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Federal BankThe Premier Metal Credit Card is an exclusive offering by HSBC for its customers who maintain a Premier relationship with the bank in India. As introductory benefits, the customers can get a complimentary Taj Epicure and EazyDiner membership along with gift vouchers from Taj worth Rs. 12,000. The card earns you reward points at a decent rate that are redeemable against various products and airline miles.
You also get many other travel, dining, and lifestyle benefits, such as complimentary airport lounge access, free golf sessions, etc. We have discussed in detail all the features and benefits that come bundled with this card in this article. Read on to learn more about this Premier exclusive offering by HSBC.
HSBC Premier Metal Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
BOGO on BookMyShow and 30% off Dining Bills with EazyDiner
Rewards Rate
For every Rs. 100 spent using this credit card, you will get 2 Reward Points.
Reward Redemption
Reward Points transferable to partner airlines' AirMiles programs, hotel loyalty programs, redeemable for shopping vouchers, products, etc. on the bank's rewards catalog.
Travel
Complimentary airport lounge access, emergency services and international travel insurance.
Golf
Complimentary rounds of golf and discounted fee at premium golf destinations across India
Domestic Lounge Access
Unlimited Free Airport Lounge Access
International Lounge Access
Unlimited Free Lounge Access
Insurance Benefits
Emergency services and international travel insurance
Zero Liability Protection
Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner
Spend Based Waiver
N/A
Rewards Redemption Fee
Rs. 50 for every redemption request
Rewards Redemption Fee
Rs. 50 for every redemption request
Foreign Currency Markup
0.99% of the Transaction Amount
Interest Rates
2.49% per month (or 29.88% annually)
Fuel Surcharge
1% waiver
Cash Advance Charges
Rs. 300 or 2.5% of the amount withdrawn, whichever is higher.
Add-on Card Fee
Nil
- This card is exclusive to HSBC Premier Relationship customers.
- Complimentary Taj Epicure membership.
- 3 Reward Points for every Rs. 100 spent using the card.
- Reward Points are transferable to partner airlines’ AirMiles programs and hotel loyalty programs.
- Reward Points redeemable for products, shopping vouchers, etc, on the bank’s rewards catalogue.
- Lower than usual foreign currency mark-up of 0.99%.
- Complimentary airport lounge access.
HSBC Premier Credit Card Features and Rewards
Welcome Benefits
- You get a complimentary Taj Epicure and EazyDiner membership.
- You get complimentary Taj gift vouchers worth Rs. 12,000.
Airport Lounge Access
- Complimentary unlimited access to domestic and international airport lounges.
- 8 complimentary visits to the international airport lounges across the globe (For Add-on cardholders).
Other Lifestyle Benefits
- Discount offers with learning partners, including eDX, British Council, and Yousician.
- Health and wellbeing benefits with global partners, including Medical Travel Companions and MedicaMap.
Lower Foreign Currency Markup Fee:
You have to pay a lower markup fee of 0.99% of the transacted amount while making transactions in a foreign currency. Most other cards charge you a markup fee between 2.5% and 3.5%.
Movie Benefits
Avail weekly Buy One Get One Offer movie offers on BookMyShow with this credit card.
HSBC Premier Credit Card Rewards
The cardholders will get 3 Reward Points for every Rs. 100 that they spend using their credit card. These Reward Points will never expire and can be used to purchase the latest Apple products with the Imagine vouchers. These can also be used for Airmiles.
Reward Redemption
By transferring them to partner airlines’ AirMiles program (InterMiles or British Airways). The redemption rate is as follows-
| Airmiles Program | Points | Airmiles |
| InterMiles | 3 | 2 JPMiles |
| CV Points | 1 | 1 CV Point |
| British Airways Executive Club | 1 | 1 Avios Mile |
| Etihad Airways | 1 | 1 Airmile |
How to Apply for the HSBC Premier Credit Card
In order to be eligible for this credit card, one is required to maintain an HSBC Premier relationship in India. Suppose you have a Premier relationship with HSBC in India. In that case, you can apply for this credit card simply by clicking on the “Apply Now” option. You’ll need to submit a few documents, including an identity/address proof (Aadhaar card, Voter card, etc.) and proof of income (salary slips, audited ITR acknowledgement).
HSBC Customer Care
HSBC offers a 24×7 helpline to its Premier card holders. In case you need any assistance or to report the loss of your card, you may simply dial their customer support numbers 1800 266 3456 or 1800 120 4722.
HSBC Premier Metal Credit Card Review
As this card is exclusive to Premier Relationship members, it’d be unfair to compare it with other similar cards in the market. Still, since it is complimentary for Premier customers and offers a decent Reward rate and sub-premium benefits, there is no reason to skip this one if you are a Premier customer of the bank.
What do you think of this Premier Relationship exclusive offering by the HSBC Bank? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience for the benefit of others.
