HSBC Cashback Credit Card

HSBC Cashback Credit Card Features and Rewards

Welcome Benefit

On making a transaction worth Rs. 10,000 within the first 30 days of card issuance, you get the following welcome gifts:

• A gift voucher from Amazon worth Rs. 1,000 on spends of Rs. 10,000 in the first 30 days of card issuance.

HSBC Cashback Credit Card Cashback

The Cashback Credit Card by HSBC rewards you in the form of cashback. This cashback is credited back within 45 days of the card statement date. You get:

• 10% accelerated cashback on dining, grocery and food delivery spends. Maximum cap of Rs. 1,000 per statement cycle. 
• 1.5% unlimited cashback on all other transactions.
• Cashback will not be awarded for fuel, insurance, rentals, wallet reloads, education, government transactions, and jewellery spends.

Dining & Movie Benefit

• Purchase 2 movie tickets and get 1 free while booking through BookMyShow on Saturdays. You can book movie tickets for any day of the week.
• The maximum price of the free movie ticket is Rs. 250. 
• Get 30% off on EazyDiner with this credit card. 

Complimentary Domestic Lounge Access

With the HSBC Cashback Credit Card, you get four free visits to domestic lounges across India (1 each quarter).

Insurance Benefits

An insurance cover worth Rs. 3,00,000 against misuse of the card up to 24 hours prior to the time of reporting the loss of the card in partnership with ICICI Lombard General Insurance.

HSBC Cashback Credit Card Eligibility

In order to be eligible for this credit card, you must fulfil the following criteria:

• Age between 18 and 65 years.
• Should be earning a minimum of Rs. 4,00,000 per annum (for salaried individuals).
• A resident of any of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, and Pune.

Documents Required

You will need the following documents while applying for the card:

• An identity/address proof like Aadhaar card, Voter card, etc
• PAN card/Form 60.
• A copy of the front of your existing credit card (if you have any).
• Salaried applicants need to submit their salary slips and a copy of their three months bank statement.

How to Apply for an HSBC Cashback Credit Card?

You can apply for HSBC credit cards with Card Insider. Simply click on the Apply Now button appearing on your screen. Alternatively, you can call HSBC phone banking, and they will get to you as soon as possible. You can also visit your nearest HSBC branch with the required documents and apply for the card offline.

Customer Care

In case you need any assistance or to report the loss of a card, you may contact HSBC’s customer care at 18002673456 or 18001212208. These are toll-free numbers and are functional for general inquiries from 6:30 a.m. to 8:40 p.m. However, you can report the loss of card 24×7 on any of these numbers.

HSBC Cashback Credit Card Review

If online shopping accounts for a large majority of your credit card spends, this card is certainly worth considering. Also, you don’t have to worry about reward redemption, as the cashback amount is automatically credited back within 45 days of the statement date. This makes things easier as you don’t have to be tied to specific brands for reward redemption. 

This cashback credit card is especially suited for individuals who frequently make spends on dining, grocery and food delivery as you would get 10% cashback on them. Great cashback, complimentary domestic lounge access and a welcome benefit worth Rs. 1,000 are the main features of this card. Please let us know your opinion of this card in the comment section. Also, if you’re an existing cardholder, feel free to share your experience.