Club Vistara IDFC First Credit Card

Club Vistara IDFC First Credit Card – Features and Benefits

For those who are loyal Vistara customers and prefer a luxurious travel experience, the Club Vistara IDFC First card is a great choice. The following are the features and benefits offered by the card –

Welcome Benefits

The card offers a host of welcome and activation benefits to the cardholder –

• Get 1 complimentary Premium Economy Vistara flight ticket voucher
• Get 1 complimentary Class Upgrade voucher for your Air Vistara flights
• Get a complimentary Maharaja Club Silver Membership
• Get a complimentary 3-month subscription to EazyDiner Prime

The above benefits are accessible to the cardholder upon paying the annual fees of the card.

Activation Bonus

Upon activating your card, get bonus CV Points up to 6000 in the first 3 months. Spend Rs. 30,000 in each of the first three card billing cycles and get a bonus of 2000 CV Points each month.

Reward Earning Rate

The Club Vistara IDFC First credit card offers reward points in the form of CV Points for your spends made with the card.

• Get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle
• Get 4 CV Points on your spends over Rs. 1 Lakh per statement cycle
• Get 10 CV Points on dining spends made on your Birthday
• Get 1 CV Point on spends on fuel, utility bills, rent, insurance, and wallet reloads

You earn CV Points per Rs. 200 spent with the card, and Cash Withdrawals and EMI spends are not eligible to earn CV points. CV Points are credited to the cardholder within 5 days of the credit card statement generation.

Milestone Benefits

You can get a maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone per card anniversary year.

Travel Benefits

• Get 2 complimentary domestic airport lounge and spa access per quarter
• Get 1 complimentary international airport lounge access per quarter

You can activate the complimentary lounge access by spending a minimum of Rs. 5000 in a month. Check out the list of domestic airport lounges you can access.

Golf Benefits

The credit card, powered by Mastercard, offers exclusive golf privileges to the cardholder.

• 4 complimentary green fees golf rounds per year, maximum one round every month
• 12 complimentary golf lessons per year, maximum one lesson per month
• Get a 50% discount on the green fees after using your complimentary sessions

Exciting Offers at Premium Brands

The credit card offers various exclusive offers and discounts at premium outlets across the country –

• Get more than 300 merchant offers throughout the year
• Get up to 20% off at over 1500 restaurants
• Get up to 15% off at over 3000 health and wellness outlets

Insurance Benefits

The card offers a host of travel-related insurance perks to the cardholder

CFAR Trip Cancellation Cover – With the Cancel For Any Reason trip cancellation cover, you can get a refund of up to Rs. 10,000 on canceling your flight and hotel bookings made with the card on 2 cancellations per year.

Apart from the CFAR insurance, you get –

• Air accident insurance cover – Rs. 1 Crore
• Personal Accident cover – Rs. 10 Lakhs
• Lost card liability cover – Rs. 50,000
• Cover for check-in baggage loss, delay of check-in baggage, flight delay, loss of travel documents – USD 1200

Club Vistara IDFC First Credit Card – Fees and Charges

The following are the fees and charges associated with the credit card –

• The card charges an annual and joining fee of Rs. 4999 plus taxes
• The card has an interest rate of 0.75-3.5% per month or 9-42% per annum
• The card has a competitive forex markup fee of 2.99% of the total transaction amount
• The card offers interest-free cash withdrawals for up to 48 days, after which a Rs. 199 fee is charged per cash withdrawal transaction
• There is no add-on card fee, and there is a Rs. 100 fee for card replacement

Club Vistara IDFC First Credit Card Review

Air Vistara is one of the most popular airlines in India, and the airline has already partnered with Axis Bank and SBI for their co-branded credit cards. Now, IDFC First Bank and Air Vistara are also launching the Club Vistara IDFC First Credit Card, which will rival those other co-branded offerings.

The card has an annual fee of Rs. 4999 plus taxes, but it has several value-added benefits, especially for loyal Vistara customers. You can get complimentary flight tickets, class upgrade vouchers, bonus CV Points, and more. Cardholders can also access domestic and international airport lounges, complimentary golf rounds, and exclusive travel-related insurance perks.

What do you think about the co-branded Club Vistara IDFC First credit card? head over to the comments section and share your thoughts about it.