plus variant.
• Get an accidental death (air and non-air) cover worth Rs. 20 lakhs with the Varunah Card.

BOBCARD Varunah Credit Card Rewards/Cashback

The reward rates offered by the BOBCARD Varunah Credit cards are as follows:

Varunah Credit Card

• Get 1 Reward Point on every retail spend of Rs. 100.
• Get 5x Reward points on groceries and departmental store spends.

Varunah Plus Credit Card

• Get 2 Reward Points on every retail spend of Rs. 100.
• Get 5x Reward Points on dining, travel, online purchases, and international spends.

Varunah Premium Credit Card

• Get 3 Reward Points on every retail spend of Rs. 100.
• Get 5x Reward Points (15 RPs per Rs. 100 spent) on dining, travel, online purchases, and international spends.

Reward Redemption

• The reward Points earned using the BOBCARD Varunah Credit Card can be redeemed against a lot of options at the BOBCARD Rewards portal and against cashback.
• 1 Reward Point = Re. 0.25.

Indian Navy Varunah BOBCARD Credit Card Eligibility Criteria

The following are the eligibility criteria required to get approved for the BOBCARD Varunah Credit Card:

• The primary cardholders should be above 21 years of age (18 years for add-on applicants).
• The applicant should be an Indian Navy Personnel.
• The applicant should either be self–employed or salaried and should have a stable source of monthly income.
• The applicant should have a decent credit score.

Documents Required

To get the Indian Navy Varunah BOBCARD Credit Card, you will have to submit the following documents:

• Photocopy of your PAN card.
• Proof of being an Indian Navy personnel.
• Photocopy of your address proof (such as Aadhar Card, and latest utility bills).
• Salary slip/bank statement as proof of income.
• Passport-size photograph.

How To Apply for Indian Navy Varunah BOBCARD Credit Card?

To apply for the Indian Navy Varunah BOBCARD Credit Card online, follow the steps given below:

• Click on Apply Now.
• Fill out the given form.

Bottom Line

The Indian Navy Varunah BOBCARD Credit Card, exclusively for Indian Navy Personnel, is a great card as it is offered in three variants, and one can choose any of them as per their requirements. The basic variant is lifetime-free, and the other two variants can also be made absolutely free by achieving the required minimum spending within the given time period.

Other major card issuers also offer similar cards for Indian Defence Personnel, such as SBI Shaurya Credit Card, but the Varunah Card has a lot of advantages, including reward rates, complimentary lounge access, and many more. If you fulfill the eligibility requirements for this card, you should definitely go for it. If you have any further questions regarding the BOBCARD Varunah Credit Cards, you can freely ask us in the comment section below!