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Club Vistara SBI Credit Card is one of the two Air Vistara co-branded credit cards offered by SBI Card (the other one being more premium Club Vistara SBI Card PRIME). The card is a mid-level travel credit and carries an annual fee of ₹1,499. As it is a travel credit card, it offers many add-on travel benefits, including complimentary domestic airport lounge visits, complimentary membership of the Priority Pass lounge access program, discounted rates on hotel bookings and car rentals, etc.

In the reward rate, you earn reward points as Club Vistara (CV) Points. You earn 3 CV Points for every ₹200 you spend with Club Vistara SBI Credit Card, which can be redeemed for class upgrades on Air Vistara flights or Air Vistara ticket bookings. One of the best features of this card is that you earn CV Points across various categories including fuel. You can also use this card for insurance premium payments. Keep reading to know more about this Air Vistara co-branded credit card by SBI Card.

Club Vistara SBI Credit Card


Joining Fee

Rs. 1,499 + GST

Renewal Fee

Rs. 1,499 + GST

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

1 economy class air ticket e-voucher as a complimentary gift and Club Vistara Base membership

Movie & Dining


Rewards Rate

3 CV (Club Vistara) Points per Rs 200 you spend.

Reward Redemption

Reward Points directly transferred to Club Vistara account.  You can redeem the accumulated CV Points for flights on Air Vistara and partner airlines.


Complimentary Domestic lounge access and Air Vistara tickets as milestone benefits.



Domestic Lounge Access

4 complimentary access to domestic lounges annually (max 1 visit every quarter)

International Lounge Access

Complimentary Priority Pass Membership

Insurance Benefits

Air accidents cover up to Rs 50 lacs.Loss of check-in baggage cover of Rs 72000.Loss of travel documents cover of Rs 12500.Cover against 4 flight cancellations in a year each limited to Rs 3500.Baggage damage cover up to Rs 2,500.

Zero Liability Protection

Zero liability cover up to Rs. 1 lakh, provided the card is reported lost to the bank within 48 hours.

Spend Based Waiver


Rewards Redemption Fee


Rewards Redemption Fee


Foreign Currency Markup

3.5% on the transaction amount

Interest Rates

3.50% per month (42% per annum)

Fuel Surcharge


Cash Advance Charges

2.5% of amount withdrawn (minimum charge of Rs 500/-)

Add-on Card Fee


  • Welcome benefits include 1 complimentary economy-class air ticket as an e-gift voucher.
  • 1,000 Bonus Club Vistara Points if you spend Rs. 50,000 within 90 days of card activation.
  • Yatra E-voucher worth Rs. 5,000 if you spend Rs. 5 lakh annually.
  • You spend 3 Club Vistara Points per Rs 200 on every transaction.
  • Get 1 complimentary economy class air ticket on each annual spending of Rs 1.5 lakh, 2.5 lakh, 5 lakh.
  • 4 complimentary access to domestic lounges annually.
  • Complimentary membership of the Priority Pass lounge access program.

Club Vistara SBI Card Welcome Benefits

1 Air Vistara Economy Class ticket on payment of the annual membership fee.

Club Vistara SBI Credit Card Reward Points

You earn 3 Club Vistara (CV) Points for every ₹200 spent on all categories, including fuel transactions.

Reward Redemption

  • Club Vistara Points are redeemable against class upgrades, booking award flights, or reservations for seats under the Vistara Cash + Points program.
  • 1 Club Vistara Point (CV) is equivalent to ₹0.20.

Milestone Benefits

  • 1000 Bonus Club Vistara Points on spending ₹50,000 within the ninety days of card set-up. These Club Vistara Points will be credited to the Club Vistara membership account within 15 working days.
  • 1 complimentary economy class air ticket on each annual spending of Rs 1.5 lakhs, 2.5 lakhs and 5 lakhs.
  • 1 hotel e-gift voucher that is worth ₹5,000 from Yatra on an annual expenditure of ₹5 lakhs.

Club Vistara SBI Credit Card Travel Benefits

  • 4 complimentary access to domestic airport lounges annually (1 every quarter).
  • Complimentary membership to Priority Pass lounge access program (lounge visits are chargeable). This is valid for a period of 24 months.

Insurance Benefits

Insurance Category Insurance Amount
Air ticket cancellation (max 4/year) ₹3,500/cancellation
Air accident ₹50 lakhs
Delay of check-in baggage ₹7,500
Baggage damage ₹2,500
Loss of check-in baggage ₹72,000
Loss of travel documents ₹12,500
Lost card liability ₹1 lakh

Club Vistara SBI Credit Card Review

Club Vistara SBI Credit Card can be the card of choice for frequent domestic flyers looking for a mid-level travel credit card. The card offers lucrative value-added travel benefits (considering the membership fee of ₹1,499), including complimentary domestic lounge access and complimentary Priority Pass membership, discounts on car rentals, hotel bookings, and vacation programs. With all these benefits and a decent reward rate (3 CV Points for every ₹200), the card offers good competition to Axis Bank Vistara Credit Card, which also carries the same annual fee. So, before you make up your mind, do compare the benefits and the reward rate of the two Air Vistara co-branded credit cards.


Yes, you earn 3 Club Vistara Points per Rs. 200 you spend on every transaction including fuel
Rs 1499 plus applicable taxes
You can access up to 4 domestic lounges per year and a max of 1 lounge access per quarter calendar. This offer valid for primary cardholders only
You get up to 4 flight cancellations subject to a maximum limit of Rs 3,500
Club Vistara SBI Credit Card

Club Vistara SBI Credit Card


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