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The Premier Metal Credit Card is an exclusive offering by HSBC for its customers who maintain a Premier relationship with the bank in India. As introductory benefits, the customers can get a complimentary Taj Epicure and EazyDiner membership along with gift vouchers from Taj worth Rs. 12,000. The card earns you reward points at a decent rate that are redeemable against various products and airline miles.

You also get many other travel, dining, and lifestyle benefits, such as complimentary airport lounge access, free golf sessions, etc. We have discussed in detail all the features and benefits that come bundled with this card in this article. Read on to learn more about this Premier exclusive offering by HSBC.

HSBC Premier Metel Credit Card
(4.4/5)

Joining Fee

Rs. 12,000 + GST

Renewal Fee

Rs. 20,000 + GST

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

Complimentary Epicure and EazyDiner Prime Membership. Taj Experiences Gift Card Worth Rs. 12,000

Movie & Dining

BOGO on BookMyShow and 30% off Dining Bills with EazyDiner

Rewards Rate

For every Rs. 100 spent using this credit card, you will get 2 Reward Points.

Reward Redemption

Reward Points transferable to partner airlines' AirMiles programs, hotel loyalty programs, redeemable for shopping vouchers, products, etc. on the bank's rewards catalog.

Travel

Complimentary airport lounge access, emergency services and international travel insurance.

Domestic Lounge Access

Unlimited Free Airport Lounge Access

International Lounge Access

Unlimited Free Lounge Access

Golf

Complimentary rounds of golf and discounted fee at premium golf destinations across India

Insurance Benefits

Emergency services and international travel insurance

Spend-Based Waiver

N/A

Rewards Redemption Fee

Rs. 50 for every redemption request

Rewards Redemption Fee

Rs. 50 for every redemption request

Foreign Currency Markup

0.99% of the Transaction Amount

Interest Rates

2.49% per month (or 29.88% annually)

Fuel Surcharge

1% waiver

Cash Advance Charges

Rs. 300 or 2.5% of the amount withdrawn, whichever is higher.

  • This card is exclusive to HSBC Premier Relationship customers.
  • Complimentary Taj Epicure membership.
  • 3 Reward Points for every Rs. 100 spent using the card.
  • Reward Points are transferable to partner airlines’ AirMiles programs and hotel loyalty programs.
  • Reward Points redeemable for products, shopping vouchers, etc, on the bank’s rewards catalogue.
  • Lower than usual foreign currency mark-up of 0.99%.
  • Complimentary airport lounge access.

HSBC Premier Credit Card Features and Rewards

Welcome Benefits

  • You get a complimentary Taj Epicure and EazyDiner membership.
  • You get complimentary Taj gift vouchers worth Rs. 12,000.

Airport Lounge Access

  • Complimentary unlimited access to domestic and international airport lounges.
  • 8 complimentary visits to the international airport lounges across the globe (For Add-on cardholders).

Other Lifestyle Benefits

  • Discount offers with learning partners, including eDX, British Council, and Yousician.
  • Health and wellbeing benefits with global partners, including Medical Travel Companions and MedicaMap.

Lower Foreign Currency Markup Fee:

You have to pay a lower markup fee of 0.99% of the transacted amount while making transactions in a foreign currency. Most other cards charge you a markup fee between 2.5% and 3.5%.

Movie Benefits

Avail weekly Buy One Get One Offer movie offers on BookMyShow with this credit card.

HSBC Premier Credit Card Rewards

The cardholders will get 3 Reward Points for every Rs. 100 that they spend using their credit card. These Reward Points will never expire and can be used to purchase the latest Apple products with the Imagine vouchers. These can also be used for Airmiles.

Reward Redemption

By transferring them to partner airlines’ AirMiles program (InterMiles or British Airways). The redemption rate is as follows-

Airmiles Program Points Airmiles
InterMiles 3 2 JPMiles
CV Points 1 1 CV Point
British Airways Executive Club 1 1 Avios Mile
Etihad Airways 1 1 Airmile

How to Apply for the HSBC Premier Credit Card

In order to be eligible for this credit card, one is required to maintain an HSBC Premier relationship in India. Suppose you have a Premier relationship with HSBC in India. In that case, you can apply for this credit card simply by clicking on the “Apply Now” option. You’ll need to submit a few documents, including an identity/address proof (Aadhaar card, Voter card, etc.) and proof of income (salary slips, audited ITR acknowledgement).

HSBC Customer Care

HSBC offers a 24×7 helpline to its Premier card holders. In case you need any assistance or to report the loss of your card, you may simply dial their customer support numbers 1800 266 3456 or 1800 120 4722.

HSBC Premier Metal Credit Card Review

As this card is exclusive to Premier Relationship members, it’d be unfair to compare it with other similar cards in the market. Still, since it is complimentary for Premier customers and offers a decent Reward rate and sub-premium benefits, there is no reason to skip this one if you are a Premier customer of the bank.

What do you think of this Premier Relationship exclusive offering by the HSBC Bank? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience for the benefit of others.

FAQs:

HSBC reward points have lifetime validity. 
No, Reward Points can be transferred to frequent flyer programs of select airlines: InterMiles, Air India and British Airways.
No, only those HSBC customers who maintain a Premier Relationship with the bank in India are eligible for this credit card.

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