Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards, and now the airline company is joining forces with IDFC Bank as well. Both these trusted brands are set to launch the Club Vistara IDFC First credit card that aims to elevate the travel experience of customers, especially if they regularly fly via Vistara.
The card charges a joining fee of Rs. 4999 plus taxes and gets a host of welcome benefits that include a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership for the cardholder. Not just this, you get rewarded with CV Points whenever you swipe your card, and you can get bonus CV Points and complimentary flight tickets on reaching the spend-based milestone.
With the Club Vistara IDFC First Credit Card, you can enjoy a premium lifestyle thanks to its golf, dining, and other benefits other than travel perks. Read on to learn more about this co-branded travel credit card.
Club Vistara IDFC First Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants
Rewards Rate
6 CV Point per Rs. 200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel
Reward Redemption
CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges
Travel
Complimentary Club Vistara Silver Tier membership, up to 5 complimentary Premium Economy flight ticket vouchers
Domestic Lounge Access
Get 2 complimentary domestic lounge and spa access per quarter
International Lounge Access
Get 1 complimentary airport lounge access per quarter
Golf
4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year
Insurance Benefits
CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks
Spend-Based Waiver
NA
Rewards Redemption Fee
Rs. 99 per redemption request
Foreign Currency Markup
2.99% of the transaction amount
Interest Rates
0.75% - 3.5% per month, or 9% - 42% per annum
Fuel Surcharge
NA
Cash Advance Charges
Interest-free withdrawals up to 48 days, a fee of Rs. 199 per transaction after that
- Complimentary Premium Economy flight ticket voucher and 1 Class Upgrade voucher as welcome benefit
- Complimentary Club Vistara Silver Tier membership
- Up to 6 CV Points per Rs. 200 spent with the card
- Up to 6000 bonus CV Points on spending Rs. 30,000 in each of the first 3 months of card activation
- Maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone
- 2 complimentary domestic airport and spa, and 1 international airport lounge access
- 4 complimentary green fees golf, and 12 golf lessons per year
- CFAR Trip Cancellation cover up to Rs. 10,000 on flight and hotel bookings, twice per year
- Competitive forex markup fee of 2.99% of the transaction amount
Pros
- Complimentary Club Vistara Silver Tier membership with this card.
- Complimentary international and domestic lounge access is provided with this card.
Cons
- For certain individuals, the membership fees of Rs. 4,999 may seem steep.
- There is a reward redemption charge of Rs. 99.
Club Vistara IDFC First Credit Card – Features and Benefits
For those who are loyal Vistara customers and prefer a luxurious travel experience, the Club Vistara IDFC First card is a great choice. The following are the features and benefits offered by the card –
Welcome Benefits
The card offers a host of welcome and activation benefits to the cardholder –
- Get 1 complimentary Premium Economy Vistara flight ticket voucher
- Get 1 complimentary Class Upgrade voucher for your Air Vistara flights
- Get a complimentary Club Vistara Silver Tier membership
- Get a complimentary 3-month subscription to EazyDiner Prime
The above benefits are accessible to the cardholder upon paying the annual fees of the card.
Activation Bonus
Upon activating your card, get bonus CV Points up to 6000 in the first 3 months. Spend Rs. 30,000 in each of the first three card billing cycles and get a bonus of 2000 CV Points each month.
Reward Earning Rate
The Club Vistara IDFC First credit card offers reward points in the form of CV Points for your spends made with the card.
- Get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle
- Get 4 CV Points on your spends over Rs. 1 Lakh per statement cycle
- Get 10 CV Points on dining spends made on your Birthday
- Get 1 CV Point on spends on fuel, utility bills, rent, insurance, and wallet reloads
You earn CV Points per Rs. 200 spent with the card, and Cash Withdrawals and EMI spends are not eligible to earn CV points. CV Points are credited to the cardholder within 5 days of the credit card statement generation.
Milestone Benefits
You can get a maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone per card anniversary year.
Annual Spends | Reward |
Rs. 1.5 Lakhs | 1st Premium Economy Vistara flight ticket voucher |
Rs. 3 Lakhs | 2nd Premium Economy Vistara flight ticket voucher |
Rs. 4.5 Lakhs | 3rd Premium Economy Vistara flight ticket voucher |
Rs. 9 Lakhs | 4th Premium Economy Vistara flight ticket voucher |
Rs. 12 Lakhs | 5th Premium Economy Vistara flight ticket voucher |
Travel Benefits
- Get 2 complimentary domestic airport lounge and spa access per quarter
- Get 1 complimentary international airport lounge access per quarter
You can activate the complimentary lounge access by spending a minimum of Rs. 5000 in a month. Check out the list of domestic airport lounges you can access.
Golf Benefits
The credit card, powered by Mastercard, offers exclusive golf privileges to the cardholder.
- 4 complimentary green fees golf rounds per year, maximum one round every month
- 12 complimentary golf lessons per year, maximum one lesson per month
- Get a 50% discount on the green fees after using your complimentary sessions
Exciting Offers at Premium Brands
The credit card offers various exclusive offers and discounts at premium outlets across the country –
- Get more than 300 merchant offers throughout the year
- Get up to 20% off at over 1500 restaurants
- Get up to 15% off at over 3000 health and wellness outlets
Insurance Benefits
The card offers a host of travel-related insurance perks to the cardholder
CFAR Trip Cancellation Cover – With the Cancel For Any Reason trip cancellation cover, you can get a refund of up to Rs. 10,000 on canceling your flight and hotel bookings made with the card on 2 cancellations per year.
Apart from the CFAR insurance, you get –
- Air accident insurance cover – Rs. 1 Crore
- Personal Accident cover – Rs. 10 Lakhs
- Lost card liability cover – Rs. 50,000
- Cover for check-in baggage loss, delay of check-in baggage, flight delay, loss of travel documents – USD 1200
Club Vistara IDFC First Credit Card – Fees and Charges
The following are the fees and charges associated with the credit card –
- The card charges an annual and joining fee of Rs. 4999 plus taxes
- The card has an interest rate of 0.75-3.5% per month or 9-42% per annum
- The card has a competitive forex markup fee of 2.99% of the total transaction amount
- The card offers interest-free cash withdrawals for up to 48 days, after which a Rs. 199 fee is charged per cash withdrawal transaction
- There is no add-on card fee, and there is a Rs. 100 fee for card replacement
How to Apply for the Club Vistara IDFC First Credit Card
Follow these steps to apply for this credit card online
- Click on Apply Now,
- Enter the required details to apply for the card successfully.
You can also apply for this card offline by visiting your nearest IDFC First Bank branch.
Club Vistara IDFC First Credit Card Review
Air Vistara is one of the most popular airlines in India, and the airline has already partnered with Axis Bank and SBI for their co-branded credit cards. Now, IDFC First Bank and Air Vistara are also launching the Club Vistara IDFC First Credit Card, which will rival those other co-branded offerings.
The card has an annual fee of Rs. 4999 plus taxes, but it has several value-added benefits, especially for loyal Vistara customers. You can get complimentary flight tickets, class upgrade vouchers, bonus CV Points, and more. Cardholders can also access domestic and international airport lounges, complimentary golf rounds, and exclusive travel-related insurance perks.
What do you think about the co-branded Club Vistara IDFC First credit card? head over to the comments section and share your thoughts about it.
FAQs:
- 1 complimentary Premium Economy Vistara flight ticket voucher
- 1 complimentary Class Upgrade voucher for your Air Vistara flights
- Complimentary Club Vistara Silver Tier membership
- Complimentary 3-month subscription of EazyDiner Prime
- Complimentary 3-month subscription of BQ Prime
- Get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle
- Get 4 CV Points on your spends over Rs. 1 Lakh per statement cycle
- Get 10 CV Points on dining spends made on your Birthday
- Get 1 CV Point on spends on Fuel, utility bills, rent, insurance, and wallet reloads
Can I use the complementary flight voucher for my family member?
do spends on Fuel, utility bills, rent, insurance, and wallet reloads count towards 30K milestone for first 3 months?
I AM USING THIS CARD FOR ABOUT 6 MONTH NEW IDFC IS DECLINING MY PAYMENT DUE TO MY HIGH SPENDING ON AMAZON THEY ARE TELLING US THAT COMMERCIAL SPENDING ON CARD BUT HOW SPENDING ON AMAZON ACTS AS COMMERCIAL ACTIVITY