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The RBL Platinum Delight credit card is a rewards card that comes with exciting reward offers on a variety of purchases. It is best suited for people looking for a credit card that allows them to save on all their expenses. With a joining fee of Rs. 1,000, you get 4,000 reward points as a welcome gift. The card gives you an opportunity to earn bonus Reward Points every month on the basis of your monthly spends. With your RBL Platinum Delight credit card, you can earn 2 Reward Points on every Rs. 100 spent on all purchases and 2x Reward Points on weekends to make them even more delightful.

These reward points can be redeemed against a variety of options through their dedicated website for rewards. Moreover, you can make the card absolutely free for yourself by getting the annual fee waived on the basis of your spends. To know more details about the RBL Platinum Delight credit card, its benefits, and fees & charges, keep reading:

RBL Platinum Delight Credit Card
(3.8/5)

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

4,000 Reward Points

Movie & Dining

N/A

Rewards Rate

2 Reward Points on every Rs. 100 spent on weekdays and 4 Reward Points on every Rs. 100 spent on weekends.

Reward Redemption

The reward points you earn through your RBL Platinum Delight credit card can be redeemed easily at rblrewards. 1 RP = Rs. 0.25.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

Spend-Based Waiver

The renewal fee is waived if you spend Rs. 2 lakh or more in a year.

Rewards Redemption Fee

Rs. 99 + GST

Rewards Redemption Fee

Rs. 99 + GST

Foreign Currency Markup

Up to 3.5% on all foreign currency spends

Interest Rates

Up to 3.99% per month

Fuel Surcharge

1% fuel surcharge waiver on all transactions between Rs. 500 and Rs. 4,000.

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

  • A welcome gift of 4,000 Reward Points.
  • 2 Reward Points on every Rs. 100 spent on weekdays.
  • 2x Reward Points on weekends.
  • Spend-based monthly bonus Reward Points.
  • 1% fuel surcharge waiver.
  • Spend-based annual fee waiver.

RBL Platinum Delight Credit Card Features

Welcome Benefits

  • The RBL Platinum Delight Credit Card provides you with a welcome benefit of 4,000 Reward Points if you swipe your credit card for a valid retail spend within 30 days of receiving it.
  • The offer can be availed after paying the membership fee of Rs. 1,000.
  • The information regarding the welcome bonus will be communicated via SMS or mail at your registered phone number or email ID within 60 days of card issuance.

RBL Platinum Delight Credit Card Rewards

  • For every Rs. 100 spent, you get 2 Reward Points on all purchases on weekdays.
  • You earn 2x Reward points, i.e., 4 Reward Points for every Rs. 100 spent on weekends (Saturdays & Sundays).
  • The maximum limit capped for reward accumulation in a month is 1,000 reward points.
  • No Reward Points will be earned for fuel, railways, utilities, insurance, wallet reloads, rentals, and miscellaneous payments.

Rewards Redemption

  • The Reward Points you earn can be redeemed through the dedicated website – RBL Rewards.
  • 1 Reward Point = 0.25 for redemption against hotel/flight bookings, mobile recharges shopping vouchers, and other lifestyle products.
  • To redeem the reward points of RBL Bank Credit Cards, you are charged a fee of Rs. 99 + GST on every redemption request.

Milestone Benefits

  • You get 1,000 bonus points every month on swiping your card 5 times for transactions worth Rs. 1,000 each month.
  • The offer is not applicable on fuel transactions made using your credit card in a calendar month.
  • The information will be communicated within 30 days of crossing the threshold transaction limit of a calendar month.

Spend-Based Annual Fee Waiver

The renewal fee of Rs. 1000 is waived if you spend more than Rs. 2 lakh in the previous year.

Fuel Surcharge Waiver

You get a fuel surcharge waiver of 1% on all your fuel transactions capped at a maximum limit of Rs. 150 per month. Fuel transactions range from Rs 400 to Rs 5,000.

RBL Platinum Delight Credit Card Review

If you want to save on all your purchases, then the RBL Platinum Delight credit card would be a great choice for you. It comes with exclusive reward offers and other spend-based benefits, such as renewal fee waivers, monthly bonus reward points, etc. What makes it even more advantageous is it offers you 2x Reward Points on weekends, and there is a high chance that you will spend more on weekends than on weekdays. These reward points can be redeemed against various options through their dedicated website with a nominal redemption fee. So, you can go with the card if you make purchases more often on the weekends and if you are looking for a card to let you save more.

FAQs:

You can use these reward points for hotel/flight bookings, mobile recharges, shopping vouchers, and several other options available at RBL Rewards.
The renewal fee for your RBL Platinum Delight credit card is waived off if you spend over Rs. 1.5 lacs in the previous year.
No, it doesn’t provide zero liability protection for a lost/stolen card.
It can be up to 3.5% on all foreign currency spends.
For the RBL Platinum Delight credit card, 1 Reward Point = Rs. 0.25, i.e., 4 Reward Points are equal to 1 Rupee.

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