RBL Bank Insignia Preferred Banking World Card

RBL Bank Insignia Preferred Banking World Card Rewards:

• 5 Reward Points for every ₹100 spent on domestic transactions.
• 10 Reward Points for every ₹100 spent on international transactions.

Reward Redemption:

You can redeem the reward points on the RBL Bank’s rewards catalog for-

• flight tickets and hotel stays.
• shopping gadgets and products.
• mobile recharges.
• e-vouchers and gifts.

For redemption against gift vouchers, you can refer to the following table that contains the number of reward points required to get some top-branded vouchers:

Milestone Benefits

After spending ₹8 lakh or more in a year, cardholders shall get gift vouchers worth ₹8,000. These vouchers can be chosen from a wide list of brands, including but not limited to Taj Experiences, Croma, Amazon, MakeMyTrip, and Myntra. Complete details regarding milestone vouchers are available here.

Travel Benefits

• You get 2 complimentary domestic lounge access every quarter with the MasterCard lounge program.
• You get 6 complimentary international lounge access with the complimentary Priority Pass membership. Any visits after the free access will be charged at USD 27 per person per visit.
• Hotel stay benefits from some of the world’s leading hotel chains, including Marriott, Accor, IHG, Mandarin Oriental, Shangri-La and many more
• You get many benefits, including a complimentary night’s stay, a 50% discount on dining, and a guaranteed lowest price at over 800 hotels and 11,000 restaurants across 18 countries.

Movie and Dining Benefits

• A flat discount of ₹500 on movie ticket bookings with BookMyShow every month. This benefit can be availed twice monthly, leading to savings of ₹12,000 in a year.
• Enjoy 25% to 50% discounts, 1+1 buffet privileges, and priority booking offered by EazyDiner Prime at a curated selection of premium restaurants.

Golf Benefits

• You get 4 complimentary green fee rounds every year.
• You get 12 complimentary golf lessons every year (1 per month).
• 50% discount on golf sessions beyond the complimentary quota.

These benefits are only available for Mastercard holders. 

Fuel Surcharge Waiver

1% fuel surcharge waived off at all fuel stations across India for transactions between ₹500 and ₹4,000 (maximum waiver capped at ₹250 per month).

Concierge Service

With this card, you get a dedicated concierge help desk. You may dial the Concierge helpline at +91 22 6115 6300 for assistance with-

• Exclusive Dining Privileges powered by EazyDiner Prime
• Luxury Hotel Benefits
• Health & Wellness Program
• Car Rental and Limousine Referral and Reservation Assistance
• Flower and Gift Delivery Assistance
• Spa, Fitness Centre, and Sports Centre Information and Referral Assistance
• Global Events and Performance Assistance & Business Services
• Overseas Education Assistance

Conclusion

Considering the fairly high reward rate and some of this card’s best-in-class premium benefits, including a 24×7 concierge service. complimentary domestic and international lounge access, and given the zero membership fee, this seems to be a really attractive offering by the RBL Bank. If you’re an Insignia Preferred Banking member, there’s no reason to skip this card. What’s your opinion of this Insignia Preferred exclusive offering by RBL? Do let us know in the comments. And if you’re an existing card member, don’t forget to share your experience.