By Divya Shokeen
Updated On October 22, 2021

RBL Bank Titanium Delight Card is an entry-level credit card issued by the bank with an aim to help its customers save more on their spends. It comes with a joining fee of Rs. 750 and earn up to 3,000 bonus reward points as a welcome gift. Along with the regular reward rewards, the card comes with special mid-week delights. On Wednesdays, you can get 5% value back on groceries, 10% value back on Dominos/Pizza Hut, and Buy 1 get 1 Free offer on movies.

Moreover, you can earn 4,000 bonus Reward Points every year on achieving the milestone spend. To help you save even more, the card comes with a spend-based annual fee waiver and 1% fuel surcharge waiver at all fuel stations. For more details kindly read below:

Best Suited For

Shopping |

Joining Fee

Rs. 750

Reward Type

Reward Points |

Product Details

  • Earn up to 3,000 bonus reward points as a welcome benefit.
  • 1 Reward Points on every spend of Rs. 100.
  • 5% value back on grocery purchases on Wednesdays.
  • Buy 1 Get 1 Free offer on BookMyShow on Wednesdays.
  • Up to 4,000 bonus reward points every year.
  • 10% value back on dominos/Pizza Hut on Wednesdays.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

Up to 3,000 bonus Reward Points.

Movie & Dining

Buy 1 get 1 Free offer on movie tickets on Wednesdays.

Rewards Rate

1 Reward Point on every spend of Rs. 100 and 20 Reward Points on every spend of Rs. 100 on groceries on wednesdays.

Reward Redemption

Redeem your reward points on payment of utility bills, phone recharge, hotel, and flight bookings, etc. 1 Reward Point = Re. 0.25.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

The cardholder won’t be liable for any fraudulent transactions made on the card once the card is reported lost/stolen to the bank.

Fees & Charges

Joining Fee

Rs. 750

Renewal Fee

Rs. 750

Spend based Waiver

The renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.

Rewards Redemption Fee

Rs. 99 + GST

Rewards Redemption Fee

Rs. 99 + GST

Foreign Currency Markup

3.50% on all foreign currency spends.

Interest Rates

3.5% per month.

Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 4,000.

Cash Advance Charge

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Add-on Card Fee

Nil

Welcome Benefits:

You can earn up to 3,000 bonus Reward Points as follows:

  • You get 2,000 bonus Reward points on making your first transaction within 30 days from card issuance if you have paid the joining fee.
  • You get additional 1,000 Reward Points if you spend Rs. 10,000 or more within the first 60 days after the card activation date.

Reward Points

  • You get 1 Reward Point on every spend of Rs. 100.
  • You get 20 Reward Points on every Rs. 100 spent on groceries on Wednesdays.
  • You get 40 Reward Points on every Rs. 100 spent on Dominos/Pizza hut on Wednesdays.

Reward redemption:

  • Redeem your reward points against selected flights, hotel bookings, and mobile recharge, high-end gadgets, accessories, gift vouchers, etc, at http://www.rblrewards.com.
  • 1 Reward Point = Re. 0.25.

Milestone Benefits:

You can earn 4,000 bonus Reward Points every year if you achieve an annual spend of Rs. 1.2 lakhs in a year.

Movie & Dining benefits:

  • Avail 1+1 offer on purchasing movie tickets from BookMyShow on Wednesdays.
  • The offer can be availed once in a month and the maximum price of a free ticket is capped at Rs. 200 per ticket.

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India.

Spend Based Annual Fee Waiver

The annual fee of Rs. 750 is waived off if you spend Rs. 1 lakh or more in the previous anniversary year.

Conclusion

RBL Bank Titanium Delight Card is a highly rewarding card. You can earn annual benefits worth Rs. 7,500 on this card. It can earn you accelerated reward points on grocery shopping and pizza mania. Accumulated reward points can be redeemed towards mobile recharge, gift vouchers, flight bookings, etc. you can avail fuel surcharge waiver of Rs. 100 on purchasing fuel worth Rs. 500-Rs. 4000 per month. It gives you a 1+1 offer or a discount of Rs. 200 on the purchase of movie tickets from www.bookmyshow.com every Wednesday. This is the card one should definitely go for as it will generously give back to its cardmembers.

FAQs:

No, travel benefits are not provided on this card.

On purchasing fuel worth Rs. 500-Rs. 4000, one can get a waiver of Rs. 100 as fuel surcharge on this card every month.

The joining fee and annual fee of this card are Rs. 750 each. However, spending a minimum of Rs. 1.2 lakhs on this card in the previous year can get you an annual fee waiver.

3.5% p.m. interest is levied on this card.

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