IDFC First Bank Credit Card – How To Block & Apply Replacement

Customers should exercise extreme caution when making purchases with a credit card to avoid potential misuse. As a result, blocking your credit card in the event of loss or theft is critical. One can block their credit cards to avoid any fraudulent transactions on their cards. You may easily block your IDFC First credit card using various methods.

Different Methods to Block Your IDFC First Bank Credit Card

IDFC First Bank cardholders can get their credit card blocked without any hassle. The customer can use the following methods mentioned below to block your IDFC Bank credit card.

• Through Internet Banking
• Through Mobile Banking
• Through Phone Banking
• Through SMS Service
• Through Branch Visit

Through Internet Banking

IDFC First Bank customers can simply block their IDFC bank credit card through Internet banking. Customers need to register for the internet banking facility to request card blocking. You can follow the simple steps to block your IDFC First bank credit card.

Step 1: Visit IDFC login.
Step 2: Log in to  your account using your username and password
Step 3: Click on the “HAVE” option from the taskbar above
Step 4: Choose the “Cards” option and click on IDFC First credit card
Step 5: You can either request a Temporary block or a Permanent Block on your IDFC First Bank
Step 6: You shall receive an OTP sent to your registered mobile number
Step 7: Click on the Confirm option.

Through Mobile Banking

IDFC First Bank cardholders must link their credit card with a mobile app to access their account. IDFC First Bank customers can block their credit card using mobile apps using the below-mentioned steps

Step 1: Download the IDFC First Bank mobile app on your mobile
Step 2: Register for an app using the customer ID and registered mobile number
Step 3: You shall receive an OTP on the registered mobile number
Step 4: Log in to your net banking account using your MPIN \
Step 5: Click on the “HAVE” option from the bottom menu
Step 6: Click on the “Cards” option
Step 7: Select your IDFC First bank credit card
Step 8: Choose whether you want to block or permanently block your credit card temporarily

Through Phone Banking

• The IDFC First Bank customers can call the customer helpline to get their credit card blocked. You can call at 1860 500 1111 customer helpline number to block their credit card. Select the Report Loss of Credit Card option to block your IDFC First credit card.
• You must mention your credit card details to the customer executive assigned to you. The customer executive shall validate the details provided to resolve your request. You shall be issued a replacement card by the bank.

Through Visiting the Branch

IDFC First Bank customers can block their credit cards by visiting the nearest branch. They will be required to mention their credit card details to the executive. The customers need to fill out and submit an application form along with proof of valid ID. The executive will authenticate the details provided by blocking their credit cards.

How to Replace Your IDFC First Bank Credit Card?

The IDFC First Bank customers can get their credit cards replaced by various methods. The bank charges a replacement fee of ₹100 for customer card replacements. You can use these methods to replace your credit card.

Through Internet Banking: If you are an IDFC First Bank customer and registered with the net banking facility provided by the bank. You can log in to your net banking account using your valid credentials. Select the replace credit card option in the list of options as provided.

Through Customer Care: IDFC First Bank customers can contact the bank’s customer service representative to request card replacement. To do so, call 1860-500-1111.

Through Mail: IDFC Bank customers can contact the bank at creditcard@idfcfirstbank.com. The cardholder must mention their credit card details, such as the credit card number, CVV number, and expiry number, in the mail.