By Divya Shokeen
Updated On January 11, 2024

The credit limit on HSBC credit cards differs depending on which card you have. The credit limit is determined in part by your income level and credit history. You can request an increase or decrease in your credit limit from the bank at any time. Continue reading to learn how to increase your HSBC Credit Card limit and what documentation you’ll need for submitting the request.
HSBC credit card limit check increase

How to increase the credit limit of HSBC Bank Credit Card?

Customers can request an increase in their credit card limit in one of three ways. They are as follows:

Net banking

Customers can make a request for a credit limit increase through internet banking. To request a credit limit increase, follow the steps outlined below.

Step 1: To begin, go to HSBC’s official website and enter your User ID and password to access your net banking account.
Step 2: Select your HSBC Credit Card from My Accounts.
Step 3: Click on manage card and you will be redirected to a credit card servicing page.
Step 4: Select the ‘Credit Limit Increase’ option and click on submit.

Phone Banking

You can always call on customer care number 1800-267-3456/1800-121-2208 to get the details regarding the credit limit increase of your HSBC Credit Card. Get connected with the customer care executive and request for the credit card limit increase, the executive will inform you about the documents which you will be required to submit the income documents to the bank for eligibility check. The executive will explain to you the complete procedure for getting a credit limit increase.

Visiting the branch

The customers can always visit the nearest branch to get their credit card limit increased. You will be required to take the documents along with you while visiting the branch. The bank will process your request on the basis of the documents submitted by you. The credit limit will only be increased by the bank if your income statement stands good and you have never defaulted on credit card bill payments.

Documents Required for Credit Limit Increase

The customer is required to furnish certain documents to the bank while submitting the request for increasing the credit limit. Bank will assess your request based on your submitted documents to see whether you can handle a larger limit or not. The following documents must be submitted either in soft copy through the mail or in hard copy by visiting the branch:

  • Salary Slips of last two months
  • Bank Statement
  • Income Tax Returns


No, your credit score will not be affected if you get your credit card limit decreased.
Yes, you can visit the nearest HSBC Bank branch along with the copies of the required documents and submit your request for credit card limit enhancement.
Yes, the bank charges an over-limit fee on crossing the pre-approved credit limit.
The cash limit is the maximum limit of the amount you can withdraw using an ATM and the credit limit is the maximum limit of amount you can use to make purchases.