HDFC Bank 
SBI Card 
IDFC Bank 
Axis Bank 
RBL 
ICICI Bank 
CITI Bank 
HSBC 
YES Bank 
AMEX 
IndusInd Bank 
Standard Chartered
Federal BankApplying for a credit card is almost always a very simple process. All you have to do is visit the card issuer’s website and select the card you wish to apply for and proceed with the application process. You are required to fill a simple form and submit a few KYC documents including an ID proof like Aadhar Card, Voter Card, PAN Card, etc., an address proof like Aadhar Card, Voter Card, driving license, electricity/telephone bill, etc. and proof of income like salary slip or ITR acknowledgment. But, unless your credit card is pre-approved, you do not get the card instantly right after submitting the application. Once you have submitted the application, it undergoes scrutiny by the bank officials who first evaluate your eligibility for the card, and then, if deemed eligible, decide the credit limit of your credit card.
Possible Statuses of Your Credit Card Application
Once you have submitted your credit card application, the status of your application keeps changing based on its progress. For example, upon checking the status of your application, you may find that it is still under review or has been approved/disapproved.
For most credit card issuers, your application will have one of the following statuses at any given time-
- No Records Found: This is the message that you see if you enter wrong details like the wrong reference number, PAN or mobile number while checking your application status. This indicates that there are no records matching the details entered by you in the bank’s database.
- On Hold: This status indicates that you have either not provided all the documents necessary to process your application or the card issuer was unable to verify your documents. In such a case, the card issuer might ask you to submit some additional documents (if required) or furnish the already submitted documents afresh with correct details.
- In Progress: This status indicates that the card issuer is yet to decide on your application- it has been neither approved nor disapproved.
- Approved: This status means that your credit card application has been successfully processed and has been approved and your credit card will be dispatched shortly at your correspondence address.
- Disapproved: This status indicates that your credit card application has been rejected by the issuer. There can be many reasons for rejection of application including incomplete documents, mismatch of information provided by you and that on the KYC documents, but the most common reason for application rejection/disapproval is not meeting the eligibility criteria.
- Dispatched: This is the status of your credit card application after it has been approved and the card has been successfully dispatched to your address.
How to Check Your Credit Card Application Status
The procedure to check your credit card application status is more or less the same for almost all card issuers, there are still a few differences.
Checking HDFC Bank Credit Card Application Status
You can check your HDFC Bank credit card application status either online or offline. To check the status online-
- Visit the Track your Credit Card page on the bank’s official website.
- Enter the mobile number that you provided with your application at the designated space.
- Enter your application reference number/form number/date of birth (you can check your application status using either of the three).
- Fill in the captcha as displayed on the screen.
- Now click/tap on Submit to view the current status of your credit card application.
Alternatively, you can also check your HDFC credit card application status offline by either visiting your nearest HDFC branch or by dialing the bank’s 24×7 customer care number 1800 266 4332.
Checking SBI Card Credit Card Application Status
Just like HDFC, you can check your SBI Card credit card application status online as well as offline. To check your SBI Card credit card application status-
- Visit the Track Application page on the official SBI Card website.
- Here you can track your credit card application in two ways- through your Application Number/Reference Number or using your PAN and date of birth.
- To track your application using the Application Number/Reference Number, enter the same in the designated field and click/tap on Track.
- To track the application using PAN and DOB, enter your First Name and Mobile Number in the designated space and click/tap on Retrieve. Now enter your PAN and Date of Birth to track your application.
You can also track your SBI Card credit card application status offline by dialing SBI Card 24×7 helpline numbers- 1860 180 1290 or 39020202 (prefix STD code).
Checking ICICI Credit Card Application Status
To track your ICICI Bank credit card application status online-
- Visit the Track your application status page on the bank’s official website.
- Here you can track your credit card application in two ways- using the mobile number, application number, and date of birth of the applicant or using the mobile number, date of birth and a one-time password sent to your mobile number.
- To track the application using the application number, mobile number and the applicant’s date of birth, enter the required details in the designated space on the right-hand side of the screen and click/tap on Continue. You will be able to see your credit card application status on the page that opens.
- To track your ICICI credit card application status using your mobile number, date of birth and OTP, enter your mobile number and date of birth in the designated fields on the left-hand side of the screen and click/tap in Send OTP. Now enter the OTP received on your mobile phone and click on Continue. Now you will be able to see your credit card application status on the page that opens.
Alternatively, ICICI credit card application status can also be checked offline by either visiting the nearest ICICI branch or by dialing the bank’s 24×7 helpline number 1860 120 7777 Monday to Friday between 9 am to 7 pm.
Checking Axis Bank Credit Card Application Status
To check the status of your Axis Bank credit card application online-
- Visit the application tracking page on Axis Bank’s official website.
- Here you can track your credit card application status using either your application ID or your PAN and mobile number.
- To track your application using the application ID, click/tap on the radio button next to App ID, enter the Application Reference Number in the designated space and click/tap on Submit.
- To check the status of your credit card application using your PAN and mobile number, click/tap on the radio button next to PAN Number/Mobile Number, enter your mobile number and PAN in the designated fields and click/tap on Submit.
Alternatively, you can also track your Axis Bank credit card application status offline by visiting your nearest Axis Bank branch or by dialing the bank’s official customer care number 1800 419 5555 Monday through Friday 8 am to 8 pm.
Checking American Express Credit Card Application Status
American Express does not provide you the option to check the status of your credit card application online. In order to check the status of your application for a new American Express credit card, you may dial the card issuer’s 24×7 customer care numbers 1800 419 3646 or +91 124 2801800. Alternatively, you may also drop an email enquiring about your credit card application status at [email protected]. Usually, American Express takes around 2 weeks to process a new credit card application.
Checking Bank of Baroda Credit Card Application Status
You can track the status of your application for a new Bank of Baroda credit card either online using your Application Number or offline by visiting a BoB branch or dialing the bank’s helpline number.
To track your Bank of Baroda credit card application online-
- Visit the Track Application Status page on the official Bank of Baroda website.
- Enter your Application Number in the designated field and click/tap on Get Details.
- You will be able to view the status of your credit card application on the page that opens.
Alternatively, you can also dial the bank’s 24×7 customer care number 1800 258 4455 or 1800 102 4455 or visit your nearest Bank of Baroda branch to check the status of your credit card application.
Checking Citibank Credit Card Application Status
Citibank allows you to track the status of your application for a new credit card online as well as offline. To track your application online-
- Visit the Credit Card application status page on Citibank’s official website.
- Enter your Application Reference Number and mobile number in the designated space and click/tap on Submit.
- You will be able to view the status of your credit card application on the page that opens.
You can also check the status of your Citibank credit card application by visiting your nearest Citibank branch or by dialing the bank’s 24×7 toll-free helpline number 1860 210 2484.
Checking Kotak Mahindra Bank Credit Card Application Status
You can track your Kotak Mahindra credit card application either online on the bank’s official website or offline by visiting one of Kotak Mahindras branches or by contacting the bank’s customer care.
To track your Kotak Mahindra credit card application online-
- Visit the Check your application status page on the bank’s official website.
- Select Credit Card from the Select a product menu.
- Enter your application form number in the designated field and click/tap on Submit.
- Now you will be able to view the status of your credit card application on the page that opens.
Another method to track your Kotak Mahindra credit card application status online is through the bank’s chatbot Keya (look for the Ask Keya option at the bottom of the page).
You can also track your Kotak Mahindra credit card application status offline by visiting your nearest Kotak Mahindra branch or by dialing the bank’s 24×7 customer care number 1860 266 0811.
For detailed information on how to check the status of your credit card application for different card issuers, you may refer to the links provided in the table below-
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