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Federal BankThe RBL Bank Cookies Credit Card is a basic card issued by RBL Bank in order to provide its customers with exclusive credit card benefits with a low membership fee. With this card, you earn 1 Reward Points on every offline spend of Rs. 100 and accelerated 5X Reward Points on your online spends. With a monthly joining fee of Rs. 100 only, the card welcomes you with a gift voucher worth Rs. 1,000 on making your first transaction. Moreover, you get a discount of 10% on BookMyShow, Zomato, Uber, and Myntra.
You can earn gift vouchers worth up to Rs. 5,000 on achieving the milestone spend. The spend-based waiver of monthly membership fee, discounts on popular brands, unlimited online reward point earning, and fuel surcharge waiver (up to Rs. 150 per month) are also among its key features. To get detailed information about the RBL Bank Cookies Credit Card & its advantages, keep reading!
RBL Bank Cookies Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
Get a discount of 10% on BookMyShow
Rewards Rate
1 Reward Point per Rs. 100 spent offline and 5 Reward Points per Rs. 100 spent online.
Reward Redemption
The Reward Points you earn can be redeemed at the RBL Rewards website. 1 Reward Point = Rs. 0.25.
Travel
NA
Golf
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
NA
Spend Based Waiver
The monthly renewal fee is waived off on spending Rs. 5,000 in the previous month
Rewards Redemption Fee
Rs. 99 + GST
Rewards Redemption Fee
Rs. 99 + GST
Foreign Currency Markup
Up to 3.5% on all foreign currency spends
Interest Rates
Up to 3.99% per month
Fuel Surcharge
1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 4,000
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
Add-on Card Fee
Nil
- A welcome gift voucher worth Rs. 1,000.
- Up to 5 Reward Points on every Rs. 100 you spend online.
- A discount of 10% on BookMyShow.
- 10% cashback on Zomato, Uber, and Myntra.
- Gift vouchers worth up to Rs. 5,000 on achieving the milestone spend.
- Spend-based waiver of the monthly membership fee.
- 1% fuel surcharge waiver up to Rs. 150.
Pros
- The joining fee is relatively low at Rs. 100 per month. This can be easily waived by spending Rs. 5,000.
- You get 10% cashback on movie ticket booking through BookMyShow
Cons
- There is a reward redemption fee of Rs. 99 + GST which would certainly lessen the savings while redeeming points.
- No reward points can be earned for transactions made on utility, wallet, insurance, railways, and rent.
RBL Bank Cookies Credit Card Features
Welcome Benefits
As a welcome gift, you get a gift voucher worth Rs. 1,000 from Amazon/Flipkart/Croma/ Myntra/Shoppers Stop making your first purchase within the first 30 days after the card issuance.
Joining and Renewal Fee Waiver
The monthly renewal fee can be waived if you spend Rs. 5,000 or more in the previous month.
Milestone Benefits
You can earn the following rewards on reaching the spend milestone with the RBL Bank Cookies Credit Card.
- Get a gift voucher worth Rs. 1,000 from Amazon/Flipkart/Croma/Myntra/Shoppers Stop on spending Rs. 2 lakhs or more in an anniversary year.
- You get a gift voucher worth Rs. 5,000 from Amazon/Croma/Flipkart/Myntra /Shoppers Stop on spending Rs. 5 lakhs or more in an anniversary year.
Movie Benefits
You get a 10% discount on movies on BookMyShow with a maximum cap of Rs. 300 per month.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.
The maximum fuel surcharge waiver is capped at Rs. 150 per month for this card.
Other Benefits
- A cashback of 10% at Myntra.
- A cashback of 10% at Zomato.
- A cashback of 10% at Uber.
The maximum cashback earned for all of these three brands is Rs. 300 per month.
RBL Bank Cookies Credit Card Rewards
- You get 1 Reward Point on every offline retail spend of Rs. 100.
- You get 5 Reward Points on every online transaction of Rs. 100.
- You don’t earn any Reward Points on fuel, utility, wallet reloads, insurance, railways, and rental payments.
Rewards Redemption
- You can redeem your earned Reward Points at the RBL Rewards.
- The Reward points can be redeemed against travel, hotel bookings, and various products available at the Rewards website.
- 1 Reward Point = Rs. 0.25.
- The RBL Bank charges a Reward redemption fee of Rs. 99 per redemption request.
How To Apply for RBL Bank Cookies Credit Card?
If you are looking to apply for an RBL Bank Credit Card offline, you can simply visit your nearest RBL Bank branch. For those who want to apply for the RBL Bank Cookies Credit Card Online, follow these steps:
- Click on the “Apply Now” button on your screen,
- Fill in a few details and
- Your application will be submitted for consideration.
- Once approved, your card will delivered.
RBL Bank Cookies Credit Card Review
The RBL Bank Cookies Credit Card can be considered an excellent choice due to its affordable joining/monthly membership fee & several exclusive benefits. The RBL Bank Cookies Credit Card offers various benefits to its users. You can save up to Rs. 300 each month on movie bookings made through BookMyShow. Additionally, you will be eligible for a cashback of up to Rs. 300 (monthly) on your purchases made with Uber, Myntra, and Zomato. Apart from these, the card also provides welcome benefits, milestone benefits, fuel surcharge waiver, and unlimited Reward Points on online purchases. By availing all these benefits, you can save a substantial amount of money each year.
So, if you are someone who is looking for an affordable card with maximum saving opportunities, you can surely go with this card. Also, don’t forget to share your views on this card in the comment section below.
