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How To Block a Credit Card & Apply For Replacement?

FAQs:

You should consider blocking your credit if you have lost/misplaced it and are unable to find the card.

You may contact the card issuer’s customer care to get your credit card blocked. Most card issuers also allow you to block your credit card via internet banking or by simply sending an SMS to a designated number in a given format.

No, since most credit cards in India come with lost card liability protection, the cardholder is not liable for any fraudulent transaction made with the card once the loss of card has been reported to the card issuer.

Yes, most major card issuers including HDFC Bank, ICICI Bank, American Express allow you to disable your credit card only for a particular type of transaction. For example, in case you have misplaced your credit card, to prevent any kind of misuse of the card, you may disable your card for offline and contactless transactions, while the card will continue to work online just like earlier. You may easily reenable offline/contactless transactions once you have found your credit card.