RBL Bank Insignia Preferred Banking World Card

RBL Bank Insignia Preferred Banking World Card Rewards:

• 5 Reward Points for every Rs. 100 spent on domestic transactions.
• 10 Reward Points for every Rs. 100 spent on international transactions.

Reward Redemption:

You can redeem the reward points on the RBL Bank’s rewards catalog for-

• flight tickets and hotel stays.
• shopping gadgets and products.
• mobile recharges.
• e-vouchers and gifts.

For redemption against gift vouchers, you can refer to the following table that contains the number of reward points required to get some top branded vouchers:

Milestone Benefits

On spending Rs. 8 lakhs, you get gift vouchers worth Rs. 8,000 from any of these brands: Amazon, Croma, MakeMyTrip, Titan, or Myntra.

Travel Benefits:

• You get 2 complimentary domestic lounge access every quarter with the MasterCard lounge program.
• You get 6 complimentary international lounge access with the complimentary Priority Pass membership. Any visits post the free access will be charged at USD 27 per person per visit.
• Hotel stay benefits from some of the world’s leading hotel chains including Intercontinental Hotels Group, Club Mahindra, Spice Village, Eighth Bastion, etc.
• You get many benefits including a complimentary night stay, a 50% discount on dining, and a guaranteed lowest price at over 800 hotels, 11,00 restaurants across 18 countries.

Movie and Dining Benefits:

• A flat discount of Rs. 500 on movie ticket bookings on BookMyShow every month.
• Dining program with priority reservation at partner restaurants across major cities in India.
• 50% discount on dining with complimentary Accor Plus membership.

Golf Benefits:

• You get 4 complimentary green fees rounds every year.
• You get 12 complimentary golf lessons every year (1 per month).
• 50% discount on golf sessions beyond the complimentary quota.

Fuel Surcharge Waiver:

1% fuel surcharge waived off at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (maximum waiver capped at Rs. 250 per month).

Concierge Service:

You get a dedicated concierge help desk with this card. You may dial the Concierge helpline +91 22 6115 6300 for any assistance regarding hotel bookings, car rentals, gift delivery, dining referral, reservation assistance, etc.

How to apply:

To apply for this credit card, you need to contact your relationship manager by dialing the Insignia helpline number  +91 22 6115 6300. Alternatively, you may also drop a mail at [email protected].

Customer Care:

• You get a dedicated helpline for all your preferred banking needs (including service assist, golf assist, and concierge service). All you need to do is contact your relationship manager at  +91 22 6115 6300.
• For any queries regarding your credit card or to block your card, you may dial +91 22 6232 7777 or 1800 121 9050 from your registered mobile number.

Conclusion:

Considering the fairly high reward rate and some of the best in class premium benefits that this card offers including a 24×7 concierge service. complimentary domestic and international lounge access, and given the zero membership fee, this seems to be a really attractive offering by the RBL bank. If you’re an Insignia Preferred Banking member, there’s no reason to skip this card. What’s your opinion of this Insignia Preferred exclusive offering by RBL? Do let us know in the comments. And if you’re an existing cardmember, don’t forget to share your experience.