ICICI Bank Emeralde Private Metal Credit Card
- Updated On: 3 April, 2026
Emeralde Private Metal Credit Card is a relatively new offering by ICICI Bank in the super-premium category, not to be confused with ICICI Bank Emeralde Credit Card, and comes at a joining fee of ₹12,499 + GST. The card comes in a metal body and is packed with exclusive lifestyle and travel features for the cardholder like unlimited international/domestic airport lounge access, complimentary golf games, and free movie tickets worth ₹1,500 each month on BookMyShow. As a welcome benefit, you get a complimentary Taj Epicure membership for one year and an EazyDiner Prime membership (which is renewed each year), along with a bonus of 12,500 reward points.
Even the reward rate on the credit card is quite excellent at 3%, offering 6 Reward Points/₹200 spent with the card across various eligible categories. It does not end here, as you get complimentary EaseMyTrip air travel vouchers on achieving milestone spends, travel insurance, purchase protection and 24/7 concierge services.
Those who make regular foreign spends can benefit from the low 2% forex markup fee on the credit card. Another key feature is the cancellation cover offered on flight/ticket bookings made with the card, up to ₹12,000 twice per year.
ICICI Bank Emeralde Private Metal Credit Card
( 4.6 / 5 )
Invite Only
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
6 Reward Points/₹200 Spent (Reward Rate of 3%)
Welcome Benefits
Complimentary Taj Epicure and EazyDiner Membership and 12,500 Bonus Reward Points
Rewards and Benefits
Movie & Dining
BOGO Up to ₹750 Twice Each Month Via BookMyShow.
Rewards Rate
6 Reward Points/₹200 Spent (Reward Rate of 3%)
Reward Redemption
Redeem Reward Points up to ₹1 Value for Hotels, Flights, Vouchers and More
Travel
Complimentary EaseMyTrip Vouchers (Milestone Benefits)
Domestic Lounge Access
Unlimited Free Domestic Airport Lounge Access
International Lounge Access
Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders
Golf
Unlimited Complimentary Golf Games at Top Courses Around the World
Insurance Benefits
No Cancellation Charges on Air Travel, Hotel, and Movie Bookings Up to ₹12,000
Fees & Charges
Spend-Based Waiver
Renewal fee waiver on spending Rs. 10 Lakhs or above in the card anniversary year
Rewards Redemption Fee
Nil
Foreign Currency Markup
2% of the total transaction amount
Interest Rates
3.75% Per Month
Fuel Surcharge Waiver
1% Waiver on Fuel Transactions Up to ₹4,000. Maximum Waiver of ₹1,000 Each Statement Cycle
Cash Advance Charges
Nil
Product Details
- Complimentary Taj Epicure and EazyDiner Prime membership as a welcome benefit.
- Bonus 12,500 ICICI Reward Points as joining and annual benefits.
- 6 Reward Points per Rs. 200 spent through the card.
- Complimentary EaseMyTrip air travel vouchers worth Rs. 6000 as a milestone benefit.
- Complimentary unlimited golf rounds and lessons.
- Complimentary unlimited domestic and international lounge access with Priority Pass.
- Up to Rs. 750 off on a second ticket booking through BookMyShow.
- Low forex markup fee of 2% of the transaction amount.
Pros/Cons
Pros
- The Emeralde Private Metal Credit Card offers a good reward rate of 3%.
- Both primary and add-on credit cardholders shall be eligible for complimentary domestic and international lounge access.
Cons
- While this card offers travel vouchers as a milestone benefit, ICICI Bank could have selected a more prominent travel partner than EaseMyTrip for these vouchers.
Emeralde Private Metal Credit Card Welcome Benefits
The card offers various joining and annual benefits that are available only to cardholders who pay the full joining fee. Upon paying the joining fee, the benefits are issued within 45 days.
Taj Epicure Membership With Complimentary 1-Night Stay
Get the Taj Epicure Membership as a welcome benefit with the card along with a complimentary night stay, valid for one year. You get access to several other privileges like –
- 25% off on food and beverages for both dining and takeaway, maximum of 10 persons
- 20% off on orders made through the Qmin application
- 20% off at Jiva Spas across participating Taj hotels
- 20% off on food and beverages at Banquets, a maximum of 30 persons
- 20% off on Salon Services at participating hotels
Other 1-time use vouchers you get with the membership include –
- 20% off on the Best Available Rate at participating hotels on Rooms and Suites
- 20% off at Taj Palaces on the Best Available Rate for Rooms and Suits for a maximum of 5 nights
- 20% off at Taj Safaris on the Best Available Rate for Rooms and Suits for a maximum of 5 nights
Complimentary EazyDiner Prime Membership
Get a complimentary 12-month EazyDiner Prime membership whenever you renew the card membership. Get access to exclusive privileges that include –
- Minimum 25% discount and up to 50% off at more than 3,000 restaurants in Dubai and India
- Complimentary dessert or cake at select restaurants on your birthday or wedding anniversary
- Bonus 2000 Eazypoints for onboarding
ICICI Emeralde Private Metal Credit Card Reward Points
- Earn 6 ICICI Reward Points/₹200 spent on eligible transactions.
- ICICI Reward Points awarded for transactions that have converted into EMIs shall be reversed.
- No ICICI Reward Points shall be awarded for the following categories – Fuel, Tax, Government, and Rent Payments.
Reward Points earned on select categories have a maximum cap each statement cycle.
| Categories | Reward Points |
| Grocery | 1,000 |
| Education | 1,000 |
| Insurance | 5,000 |
| Utility | 1,000 |
Reward Redemption
The ICICI Bank reward points earned for your spends can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more, up to the value of 1 RP = ₹1. Points earned with the ICICI Bank Emeralde Private Credit Card can also be transferred to the Air India Maharaja Club at a 1:1 ratio.
| Redemption Category | Value of Reward Points (₹) |
| Flights and Hotel Vouchers | ₹1 |
| Apple, Tanishq, Tumi, Coach, Brooks Brothers, Armani, Jimmy Choo, G-Star Raw, Canali and Mother Care vouchers | ₹1 |
| Rewards Catalogue – Other Products | ₹0.60 |
| Statement Credit | ₹0.40 |
Other Features of ICICI Bank Emeralde Private Credit Card
The credit card is packed with exclusive lifestyle, travel, dining, and other benefits to offer you a lavish and elite-level experience. The following are the features and benefits provided by the ICICI Bank Emeralde Private Medal credit card –
Milestone Benefits
Achieve the target spend milestone with the credit card to unlock the milestone benefit. On spending ₹8 Lakhs or above in the year, you will get ₹6000 worth of EaseMyTrip Air Travel vouchers, two vouchers each worth ₹3000. The vouchers are issued once per year when you reach the target spend milestone with your card.
12,500 Bonus Points as Renewal Benefit
Get a bonus of 12,500 ICICI Bank Reward Points as an annual benefit every year you pay the card membership fee. The points can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more.
Golf Benefits
With the credit card, you get access to unlimited complimentary golf rounds and lessons per month at some of the best golf courses all around the world.
Movie Benefits
Purchase one ticket and get an exclusive discount of up to ₹750 on the second ticket for movies, theatre shows, concerts, sports events, etc., through BookMyShow. The offer can be availed up to 2 times per month.
Domestic Lounge Access
Just present your ICICI Emeralde Private Metal credit card at the lounge reception with your boarding pass, and you get unlimited domestic lounge access at select airports in India. Lounge access is valid for both primary and add-on credit cardholders.
International Lounge Access
You get a complimentary Priority Pass Membership with the ICICI Bank Emeralde Private Credit Card. Get unlimited international airport lounge access with the Priority Pass for both the primary and add-on cardholders.
No Cancellation Charges on Hotel/Flight Bookings
You don’t have to pay any cancellation charges on your travel, flights, hotel, and movie ticket bookings. Moreover, you can get a refund of up to ₹12,000 on cancelling flight/hotel bookings made with the Emeralde Private Metal credit card, a maximum of twice per year.
Concierge Services
With i-Assist (1800 26 70731), you get 24/7 concierge service.
- Restaurant Referral and Reservation
- Flower and Gift Assistance
- Flight Referral and Reservation
- Hotel Referral and Reservation
- Car Rental and Limousine Service
- Booking and Delivery of Movie Tickets (Only Available in New Delhi, Mumbai, Bengaluru and Chennai)
- Medical Concierge Privileges
- Emergency Auto Assistance Across New Delhi, Mumbai, Kolkata, Hyderabad, Bengaluru and Chennai
Insurance Benefits
You get the following insurance benefits with the credit card –
| Category | Cover Amount |
| Personal Air Accident Death | ₹3 Crore |
| Credit Shield | ₹1 Lakh |
| Baggage Insurance | ₹25,000 |
| Loss of travel documents and Passport | ₹35,000 |
| Loss of Check-In Baggage | ₹84,000 |
| Delay of Check-In Baggage | ₹21,000 |
| Missed Connection International Flight | ₹21,000 |
| Plane Hijack | ₹75,000 |
| Delay in Flight | ₹17,500 |
| Card Liability Cover | ₹50,000 |
| Medical Expenses | ₹50,000 |
| Purchase Protection Cover | ₹1,40,000 |
Low Forex Markup Fee
The card charges a forex markup fee of 2% of the total transaction amount, which is lower than the standard market rate of 3.5%. This is perfect for those who regularly make spends in foreign currency with their credit card.
Annual Fee Waiver
The annual fee of ₹12,499 can be waived on spending ₹10 lakhs or above in the card anniversary year.
Fuel Surcharge Waiver
Fuel surcharge waiver of 1% on transactions below ₹4,000. Maximum waiver of ₹1,000 per statement cycle.
ICICI Bank Emeralde Private Metal Credit Card Charges
The following are the fees associated with the Emeralde Private Metal credit card –
- The card charges a joining and annual fee of ₹12,499 plus taxes that can be waived off on spending ₹10 Lakhs or more in the card anniversary year.
- The card charges an interest rate of 3.75% per month or 45% per annum.
- The card charges a forex markup fee of 1.99% of the total transaction amount.
- The card does not charge any fee for cash advances.
ICICI Bank Emeralde Private Metal Credit Card Review
If you are looking for a super-premium credit card, then the ICICI Bank Emeralde Private Metal credit card can be the right option for you. The card has a high joining fee of ₹12,499 plus taxes but is packed with exclusive travel and lifestyle benefits for the cardholder. If you travel frequently, then this card is highly beneficial for you as it offers you the Taj Epicure membership, complimentary lounge access, and more.
Also, you get an exclusive cancellation cover of up to ₹12,000 on flight/hotel bookings and a low forex markup fee of 1.99%. The card even has a high reward rate, and you can redeem the reward points earned by you against a host of different choices. For those who cannot compromise their lifestyle, the ICICI Bank Emeralde Private Metal credit card is perfect for you.
Tell us your views on the ultra-premium credit card by ICICI Bank.
FAQs:
What are the welcome benefits offered by the ICICI Bank Emeralde Private Metal credit card?
The credit card offers great welcome benefits to the cardholder. On paying the joining fee of the card, you get the following benefits –
- Bonus 12,500 ICICI Bank reward points every time the card membership is renewed
- Complimentary Taj Epicure membership along with 1-night stay
- Complimentary EazyDiner Prime membership for one year
What benefits are offered by the card on reaching the target spend milestones?
On reaching annual spends of ₹8 lakhs or above with the card, you get 2 air travel vouchers worth ₹6,000 from EaseMyTrip. The vouchers are ₹3,000 worth each and are issued once only when the cardholder crosses the spend milestone.
What is the reward rate on the ICICI Bank Emeralde Private Metal credit card?
The card offers 6 ICICI reward points per ₹200 spent on retail.
Do I get airport lounge access with the credit card?
The credit card offers unlimited domestic lounge access at select airports in India. Also, the card offers Priority Pass membership through which you can access international airport lounges. Both the primary and add-on cardholders can get the lounge access.
Does the credit card charge for hotel/flight ticket cancellation?
You don’t have to pay any cancellation charges on your travel, flights, hotel, and movie ticket bookings. Moreover, you can get a refund up to ₹12,000 on cancelling flight/hotel bookings made with the Emeralde Private Metal credit card, maximum twice per year.
10 comments
Sachin
I have been issued this so called premium card. Using it since last 3 months.
15000/- Including taxes annually. 1 reward point is said to be 1INR. However 1 rupee value is real only when you buy apple products or high end brands (which normally nobody would buy).
If you choose Amazon like gift voucher or any other product, the reward point value is 60 paise.
Deceptive because this is not specified in front liner features of the card and hidden in the detail file.
There is no point in going for it. Take care.
Kartik Kanwar
Now with iShop this card has found renewed interest. We have mentioned the detailed breakdown of reward point value in the table above.
drsel
What is the monthly capping of accelerated 6x and 12x points in ishop?
Guna
I think they buff this card in 2024. it’s More than great comparing to HDFC infinia metal and Axis Magnus.
John
Conflicting Statements: Can you please help explain them
1) Rewards Rate: 6 ICICI Reward Points per Rs. 200 spent on retail, grocery, education, insurance, and tax payment
2) No ICICI Reward Points shall be awarded for the following categories – Fuel, Tax and Rent Payments.
Kartik Kanwar
The content has been updated.
Akshay
when you click on the link to apply it takes you to icici platinum page. is the link taken down and redirected to icici platinum free card?
Ankur Mittal
Currently it can be applied only via branch.
Venkatesh Gupta
This is false. ICICI doesn’t have any card with this name and such features.
Kartik Kanwar
Hello! Sir, this card has been launched. You can also apply for the same.