By Rajat Gaur
Updated On October 6, 2021

SBI joined hands with Air Vistara to launch two co-branded credit cards in the travel category- Club Vistara SBI Credit Card and Club Vistara SBI Card PRIME. The cards were launched simultaneously in November 2019. These are MasterCard cards that offer travel benefits on Air Vistara airline as CV (Club Vistara) points. You earn 4 CV Points for every Rs. 200 spent with this card. The card also gives you 1 Premium Economy class ticket as a welcome gift on payment of the joining/renewal fee. Although the card does not fall in the premium category, it offers very attractive air insurance benefits including an air accident cover and many other air travel related insurance benefits like insurance cover for loss/delay/damage of the check-in baggage.

Club Vistara SBI Card Prime

Best Suited For

Travel |

Joining Fee

Rs. 2,999 (plus applicable taxes)

Reward Type

AirMiles |

Product Details

  • 1 Premium Economy Class ticket as a welcome benefit on payment of Annual / Renewal fee.
  • 4 Club Vistara Points on every Rs. 200 spent using the card (applicable on all spends including fuel purchases).
  • 3,000 CV points on the expenditure of Rs. 75,000 in the first 90 days of card issuance.
  • 1 Premium Economy class ticket each on annual spends of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs & Rs. 8 lakhs.
  • 1 Hotel e-voucher from Yatra worth Rs. 10,000 on an annual expenditure of Rs. 8 lakhs.
  • Insurance cover for up to 6 Air Vistara flight cancellations per year, each limited to Rs. 3,500 and many other travel-related insurance benefits.
  • 8 domestic lounge access annually (max 2 per quarter).
  • Priority Pass membership with 4 complimentary lounge access (limited to 2 visits/quarter).

Rewards and Benefits

Welcome Benefits

1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.

Movie & Dining

N/A

Rewards Rate

4 CV (Club Vistara) points/Rs, 200 on all spends, including fuel purchases.

Reward Redemption

Club Vistara Points can be redeemed for booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)

Travel

1 Premium Economy Class ticket each on the annual expenditure of Rs. 1.5 lakh, 3 lakh, 4.5 lakh and 8 lakh, complimentary domestic and international lounge access, discounts on car rentals, hotel bookings, and destination programs in Japan, Korea, Macau and Singapore.

Golf

N/A

Domestic Lounge Access

8 complimentary domestic lounge access (max 2 per quarter)

International Lounge Access

Priority Pass membership with 4 complimentary visits per year (max 2 per quarter)

Insurance Benefits

Insurance cover for up to 6 flight ticket cancelations per year (each limited to Rs. 3,500), air accident cover up to Rs. 1 crore, and insurance of up to Rs. 72,000 in case of loss of check-in baggage, Rs. 7,500 if the baggage is delayed, Rs. 5,000 if the baggage is damaged, and a cover of Rs. 12,500 in case you lose your baggage during air travel.

Zero Liability Protection

Lost card liability protection of up to Rs. 1 lakh from 48 hours prior to the time of reporting the loss of card till 7 days post reporting the loss of card.

Fees & Charges

Joining Fee

Rs. 2,999 (plus applicable taxes)

Renewal Fee

Rs. 2,999 (plus applicable taxes)

Spend based Waiver

None

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.5% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge applicable, subject to a minimum amount of Rs. 10.

Cash Advance Charge

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil

Club Vistara SBI Card PRIME Welcome Benefits:

  • 1 Premium Economy Class ticket as an e-gift voucher on payment of annual/renewal fee.
  • The gift voucher is sent via email within 15 working days of payment of the annual fee.

Milestone Benefits:

  • 3,000 bonus CV points on the expenditure of  Rs. 75,000 in the first 90 days of issuance of the card. These points are credited to the Club Vistara account within 15 working days of reaching the spends threshold.
  • 1 Premium Economy Class ticket each on the annual expenditure of Rs. 1..5 lakh, Rs. 3 lakh, Rs. 4.5 lakh and Rs. 8 lakh.
  • 1 hotel e-voucher from Yatra worth Rs. 10,000 on annual spends of Rs. 8 lakh.

Club Vistara SBI Card PRIME Rewards:

4 CV points per Rs. 200 on all categories of spends including spends at fuel stations. Few cards earn you reward points on fuel purchases.

Reward Redemption:

  • Club Vistara Points can be redeemed for booking award flights, class upgrades, or against any seat reservation under Vistara Cash + Points program.
  • 1 Club Vistara (CV) Point = Rs. 0.20.

Club Vistara SBI Card PRIME Travel Benefits:

  • 1 Premium Economy Class ticket each on the annual expenditure of Rs. 1.5 lakh, 3 lakh, 4.5 lakh and 8 lakh.
  • 1 hotel voucher from Yatra worth Rs. 10,000 on the expenditure of Rs. 8 lakh in a year.
  • 3,000 bonus CV points on the expenditure of Rs, 75,000 within 90 days of issuance of the card. These bonus CV points are credited to the Club Vistara Membership account within 90 days of reaching the spends threshold.
  • Complimentary domestic and international airport lounge access.
  • Up to 10% discount on Hertz Rental and 5% discount on Rentalcars.com.
  • Up to 33% discount on hotels and resorts.
  • Up to 50% discount on destination programs in Japan, Singapore, Macau and Korea.

Domestic Lounge Access:

8 complimentary lounge access at domestic airports (max 2 per quarter).

International Lounge Access:

Priority Pass membership (worth USD 99) with 4 complimentary international lounge access every year (max 2 visits per quarter).

Club Vistara SBI Card PRIME Insurance Benefits:

Insurance Category Insurance Amount
Air ticket cancellation (max 6/year) Rs. 3,500/cancellation
Air accident Rs. 1 crore
Delay of check-in baggage Rs. 7,500
Baggage damage Rs. 5,000
Loss of check-in baggage Rs. 72,000
Loss of travel documents Rs. 12,500
Lost card liability  Rs. 1 lakh

Club Vistara SBI Card PRIME Eligibility:

SBI Cards has not explicitly stipulated any clear eligibility criteria for the Club Vistara PRIME credit card. However, SBI does have a portal called Simplyfier to check which SBI credit card is best suited for you.

How to apply:

The easiest way to apply for the Club Vistara SBI Credit Card PRIME is to submit your application online. Just visit the SBI’s official website, select the Club Vistara SBI Credit Card PRIME from the list of available cards and upload the required documents for KYC. Alternatively, you can also dial SBI’s helpline at 39020202 (prefix STD code) or you can visit your nearest SBI branch and submit your application to the bank officials offline.

Customer Care:

In case you lost your SBI credit card, you can report the same by sending an SMS: BLOCK to 5676791. If you need any other assistance, you may dial SBI’s 24×7 helpline numbers- 1860 180 1290 or 1800 180 1290 (toll-free) or 39020202 (prefix STD code).

Conclusion:

Air Vistara is one of the premier airlines in the country and the only one with a Premium Economy Class. You get Premium Economy tickets as a welcome gift and on achieving spends-based milestones. The card rewards you as Club Vistara points, which can be redeemed for travel-related expenses like flight/hotel bookings, lounge visits, etc. Considering all these benefits, the Club Vistara SBI Card PRIME is one of the best credit cards in the Indian card market in the travel category, particularly so, for domestic fliers (as Vistara is majorly a domestic carrier).

FAQs:

Club Vistara (or CV) points are like AirMiles. These can be redeemed on Vistara’s redemption portal for travel-related expenses like hotel/flight bookings and longe access.

The ClubVistara points are valid for a period of 36 months (3 years) from the date of flight.

You get 1 Premium Economy Class ticket for every incremental expenditure of Rs. 1.5 lakh till Rs. 4.5 lakh and another Premium Economy ticket on reaching the Rs. 8 lakh threshold.

You get 4 international lounge access (max 2 per quarter) annually with the Priority Pass. Post this complimentary quota, lounge visits are chargeable at USD 27 per guest per visit.

You need to submit an identity proof, an address proof and a proof of income (like salary slips or ITR).

Yes, you can get add-on credit card(s) for your spouse and children (over the age of 18). You don’t have to pay any fee for the same. The credit limit is shared among the primary and the add-on cardholders.

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