By Shubham Sharma
Updated On January 11, 2024

Every cardholder should be very cautious whenever using their credit card. You shouldn’t share your card details such as card number, expiry date, CVV number, or PIN with anybody. The customers should be very careful with these details. Bank of Baroda offers its customers several methods to block their credit cards if stolen or lost by any chance.
Bank of baroda credit card block and replace

Different Methods to Block your Bank of Baroda Credit Card

Bank of Baroda cardholders can get their credit card blocked in case of loss, theft, or misuse. The customer can use the following methods mentioned below to block Bank of Baroda credit card.

Through Phone Banking
Through SMS
Through Email
Through Branch visit

Through Phone Banking:

Bank of Baroda customers can simply call the 24/7 toll-free number at 18002584455 or 18001024455 with a request to block their Bank of Baroda credit card. This number also provides the IVR facility to its customer to block their credit card. Alternatively, the customer requests a card block on these numbers 1800225100 / 18001031006. A customer care representative shall be assigned to you. You will be required to mention your credit card details to get to validate your account. The customers can also send an email to this address [email protected].

Through SMS:

Bank of Baroda customers can send an SMS BLOCK < Last 4-digit of your card number > to this number +91 9323803935 from your registered mobile number. Your respective credit card shall be blocked instantly.

Through Email:

Bank of Baroda cardholders can get their credit card blocked by sending the mail to this address [email protected]. You will be required to mention your Bank of Baroda credit card details and the reason to request a card block. Alternatively, you also send mail to [email protected] to request a card block.

Through Branch Visit:

Bank of Baroda customers can visit the nearest branch of Bank of Baroda to request their card block. The customer need to fill and submit an application form with all the required documents and valid identity proof.

How to Report Loss/Theft/Misuse on your Bank of Baroda Credit Card?

Below are mentioned steps you can follow to get your Bank of Baroda credit card in case of loss/theft/ misuse.

Step 1: Firstly, you can contact the BOBCard Area officer in case your card is lost or stolen. The customers need to call 1800225100 or the All India Toll-free number to get their Bank of Baroda credit card blocked.
Step 2: The customer shall file an FIR for their lost credit card by visiting the nearest police station and submitting the respective copy to the bank.
Step 3: In addition to this, you must also register a complaint with the Cyber Crime cell and submit a copy of the same to the bank.
Step 4: In case of failure to block your card, the customer shall be liable for any fraudulent transactions reported on your Bank of Baroda credit card account.
Step 5: If by any chance, you recover your lost credit card, you shouldn’t use instead destroy it by cutting the magnetic stripe of the card.

How to Replace Your Bank of Baroda Credit Card

The replacement card shall be issued to the customer when the bank receives the report of the lost credit card. The cardholders can call customer care at 1800-225-100 to replace their credit card. The cardholder shall be required to provide information related to their credit card account. You shall be required to pay a replacement fee of Rs 100 on card replacement.

FAQs:

You shall be charged with a replacement fee of Rs 100 on your Bank of Baroda credit card
The Bank of Baroda customers can unblock their Bank of Baroda credit card by calling at 1800225100/18001031006 or you can mail “UBL” at [email protected]
The bank will issue a new credit card with 5-10 working days to the customer.