HSBC Bank offers a variety of payment options to its customers in order to keep their accounts in good standing. To pay off the outstanding balance on your HSBC credit card, you have a total of 11 payment options to choose from. Bill payment plays a significant role in increasing your chances to get multiple credit cards and increasing your credit limit. Having no dues also increases your creditworthiness and decreases the chances of your credit card application getting rejected. The following are some of the online and offline options available to you.
Ways to Pay Your Credit Card Bill Online
Using online payment channels is one of the most convenient ways to manage your credit card bills. You have the freedom to pay your debts whenever and wherever you wish.
How to pay HSBC Bank credit card bill using Internet Banking?
To use this option, log in to your HSBC personal internet banking account and pay your bill according to the instructions. You must first register for the service before proceeding to make payments. For self-registration, you can utilize any of the following combinations.
ATM Card number and PIN
Activated debit card number and PIN
Credit Card Number and card ATM PIN
10-digit personal banking number and 6-digit phone banking PIN
How to pay HSBC Bank Credit Card bill through NEFT?
You must provide your 16-digit HSBC Card number for NEFT payments. It is economical to use and secured platform for transferring money.
Step 1: Log in to your bank’s internet banking using username and password.
Step 2: Under ‘Payments and Transfer’ add your HSBC Bank Credit Card as Beneficiary.
Step 3: Under Beneficiary, add your name, credit card number, IFSC code, and your address.
Step 4: Go to the NEFT fund transfer and select the beneficiary and pay the HSBC Bank credit card dues.
How to pay HSBC Bank Credit Card bill using BillDesk?
If you need to pay a bill from another bank, you can use BillDesk’s payment mode:
For this purpose, you need to visit the HSBC CardNet BillDesk webpage and fill in the required fields that are reflected on your screen.
Step 1: Go to the BillDesk website and select your card type.
Step 2: Enter your credit card number, e-mail id, phone number, and bill amount.
Step 3: Now select your bank account and click on ‘Submit’.
How to pay HSBC Bank Credit Card HSBC using Mobile Banking?
To utilize this payment method, go to the Google Play Store or the Apple Store and download the HSBC Mobile app and pay your credit card dues.
How to pay HSBC Bank Credit Card through Standing instructions?
Standing instructions in simpler terms mean auto-pay option. You just need to opt for this facility and every time your credit card bill be paid automatically on the selected payment date. This option is available only to HSBC Bank customers.
How to pay HSBC Bank Credit Card bill using Electronic Clearing system?
If you don’t have an account in HSBC Bank, by using this payment method you can pay your outstanding HSBC credit card amount from another bank account. This option is available in selected cities.
Ways to Pay Your Credit Card Bill Offline
HSBC also offers a variety of offline payment options to help you stay on track with your payments.
How to pay HSBC Bank Credit Card bill through Cheque/draft?
You can draw a cheque in lieu of your credit card account and send it to the nearest HSBC Bank Branch.
How to pay HSBC Bank Credit Card bill using PhoneBanking?
Do not get confused with this method. Mobile banking and phone banking are two different things. In PhoneBanking you can call customer care to clear your dues.
How to pay HSBC Bank Credit Card bill using ATMs?
ATMs are open 24 hours a day, 7 days a week. You have the choice of depositing cash or a check at your leisure. You can also use the ATM money transfer option.
How to pay HSBC Bank Credit Card bill through Over the Counter?
Last but not the least, the final payment option provided by HSBC is over the counter; you can go to a bank branch and submit a check to clear all outstanding credit card balances.
After going through all the above-mentioned modes of payment we can say that you get ample choices to choose from to clear your credit card dues on time. HSBC has provided methods for both customers and non-customers. Opting for standing instruction and an electronic clearance system can be the best choice to go for as you can ask the bank to clear your dues on a specific date. You can ask the bank to either deduct the full bill amount on the selected date or a minimum amount at your convenience. You do not have to worry about the late payment and fine also.
National Electronic Funds Transfer is the most convenient and safest method to go for. It will take around 30 mins. to a maximum of 3 days to reflect the cleared dues status.
Yes, Rs. 100 is charged on all card payments made in cash by visiting the branch and submitting it directly to the bank’s official.
You can go for Electronic Clearing Service for clearing the credit card outstanding. This method of payment allows you to clear your dues even if you don’t have an account with HSBC Bank.
Yes, you get the facility of standing instructions, visit the bank and request the bank official to set up an auto-pay facility for you. On the selected date the amount will be deducted from your account automatically without you getting worried about the due date.
Only those credit cardholders who are in possession of a VISA variant credit card can use the VISA money transfer money service.
You can either report the loss of your card through MobileBanking or calling customer care services on toll-free number 1800 267 3456/1800 121 2208.