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Federal BankAir Vistara, which is India’s only full-service private sector airline, has its own loyalty program called Club Vistara. Air Vistara has partnered with many credit card issuers in the country so that the reward points earned on their credit cards can be converted into Club Vistara (CV) Points. Vistara partner card issuers in India include HDFC Bank, Axis Bank, American Express, Yes Bank and IndusInd Bank. Vistara also offers co-branded credit cards in collaboration with Axis Bank and SBI Cards.
These cards not only earn you additional CV Points but also provide other Air Vistara benefits like a complimentary upgrade to the silver/gold tier of Club Vistara Membership, complimentary air tickets, etc. In this article, we have curated some of the credit cards available in India that offer some of the highest reward rates not only in terms of earning the Reward Points but also the rate of conversion of reward points into Club Vistara Points.
List of Best Credit Cards to Earn CV Points in India 2023
Vistara airlines are among the major airlines in India and keeping this in consideration, many top card issuers in the country offer co-branded cards with Vistara airlines. Some non-co-branded cards also offer reward points that can be converted into CV Points. There are various credit cards through which you can earn Club Vistara Points and get lots of other additional travel-related privileges. All these cards along with their detailed features are given below in the article:
- Axis Bank Vistara Infinite Credit Card
- Axis Bank Vistara Signature Credit Card
- Axis Bank Vistara Credit Card
- Club Vistara IDFC First Credit Card
- Club Vistara SBI Card PRIME
- Club Vistara SBI Card
- Club Vistara IndusInd Bank Explorer Credit Card
- HDFC Bank INFINIA Credit Card Metal Edition
- HDFC Bank Diners Club Black Credit Card
- Axis Bank Magnus Credit Card
- Axis Bank Atlas Bank Credit Card
- HDFC Bank Diners Club Miles Credit Card
- American Express Platinum Card
- Axis Bank Privilege Credit Card
- American Express Platinum Travel Credit Card
Fees
Joining Fee
Rs. 10,000 + GST
Renewal Fee
Rs. 10,000 + GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1 Complimentary Business Class ticket voucher
Card Details +
Axis Bank Vistara Infinite Credit Card is the most premium Vistara co-branded credit card in India. It is a premium travel credit card and comes with a membership fee of Rs. 10,000 (plus applicable taxes) per annum. You get a plethora of premium benefits and privileges with the Vistara Infinite Credit Card including a 24×7 concierge service (for assistance regarding travel, dining and shopping, (limited) complimentary domestic airport lounge access, multiple travel insurance benefits including a personal air accident cover worth Rs. 2.5 crore, etc.As far as Air Vistara benefits are concerned, you get the following Air Vistara benefits with the Axis Bank Vistara Infinite Credit Card-
- Complimentary Air Vistara business class ticket as a welcome benefit and every time the card membership is renewed.
- Complimentary Club Vistara Gold membership.
- Additional Club Vistara Points or complimentary business class tickets on achieving the stipulated milestones-
| Amount spent | Reward |
| Rs. 1,00,000 (if spent in the first 90 days from the issuance of card) | 10,000 bonus CV Points |
| Rs. 2,50,000 (annually) | 1 Business Class ticket |
| Rs. 5,00,000 (annually) | 1 additional Business Class ticket |
| Rs. 7,50,000 (annually) | 1 additional Business Class ticket |
| Rs. 12,00,000 (annually) | 1 additional Business Class ticket |
- 6 Club Vistara Points for every Rs. 200 spent with the card (reward rate of 3%).
| Reward Rate | 3% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 3,000 (plus GST)
Renewal Fee
Rs. 3,000 (plus GST)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1 complimentary Premium Economy Class air ticket and complimentary Club Vistara Silver Membership
Card Details +
Vistara Signature Credit Card is a mid-range travel credit card by Axis Bank in collaboration with Air Vistara. The card offers many premium benefits like complimentary rounds of golf, complimentary domestic airport lounge access, air accident protection worth up to Rs. 2.5 crore, etc. Being a Vistara co-branded card, you also get a few Air Vistara exclusive benefits-
- Complimentary Club Vistara Silver Membership.
- 1 complimentary Premium Economy Class air ticket.
- Additional Club Vistara Points or complimentary Premium Economy Class tickets on achieving the stipulated spends-based milestones-
| Amount Spent in a year | Reward |
| Rs. 75,000 | 3000 Bonus CV Points |
| Rs. 1,50,000 | 1 Premium Economy Ticket |
| Rs. 3,00,000 | 1 additional Premium Economy Ticket |
| Rs. 4,50,000 | 1 additional Premium Economy Ticket |
| Rs. 9,00,000 | 1 additional Premium Economy Ticket |
- 4 Club Vistara (CV) Points per Rs. 200 spent with the card (reward rate of 2%).
| Reward Rate | 2% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 1,500 (plus applicable taxes)
Renewal Fee
Rs. 1,500 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1 complimentary economy class ticket voucher
Card Details +
Complimentary access to domestic lounges and 20% discount on dining bills. Following are the benefits of the card:
- 2 CV Points on every Rs. 200 spent.
- 2 complimentary domestic lounge access per quarter.
- 3 complimentary economy class ticket vouchers on achieving the milestone spend.
- Air accident, lost/delayed baggage, and lost travel documents insurance covers.
| Reward Points Earning Rate | 2 CV Points per Rs. 200 |
| Miles conversion | N/A |
| Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) | 1% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 4999 plus taxes
Renewal Fee
Rs. 4999 plus taxes
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara
Card Details +
The Club Vistara IDFC First credit card is a mid-range travel co-branded card that comes at a joining fee of Rs. 4999 plus taxes. The card is packed with many benefits for frequent Vistara flyers along with other lifestyle, dining, milestone, and travel benefits. You can enjoy complimentary lounge access with the card, complimentary golf rounds, low forex markup fee, exclusive insurance benefits, and more. You even reward points in the form of Club Vistara points with this card. The following are the exclusive Air Vistara benefits offered by the card –
- Complimentary Air Vistara Premium Economy flight ticket voucher and 1 Class Upgrade voucher as a welcome benefit
- Complimentary Club Vistara Silver Tier membership
- Complimentary Premium Economy flight tickets on reaching the target spend milestones –
| Annual Spends | Reward |
| Rs. 1.5 Lakhs | 1st Premium Economy Vistara flight ticket voucher |
| Rs. 3 Lakhs | 2nd Premium Economy Vistara flight ticket voucher |
| Rs. 4.5 Lakhs | 3rd Premium Economy Vistara flight ticket voucher |
| Rs. 9 Lakhs | 4th Premium Economy Vistara flight ticket voucher |
| Rs. 12 Lakhs | 5th Premium Economy Vistara flight ticket voucher |
- Up to 6 CV Points per Rs. 200 spent with the card (reward rate of 3%)
| Reward Rate | 3% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 2,999 (plus applicable taxes)
Renewal Fee
Rs. 2,999 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.
Card Details +
Club Vistara SBI Card Prime is a mid-range travel credit card by SBI Cards launched in collaboration with Air Vistara and comes with a membership fee of Rs. 2,999. Being a travel card, it comes with a plethora of travel benefits including complimentary domestic and international airport lounge access, travel-related insurance covers, complimentary hotel vouchers, etc. As it is a Vistara co-branded credit card, it offers the following Air Vistara exclusive benefits-
- 1 Premium Economy Class air ticket from Air Vistara as a welcome gift.
- Bonus Club Vistara Points and complimentary Premium Economy Class tickets as milestone benefits-
| Spends Milestones | Reward |
| Rs. 75,000 in 90 days | 3,000 Bonus CV Points |
| Rs. 1.5 lakh per annum | 1 Premium Economy Ticket |
| Rs. 3 lakh per annum | 1 additional Premium Economy Ticket |
| Rs. 4.5 lakh per annum | 1 additional Premium Economy Ticket |
| Rs. 8 lakh per annum | 1 additional Premium Economy Ticket |
- 4 Club Vistara Points per Rs. 200 spent using the card (reward rate of 2%).
| Reward Rate | 2% (in terms of CV Points earned) |
Fees
Joining Fee
Rs 1,499 (plus applicable taxes)
Renewal Fee
Rs 1,499 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1 economy class air ticket e-voucher as a complimentary gift and Club Vistara Base membership
Card Details +
Club Vistara SBI Card is another Vistara co-branded credit card by SBI Cards launched in collaboration with Air Vistara. It is an entry-level travel card and comes with a membership fee of Rs. 1,499. You get complimentary domestic airport lounge access, Priority Pass Membership, travel insurance covers including a personal air accident cover worth Rs. 50 lacs and flight cancellation cover worth Rs. 3,500 (limited to 4 cancellations per year) and many other travel benefits with Club Vistara SBI Credit Card.
Being a Vistara co-branded card, you get the following Air Vistara specific benefits with the card-
- 1 complimentary economy class ticket and Club Vistara Base membership as a welcome benefit.
- Bonus Club Vistara Points and complimentary economy class tickets on achieving the stipulated spends based milestones-
| Spends Milestones | Reward |
| Rs. 50,000 in 90 days | 1,000 Bonus CV Points |
| Rs. 1.5 lakh per annum | 1 Economy Ticket |
| Rs. 2.5 lakh per annum | 1 additional Economy Ticket |
| Rs. 4.5 lakh per annum | 1 additional Economy Ticket |
- 3 Club Vistara Points for every Rs. 200 spent with the card.
| Reward Rate | 1.5% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 40,000
Renewal Fee
Rs. 10,000
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
Complimentary Club Vistara Gold Membership, complimentary business class ticket, and exclusive gift vouchers worth Rs 25,000.
Card Details +
Complimentary Club Vistara Gold Tier membership.
- 8 CV points on every Rs. 200 spent at airvistara.com
- 6 CV points on other travel-related spends.
- Zero Foreign Markup fee.
- Complimentary domestic & international lounge access.
| Reward Points Earning Rate | 8 CV Points on spending Rs. 200 on Club Vistara website. 6 CV Points on spending Rs. 200 on travel2 CV Points on spending Rs. 200 elsewhere |
| Miles conversion | N/A |
| Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) | 4% (in terms of CV Points earned) |
Fees
Joining Fee
Rs. 12,500 + applicable taxes
Renewal Fee
Rs. 12,500 + applicable taxes
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.
Card Details +
Infinia credit card by HDFC Bank is the most premium offering by the bank. The card is invite-only and offers some of the best in class benefits and privileges including a 24×7 dedicated concierge service, unlimited airport lounge access, travel insurance benefits, etc. and comes with a high membership fee of Rs. 10,000 per annum.
Infinia Credit Card earns you 5 Reward Points for every Rs. 150 spent which can be converted into AirMiles via net banking on one of partner airlines’ loyalty programs. Since Air Vistara is one of HDFC’s partners, you can convert the Reward Points earned on your HDFC Infinia Credit Card into Club Vistara Points. 1 Reward Point = 1 Club Vistara Point (1:1 conversion ratio), making the effective reward rate of HDFC Infinia Credit Card 3.3% (if Reward Points are redeemed against Club Vistara Points).
| Reward Points Earning Rate | 5 RPs per Rs. 150 spent |
| Miles Conversion | 1 RP = 1 CV Points (1:1 conversion ratio) |
| Effective Reward Rate (for redemption against Club Vistara Points) | 3.33% (on redemption against Club Vistara Points) |
Fees
Joining Fee
Rs. 10,000 (plus applicable taxes)
Renewal Fee
Rs. 10,000 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Get complimentary annual membership of Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and Swiggy One (3 Months) on spending Rs. 1,50,000 or more in the first 90 days of card issuance
Card Details +
The Diners Club Black is a super-premium credit card offering by HDFC Bank that comes with an annual fee of Rs. 10,000 plus taxes. It offers 5 Reward Points on every spend of Rs. 150, 10x Reward Points on select brands through SmartBuy, and 2X Reward Points on weekend dining. Also, you get complimentary membership to popular merchants like Forbes, Club Marriott, Times prime, Amazon Prime, MMT Black, and Swiggy One as a welcome benefit.
The card is also great for frequent travellers as it offers both domestic and international airport lounge access, airport concierge service, air accident cover, and other travel-related insurance benefits. The Reward Points earned through the credit card can be converted to Club Vistara points at a remarkable 1:1 ratio (1 RP = 1 CV Point) that makes the effective reward rate 3.3%
| Reward Points Earning Rate | 5 Reward Points per Rs. 150 spent |
| Miles conversion | 1 RP = 1 CV Points (1:1 conversion ratio) |
| Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) | 3.33% (on redemption against Club Vistara Points) |
Fees
Joining Fee
Rs. 12,500 plus GST
Renewal Fee
Rs. 12,500 plus GST
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels
Card Details +
The Magnus card earns you up to 12 Axis EDGE REWARD Points for every Rs. 200 spent and 5x reward points on travel spends. The EDGE Points earned can be converted into Club Vistara Points, where 5 EDGE REWARD Points = 2 Club Vistara (Ratio 5:2), and therefore the effective reward rate of the Magnus credit card becomes 2.4%. Clients who have a Burgundy account relationship with the bank can continue to transfer their reward points at a ratio of 5:4, where 5 Edge reward points = 4 Club Vistara points at a reward rate of 4.8%.
| Reward Points Earning Rate | 12 Axis EDGE REWARDS Points per Rs. 200 spent on retail upto Rs. 1.5 Lakhs. 35 RPs per Rs. 200 spent on spends above Rs. 1.5 Lakhs and 5X EDGE REWARDS on travel spends. |
| Points Conversion | 5 EDGE REWARD Points = 2 Club Vistara Point |
| Effective Reward Rate (for redemption against Miles) | 2.4% on retail spends, 7% on spends above Rs. 1.5 Lakhs, and 12% on Travel Edge spends |
Fees
Joining Fee
Rs. 5,000 (plus applicable taxes)
Renewal Fee
Rs. 5,000 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
5,000 Edge Miles on successfully completing 1 transaction within 30 days of card set up date.
Card Details +
Axis Bank Atlas Credit Card is a sub-premium travel credit card offered by Axis Bank. The card offers a good reward rate and many other benefits in travel, dining, fuel, and much more. Following are the features of the card:
- 5,000 Edge Miles worth Rs. 5,000 as a welcome benefit.
- 5 Edge Miles per Rs. 100 on all travel spends.
- 2 Edge Miles per Rs. 100 on all other transactions
- Complimentary domestic/international airport lounge access.
- Complimentary airport concierge service.
The Edge Miles can be converted to Club Vistara Points, where 1 Edge Mile = 2 Club Vistara Points, at a 2:1 ratio, and the effective reward rate becomes 10% on travel and 4% on other spends.
| Reward Points Earning Rate | 5 Edge Miles per Rs. 100 on travel spends2 Edge Miles per Rs. 100 on other spends |
| Miles conversion | 1 Edge Mile = 2 CV Points (1:2 conversion ratio) |
| Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) | 10% on travel, 4% on other spends |
Fees
Joining Fee
Rs. 1,000 (plus applicable taxes)
Renewal Fee
Rs. 1,000 (plus applicable taxes)
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
1,000 Reward Points on settling the renewal membership fee.
Card Details +
HDFC Diners Club Miles Credit Card is an entry-level travel credit card by HDFC Bank. The card comes with a membership fee of Rs. 1,000 and offers plenty of attractive travel benefits including complimentary (limited) domestic and international airport lounge access, 24×7 concierge service, travel insurance benefits, etc.
HDFC Diners Club Miles Credit Card earns you 4 Reward Points per Rs. 150 spent with the card (Reward Points earning rate of 2.67%). For redemption against Club Vistara Points, 1 Reward Point = 1 Club Vistara Point (conversion ratio of 1:1). Thus, the effective reward rate of HDFC Diners Club Miles Credit Card, on redemption of Reward Points against Club Vistara Points comes out to be 2.67%.
| Reward Points Earning Rate | 4 RPs per Rs. 150 spent |
| Miles Conversion | 1 RP = 1 CV Point (1:1 conversion ratio) |
| Effective Reward Rate (for redemption against Miles) | 2.67% (on redemption of Reward Points against CV Points) |
Fees
Joining Fee
Rs. 60,000 + GST
Renewal Fee
Rs. 60,000 + GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
SeleQtions, Taj, and Vivanta Hotels’ vouchers worth Rs. 45,000.
Card Details +
The Platinum Credit Card is a super-premium offering by American Express. It comes with a membership fee of Rs. 60,000 per annum, which is one of the highest in the country. As it is a super premium credit card, it comes with a plethora of best in class privileges including unlimited complimentary domestic and international airport lounge access, travel-related insurance benefits, discounts at premium hotel chains like Taj, SeleQtions, Vivanta, etc., 24×7 global concierge service and many other premium benefits.
American Express Platinum Credit Card earns you 1 Membership Rewards Point per Rs. 40 spent with the card, 3X Membership Rewards Points on all spends abroad and 5X Membership Rewards Points on the American Express Reward Multiplier Portal. The Membership Rewards Points on your AmEx Platinum Credit Card can be redeemed against AirMiles of partner airlines’ frequent flyer programs including Club Vistara. 3 Membership Rewards Points = 1 Club Vistara Point (conversion ratio of 3:1). Thus the reward rate of American Express Platinum Credit Card, on redemption against Club Vistara Points comes out to be 0.83%.
| Reward Points Earning Rate | 1 Membership Rewards Point per Rs. 40 |
| Miles Conversion | 3 Membership Rewards Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.83% (considering the reward rate on redemption against Club Vistara Points) |
Fees
Joining Fee
Rs. 1,500
Nil (for priority banking customers)
Renewal Fee
Rs. 1,500
Nil (for priority banking customers)
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customers.
Card Details +
The Privilege Card offers you 10 EDGE Points for every transaction of Rs. 200 done with the card. These Points are convertible into Club Vistara Points, where 10 EDGE REWARD Points = 1 Club Vistara (Ratio 10:1).
| Reward Points Earning Rate | 10 Axis EDGE REWARDS Points per Rs. 200 spent. |
| Points Conversion | 10 EDGE REWARD Points = 1 Club Vistara Point |
| Effective Reward Rate (for redemption against Miles) | 0.5% (on redemption against CV Points) |
Fees
Joining Fee
Rs. 3,500 + GST
Renewal Fee
Rs. 5,000 + GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
10,000 Membership Rewards Points
Card Details +
American Express Platinum Travel Credit Card is a premium travel card by American Express. The card comes with a membership fee of Rs. 3,500 per annum, and being a travel credit card, offers many travel benefits to the customers including complimentary (limited) domestic and international airport lounge access, gift vouchers from premium hotel chains like Taj, SleQtions and Vivanta on achieving the stipulated spends based milestones, etc.
American Express Platinum Travel Credit Card earns you 1 Membership Rewards Point per Rs. 50 spent with the card and accelerated 3X Membership Rewards Points on the Reward Multiplier portal. Like other AmEx cards, the Membership Rewards Points earned on the Platinum Travel Credit Card can be transferred to the Club Vistara loyalty program as Air Vistara is one of American Express partner airlines. 3 Membership Rewards Points = 1 Club Vistara Point (conversion ratio of 3:1). The reward rate of American Express Platinum Credit Card on redemption against Club Vistara Points is 0.67%.
| Reward Points Earning Rate | 1 Membership Rewards Points per Rs. 50 |
| Miles Conversion | 3 Membership Rewards Points = 1 CV Point |
| Effective Reward Rate (for redemption against Miles) | 0.67% (on redemption of Membership Rewards Points against CV Points) |
Features and Benefits of Club Vistara Points
Various card issuers offer co-branded travel cards in partnership with Vistara airlines and these cards come with some great travel privileges, especially across Vistara airlines. These cards also offer complimentary Club Vistara membership, which comes in four tiers and the cardholders get more & more exciting privileges with higher tiers. The benefits that you may get with the Club Vistara membership and CV Points are as follows:
- CV Base Membership: With the CV base membership, the cardholders earn CV Points on all their flight bookings. Other than this, the members can avail of several short and long-term offers that Club Vistara keeps launching.
- CV Silver Tier Membership: With the Silver tier, the members earn a slightly higher number of CV Points on their flight bookings. Moreover, they get priority airport check-in at the Premium Economy Counter and one-class Upgrade vouchers on Tier Renewal & upgrades.
- CV Gold Tier Membership: The Gold tier comes with some additional privileges. The members get an accelerated reward rate (CV Points), complimentary class upgrade vouchers, priority check-in at airports, and many more benefits with this. Other features of this tier include access to various offers & discounts, and guaranteed reservation in economy class up to 48 Hours prior to the flight.
- CV Platinum Tier Membership: The Platinum tier is the most exclusive class out of all the four CV membership tiers. Therefore, the members get the maximum number of CV Points with this and a number of other benefits, including priority check-in to the airport, complimentary in-flight wifi, and many more.
- The Club Vistara Points that you earn using the Vistara co-branded credit cards can be redeemed against Vistara flights and various other travel-related categories.
Reward Rates
For a quick reference, here is a comparison between the reward rates of the various credit cards that allow conversion of Reward Points into Club Vistara Points. The reward rates can be different with different cards and the conversion value may also vary. You will get to know all about it in the following table:
| Credit Cards | Reward Points Earning Rate | Miles conversion | Effective Reward Rate (for conversion of Reward Points into Club Vistara Points) |
| Axis Bank Vistara Infinite Credit Card | 6 CV Points per Rs. 200 | N/A | 3% (in terms of CV Points earned) |
| Axis Bank Vistara Signature Credit Card | 4 CV Points per Rs. 200 | N/A | 2% (in terms of CV Points earned) |
| Axis Bank Vistara Credit Card | 2 CV Points per Rs. 200 | N/A | 1% (in terms of CV Points earned) |
| Club Vistara SBI Card Prime | 4 CV Points per Rs. 200 | N/A | 2% (in terms of CV Points earned) |
| Club Vistara SBI Card | 3 CV Points per Rs. 200 | N/A | 1.5% (in terms of CV Points earned) |
| Club Vistara IndusInd Bank Explorer Credit Card | 8 CV Points on spending Rs. 200 on Club Vistara website. 6 CV Points on spending Rs. 200 on travel2 CV Points on spending Rs. 200 elsewhere | N/A | 4% (in terms of CV Points earned) |
| HDFC Bank Infinia Credit Card | 5 RPs per Rs. 150 spent. | 1 RP = 1 CV Points (1:1 conversion ratio) | 3.33% (on redemption against Club Vistara Points) |
| Axis Bank Atlas Bank Credit Card | 5 Edge Miles per Rs. 100 on travel spends2 Edge Miles per Rs. 100 on other spends | 1 Edge Mile = 2 CV Points (1:2 conversion ratio) | 10% on travel, 4% on other spends |
| Axis Bank Magnus (Burgundy Accountholders) | 12 Edge Reward Points per Rs. 200 spent | 5 Edge Points = 4 CV Points (5:4 conversion ratio) | 4.8% (on redemption against Club Vistara Points) |
| Axis Bank Magnus | 12 Axis EDGE REWARDS Points per Rs. 200 spent on retail upto Rs. 1.5 Lakhs. 35 RPs per Rs. 200 spent on spends above Rs. 1.5 Lakhs and 5X EDGE REWARDS on travel spends. | 5 EDGE REWARD Points = 2 Club Vistara Points (5:2 conversion ratio) | 2.4% on retail spends, 7% on spends above Rs. 1.5 Lakhs, and 12% on Travel Edge spends |
| HDFC Bank Diners Club Black Credit Card | 5 Reward Points per Rs. 150 spent | 1 RP = 1 CV Points (1:1 conversion ratio) | 3.33% (on redemption against Club Vistara Points) |
| HDFC Bank Diners Club Miles Credit Card | 4 RPs per Rs. 150 spent | 1 RP = 1 CV Point (1:1 conversion ratio) | 2.67% (on redemption of Reward Points against CV Points) |
| Axis Bank Privilege Credit Card | 10 Edge Reward Points per Rs. 200 spent | 10 RP = 1 CV Point (10:1 conversion ratio) | 0.5% (on redemption of Reward Points against CV Points) |
| American Express Platinum Credit Card | 1 Membership Rewards Point per Rs. 403x Rewards on International spends5x rewards on Amex Reward Multiplier portal | 3 Membership Rewards Points = 1 CV Point | 0.83%(considering the reward rate on redemption against CV Points) |
| American Express Platinum Travel Credit card | 2 Membership Rewards Points per Rs. 100 | 3 Membership Rewards Points = 1 CV Point | 0.67% (on redemption of Membership Rewards Points against CV Points) |
Other Credit Cards Offering Club Vistara Points
Following are other credit card options to convert reward points into Club Vistara points. You can check their annual fees and all the main features in the table below:
| Credit Card | Reward Points Earning | Transfer Ratio | Effective Reward Rate |
| Yes Bank First Exclusive Credit Card | 6 RPs per Rs. 200 spent on Select categories 12 RPs per Rs. 200 spent elsewhere | 10 RPs = 1 CV points (10:1 ratio) | 0.3% on Select category spends and 0.6% on spends elsewhere |
| AU Bank Altura Plus Credit Card | 1 RP per Rs. 100 on retail spends 2 RPs per Rs. 100 on online spends | 4 RPs = 1 CV Point (4:1 ratio) | 0.25% on retail and 0.5% on online spends |
| AU Bank Vetta Credit Card | 10 RPs per Rs. 100 on utility bills 4 RPs per Rs. 100 on grocery and departmental store spends 2 RPs per Rs. 100 spent elsewhere | 4 RPs = 1 CV Point (4:1 ratio) | 2.5% on utility spends, 1% on grocery spends, and 0.5% on other spends |
| AU Bank Zenith Credit Card | 20 RPs per Rs. 100 spent on dining 10 RPs per Rs. 100 spent on international and grocery spends 5 RPs per Rs. 100 on other spends | 4 RPs = 1 CV Point (4:1 ratio) | 5% on dining spends, 2.5% on international and grocery spends, 1.25% on other spends |
| IndusInd Bank Pinnacle Credit Card | 2.5 RPs per Rs. 100 spent online 1.5 RPs per Rs. 100 spent on travel and flights 1 RP per Rs. 100 spent elsewhere | 1 RP = 1 CV Point (1:1 ratio) | 2.5% on online spends, 1.5% on travel and flight spends, and 1% on other spends |
| HDFC Regalia Credit Card | 4 RPs per Rs. 150 spent | 2 RPs = 1 CV Point (2:1 ratio) | 1.33% |
| American Express Gold Card | 1 RP per Rs. 50 spent, and 5 RPs per Rs. 50 on the Reward Multiplier portal | 3 RPs = 1 CV Point (3:1 ratio) | 0.67% on normal spends and 3.34% on Reward Multiplier spends |
| Axis Bank Reserve Credit Card | 15 RPs per Rs. 200 spent 30 RPs per Rs. 200 on international spends | 5 RPs = 4 CV Points (5:4 ratio) | 6% on normal and 12% on international spends |
Credit Card Milestone Benefits – Complimentary Air Vistara Flight Tickets
Most of the credit cards which we discussed above also offer complimentary Air Vistara flight tickets as milestone benefits upon reaching the target spend amount. Here are the credit cards that offer flight tickets to cardholders –
Axis Bank Vistara Infinite Credit Card
The credit card offers a complimentary Air Vistara Business class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as a milestone benefit –
| Milestone Amount | Reward |
| Rs. 1 Lakh (within 90 days of card issuance) | Bonus 10,000 CV Points |
| Rs. 2.5 Lakhs | 1 Business Class flight ticket |
| Rs. 5 Lakhs | 1 Business Class flight ticket |
| Rs. 7.5 Lakhs | 1 Business Class flight ticket |
| Rs. 12 Lakhs | 1 Business Class flight ticket |
Axis Bank Vistara Signature Credit Card
The credit card offers a complimentary Vistara Premium Economy class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as milestone benefit –
| Milestone Amount | Reward |
| Rs. 75,000 | Bonus 3000 CV Points |
| Rs. 1.5 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 3 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 4.5 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 9 Lakhs | 1 Premium Economy class flight ticket |
Axis Bank Vistara Credit Card
The credit card offers a complimentary Vistara Economy class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as milestone benefit –
| Milestone Amount | Reward |
| Rs. 50,000 (Within 90 days of card issuance) | Bonus 1000 CV Points |
| Rs. 1.25 Lakhs | 1 Economy class flight ticket |
| Rs. 2.5 Lakhs | 1 Economy class flight ticket |
| Rs. 6 Lakhs | 1 Economy class flight ticket |
Club Vistara SBI Card Prime
The credit card offers a complimentary Air Vistara Premium Economy class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as a milestone benefit –
| Milestone Amount | Reward |
| Rs. 75,000 (Within 90 days of card issuance) | Bonus 3000 CV Points |
| Rs. 1.5 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 3 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 4.5 Lakhs | 1 Premium Economy class flight ticket |
| Rs. 8 Lakhs | 1 Premium Economy class flight ticket |
Club Vistara SBI Card
The credit card offers a complimentary Vistara Economy class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as milestone benefit –
| Milestone Amount | Reward |
| Rs. 50,000 (Within 90 days of card issuance) | Bonus 1000 CV Points |
| Rs. 1.25 Lakhs | 1 Economy class flight ticket |
| Rs. 2.5 Lakhs | 1 Economy class flight ticket |
| Rs. 5 Lakhs | 1 Economy class flight ticket |
Club Vistara IndusInd Bank Explorer Credit Card
The credit card offers a complimentary Air Vistara Business class flight ticket as welcome benefit and upon card renewal. It also offers complimentary flight tickets as a milestone benefit –
| Milestone Amount | Reward |
| Rs. 3 Lakhs | 1 Business Class flight ticket |
| Rs. 6 Lakhs | 1 Business Class flight ticket |
| Rs. 9 Lakhs | 1 Business Class flight ticket |
| Rs. 12 Lakhs | 1 Business Class flight ticket |
| Rs. 15 Lakhs | 1 Business Class flight ticket |
Best Routes to use your Complimentary Vistara flight tickets
You can use your complimentary Air Vistara flight tickets on the following routes –
Delhi to Port Blair – 5 Hour 5 Minutes flight
Chandigarh to Kolkata – 4 Hour 10 Minutes flight
Bangalore to Dehradun – 4 Hour 50 Minutes flight
How to Redeem Club Vistara Points
- Log in your Club Vistara account on the official Air Vistara website.
- Go to the Flight Bookings page and choose your payment method as CV Points
- Next, enter your departure and arrival city, departure date, return date, and passengers.
- You can go to the My Nominees page to add your family members or friends. You can add up to 8 nominees in your Club Vistara account and once you add a nominee you cannot remove them until one year.
- Next, you will see the available flights on your chosen and nearby dates.
- Once you click on your wanted departure date, you will see the available flights and the CV Points needed to book different class of the flight.
- After choosing the flight in which you want to travel, click on Continue and make the payment using your CV Points. You will receive the flight ticket booking confirmation.
How to Check Air Vistara Flight Availability
We discussed about how to book Air Vistara flights above by redeeming your CV points. When it comes to checking availability on Air Vistara flights, it is possible on their website only if you have the required CV Points to do so. If you do not have the required points then you would have to look elsewhere to check Air Vistara flight availability.
You can search for Air Vistara availability on other websites like United Airlines and Singapore Airlines. Here is how you can do it –
United Airlines
- Open the official United Airlines website and click on Book > Flight. Make sure to select the Book with Miles feature.
- Add your destination and arrival location, date of travel, and other details and then click on Search Flights.
- You will see all available flights on your date of travel and for the whole week along with the total miles required to book the flight.
- You can even click on 30-day calendar to search for flights in the whole month.
- Click on any flight to check out more details and proceed with booking.
Singapore Airlines
- Visit the official website of Singapore Airlines and sign into your account to view flights. Then click on Book Trip > Redeem flights to begin your search.
- Enter your arrival and departure location, date of travel, passengers, etc. and click on Search.
- Next, in the search results first you will see flights for Singapore Airlines. Click on Show Flights For Other Partner Airlines to check out Vistara flights
- You will see all available flights on your date of travel along with the miles required to book each flight. You can also see flights for that particular week.
- Click on any flight to see more details about it and proceed with booking.
Best Ways to Use Club Vistara Points
The Reward Points or Miles earned on any of the aforementioned credit cards can be transferred as Club Vistara (CV) Points to the Club Vistara frequent flyer program. There CV Points can be used for booking flight tickets, for class upgrades or for choosing the sear of your choice. In order to the best value of the Club Vistara Points accumulated in your account, you must keep in mind the following pointers-
- In case you are getting a higher than usual price of a flight ticket, it is a better idea to complete the booking using the CV Points in your account. This is because, although the value of the ticket is much higher when paid in cash, however, if you make the payment with CV Points, the number of CV Points used will be the same.
- You get a better value of the Club Vistara (CV) Points on shorter routes than that on longer routes.
- Sometimes there is an offer on Air Vistara under which you can get a higher value of the Reward Points earned on your credit card on transferring them to your Club Vistara (CV) account. Currently, you are getting up to 40% bonus CV Points on transferring your credit card Reward Points to your Club Vistara account.
Miles Expiry and How to Extend
The Club Vistara points earned by you are valid for a period of 36 months and you can further extend them by paying a fee. You can only extend the CV points that will expire within 3 months. Log in to your account and click on Extend CV Points in the My Account section.
You can choose the CV points that are about to expire in 3 months. Next, you must choose the extension period and then on Get Fee. You will see the fees required to extend the CV points inclusive of taxes. Just make the payment and the CV points will be extended. However, remember that you can extend CV points just once and they won’t be available for extension again.
Miles Redemption for Others
Yes, you can redeem your earned Club Vistara points for flights for your friends and family members. You can redeem an award flight for yourself and up to 8 other individuals that you will need to add as Nominees on your Club Vistara membership account.
You need to log into your Club Vistara account, and then head over to the My Nominees page. You can add up to 8 friends and family members as Nominees in your Club Vistara account. Also, you cannot remove a nominee for one year once you add them.
Cancellation Charges of Award Tickets
The following are the fees and charges related to award flights –
| Category | Economy | Premium Economy | Business |
| Change Fee | 10% | 10% | 10% |
| Cancellation Fee 3 Days Before Departure | 15% | 15% | 15% |
| No Show Fee | Taxes Refundable (Refund fee is charged) | Taxes Refundable (Refund fee is charged) | Taxes Refundable (Refund fee is charged) |
| Cancellation Fee up to 2 Hours and less than 3 Days before Departure | 25% | 25% | 25% |
Miles Redemption for Infant/Child
You cannot redeem CV points for award flights for infants and will have to pay the following charges –
- Economy – Rs. 1300
- Premium Economy – Rs. Rs. 2500
- Business – Rs. 3800
Bottom Line
All these credit cards are some of the best cards for frequent domestic flyers. These cards shall also fit your needs if you’re a frequent traveler to Singapore or Dubai as Air Vistara is one of the only two full-service careers currently operational in the country (the other one being Air India) and the only airline in the country with a premium economy class, allowing you to enjoy premium service at pocket-friendly rates. Most of these credit cards also offer many other travel benefits like complimentary lounge access, hotel vouchers, etc.
FAQs:
Axis Bank and SBI Cards are the only card issuers that offer Air Vistara co-branded credit cards in India.
HDFC Bank, American Express, Yes Bank and IndusInd Bank have Air Vistara as one of the partner airlines and the reward points earned on their credit cards can be redeemed for Club Vistara Points. Apart from these card issuers, SBI Cards and Axis Bank offer co-branded cards in partnership with Air Vistara.
Axis Bank offers 3 co-branded credit cards in partnership with Air Vistara- Axis Bank Vistara Infinite Credit Card, Axis Bank Vistara Signature Credit Card and Axis Bank Vistara Credit Card.
SBI Cards offer 2 co-branded credit cards in partnership with Air Vistara- Club Vistara SBI Card Prime and Club Vistara SBI Card.
The conversion rate of HDFC Reward Points into Club Vistara Points is different for different HDFC Bank credit cards. For Infinia, Diners Club Black and Diners Club Miles credit cards, 1 Reward Point = 1 Club Vistara Point (1:1 conversion ratio), while for Regalia and Diners Club Premium credit cards, 2 Reward Points = 1 Club Vistara Mile (conversion rate of 2:1).
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