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Federal BankThe ICICI Bank Emeralde Private Metal credit card is a new offering by ICICI Bank in the super-premium category and comes at a joining fee of Rs. 12,499 plus taxes. The card comes in a metal body and is packed with exclusive lifestyle and travel features for the cardholder. As a welcome benefit, you get a complimentary Taj Epicure membership for one year and an EazyDiner Prime membership, along with a bonus of 12,500 reward points.
Even the reward rate on the credit card is quite decent, offering 6 Reward Points per Rs. 200 spent with the card across various spend categories. It does not end here, as you get complimentary EaseMyTrip air travel vouchers, complimentary international and domestic lounge access, movie benefits, and more. Also, those who make regular foreign spends can benefit from the low 2% forex markup fee on the credit card.
Another key feature is the cancellation cover offered on flight/ticket bookings made with the card, up to Rs. 12000 twice per year. To know more about the card, including its features and offerings in detail, keep reading further.
ICICI Bank Emeralde Private Metal Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points |
Welcome Benefits
Movie & Dining
Complimentary 12-month EazyDiner membership, Buy 1 ticket and get up to Rs. 750 discount on the second ticket on BookMyShow
Rewards Rate
6 ICICI Reward Points per Rs. 200 spent on retail, grocery, education, and insurance.
Reward Redemption
The ICICI Bank reward points earned for your spends can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more.
Travel
Complimentary Taj Epicure membership, complimentary EaseMyTrip air travel vouchers
Golf
Unlimited complimentary golf rounds and lessons at top courses around the world
Domestic Lounge Access
Unlimited Free Domestic Airport Lounge Access
International Lounge Access
Get unlimited international lounge access with the Priority Pass
Insurance Benefits
No cancellation charges on flight/hotel ticket bookings and refund up to Rs. 12000, twice per year.
Zero Liability Protection
Get card liability cover of up to Rs. 50,000 in case of lost or stolen card
Spend Based Waiver
Renewal fee waiver on spending Rs. 10 Lakhs or above in the card anniversary year
Rewards Redemption Fee
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
2% of the total transaction amount
Interest Rates
3.4% per month or 40.8% per annum
Fuel Surcharge
1% fuel surcharge waiver on transaction up to Rs. 4000 maximum
Cash Advance Charges
Nil
Add-on Card Fee
Nil
- Complimentary Taj Epicure and EazyDiner Prime membership as a welcome benefit.
- Bonus 12,500 ICICI Reward Points as joining and annual benefits.
- 6 Reward Points per Rs. 200 spent through the card.
- Complimentary EaseMyTrip air travel vouchers worth Rs. 6000 as a milestone benefit.
- Complimentary unlimited golf rounds and lessons.
- Complimentary unlimited domestic and international lounge access with Priority Pass.
- Up to Rs. 750 off on a second ticket booking through BookMyShow.
- Low forex markup fee of 2% of the transaction amount.
ICICI Bank Emeralde Private Metal Credit Card Welcome Benefits
The card offers various joining and annual benefits that are available only to cardholders who pay the full joining fee. Upon paying the joining fee, the benefits are issued within 45 days.
Taj Epicure Membership with Complimentary 1-Night Stay
Get the Taj Epicure Membership as a welcome benefit with the card along with a complimentary night stay, valid for one year. You get access to several other privileges like –
- 25% off on food and beverages for both dining and takeaway, maximum of 10 persons
- 20% off on orders made through the Qmin application
- 20% off at Jiva Spas across participating Taj hotels
- 20% off on food and beverages at Banquets, a maximum of 30 persons
- 20% off on Salon Services at participating hotels
Other 1-time use vouchers you get with the membership include –
- 20% off on the Best Available Rate at participating hotels on Rooms and Suites
- 20% off at Taj Palaces on the Best Available Rate for Rooms and Suits for a maximum of 5 nights
- 20% off at Taj Safaris on the Best Available Rate for Rooms and Suits for a maximum of 5 nights
Complimentary EazyDiner Prime Membership
Get a complimentary 12-month EazyDiner Prime membership whenever you renew the card membership. Get access to exclusive privileges that include –
- Minimum 25% discount and up to 50% off at more than 3000 restaurants in Dubai and India
- Complimentary dessert or cake at select restaurants on your birthday or wedding anniversary
- Bonus 2000 Eazypoints for onboarding
ICICI Bank Emeralde Private Metal Credit Card Reward Points
- Earn 6 ICICI Reward Points per Rs. 200 spent on eligible transactions.
- ICICI Reward Points awarded for transactions that have converted into EMIs shall be reversed.
- No ICICI Reward Points shall be awarded for the following categories – Fuel, Tax and Rent Payments.
- Accrued rewards are capped as follows: Grocery – 1000 reward pts/statement, Education – 1000 reward pts/statement, Insurance – 5000 reward pts/statement, Utility – 1000 reward pts/statement.
Reward Redemption
The ICICI Bank reward points earned for your spends can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more, at the value of 1 RP = Rs. 1.
ICICI Bank Emeralde Private Credit Card Features
The credit card is packed with exclusive lifestyle, travel, dining, and other benefits to offer you a lavish and elite-level experience. The following are the features and benefits provided by the ICICI Bank Emeralde Private Medal credit card –
Milestone Benefits
Achieve the target spend milestone with the credit card to unlock the milestone benefit. On spending Rs. 8 Lakhs or above in the year, you will get Rs. 6000 worth of EaseMyTrip Air Travel vouchers, two vouchers each worth Rs. 3000. The vouchers are issued once per year when you reach the target spend milestone with your card.
Bonus Reward Points
Get a bonus of 12,500 ICICI Bank Reward Points as an annual benefit every year you pay the card membership fee. The points can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more.
Golf Benefits
With the credit card, you get access to unlimited complimentary golf rounds and lessons per month at some of the best golf courses all around the world.
Movie Benefits
Purchase one ticket and get an exclusive discount of up to Rs. 750 on the second ticket for movies, theatre shows, concerts, sports events, etc., through BookMyShow. The offer can be availed up to 2 times per month.
Domestic Lounge Access
Just present the ICICI Emeralde Private Metal credit card at the lounge reception with your boarding pass, and you get unlimited domestic lounge access at select airports in India. The lounge access is valid for both primary as well as add-on credit cardholders.
International Lounge Access
You get a complimentary Priority Pass Membership with the ICICI Bank Emeralde Private Credit Card. Get unlimited international airport lounge access with the Priority Pass for both the primary as well as add-on cardholders.
No Cancellation Charges on Hotel/Flight Bookings
You don’t have to pay any cancellation charges on your travel, flights, hotel, and movie ticket bookings. Moreover, you can get a refund of up to Rs. 12,000 on cancelling flight/hotel bookings made with the Emeralde Private Metal credit card, a maximum of twice per year.
Concierge Services
With i-Assist, you get 24/7 concierge service. With this, you can reserve returns, book flowers, flight reservations, hotel reservations and car rentals. This is currently offered in New Delhi, Mumbai, Bengaluru and Chennai.
Insurance Benefits
You get the following insurance benefits with the credit card –
| Category | Cover Amount |
| Personal Air Accident Death | Rs. 3 Crore |
| Credit Shield | Rs. 1 Lakh |
| Baggage Insurance | Rs. 25,000 |
| Loss of travel documents and Passport | Rs. 35,000 |
| Loss of Check-In Baggage | Rs. 84,000 |
| Delay of Check-In Baggage | Rs. 21,000 |
| Missed Connection International Flight | Rs. 21,000 |
| Plane Hijack | Rs. 75,000 |
| Delay in Flight | Rs. 17,500 |
| Card Liability Cover | Rs. 50,000 |
| Medical Expenses | Rs. 50,000 |
| Purchase Protection Cover | Rs. 1,40,000 |
Low Forex Markup Fee
The card charges a forex markup fee of 2% of the total transaction amount, which is lower than the standard market rate. This is perfect for those who regularly make spends in foreign currency with their credit card.
Annual Fee Waiver
The annual fee of Rs. 12,499 can be waived on spending Rs. 10 Lakhs or above in the card anniversary year.
Fuel Surcharge Waiver
Fuel surcharge waiver of 1% on transactions below Rs. 4,000. Maximum waiver of Rs. 1,000 per statement cycle.
ICICI Bank Emeralde Private Metal Credit Card – Fees and Charges
The following are the fees and charges associated with the Emeralde Private Metal credit card –
- The card charges a joining and annual fee of Rs. 12,499 plus taxes that can be waived off on spending Rs. 10 Lakhs or more in the card anniversary year.
- The card charges an interest rate of 3.4% per month or 40.8% per annum.
- The card charges a forex markup fee of 1.99% of the total transaction amount.
- The card does not charge any fee for cash advances.
How to Apply for the ICICI Bank Emeralde Private Metal Credit Card?
You can apply now for the ICICI Bank Emeralde Private Credit Card with Card Insider. Just follow these steps.
- Click on the “Apply Now” button on your screen.
- Fill in your details.
- Submit your application.
- You will get confirmation of your application and will receive your card when approved.
ICICI Bank Emeralde Private Metal Credit Card Review
If you are looking for a super-premium credit card, then the ICICI Bank Emeralde Private Metal credit card can be the right option for you. The card has a high joining fee of Rs. 12,499 plus taxes but is packed with exclusive travel and lifestyle benefits for the cardholder. If you travel frequently, then this card is highly beneficial for you as it offers you the Taj Epicure membership, complimentary lounge access, and more.
Also, you get an exclusive cancellation cover of up to Rs. 12000 on flight/hotel bookings and a low forex markup fee of 1.99%. The card even has a high reward rate, and you can redeem the reward points earned by you against a host of different choices. For those who cannot compromise their lifestyle, the ICICI Bank Emeralde Private Metal credit card is perfect for you.
Tell us your views on the ultra-premium credit card by ICICI Bank.
FAQs:
- Bonus 12,500 ICICI Bank reward points every time the card membership is renewed
- Complimentary Taj Epicure membership along with 1-night stay
- Complimentary EazyDiner Prime membership for one year
8 Comments
This is false. ICICI doesn’t have any card with this name and such features.
Hello! Sir, this card has been launched. You can also apply for the same.
when you click on the link to apply it takes you to icici platinum page. is the link taken down and redirected to icici platinum free card?
Currently it can be applied only via branch.
Conflicting Statements: Can you please help explain them
1) Rewards Rate: 6 ICICI Reward Points per Rs. 200 spent on retail, grocery, education, insurance, and tax payment
2) No ICICI Reward Points shall be awarded for the following categories – Fuel, Tax and Rent Payments.
The content has been updated.
I think they buff this card in 2024. it’s More than great comparing to HDFC infinia metal and Axis Magnus.
I have been issued this so called premium card. Using it since last 3 months.
15000/- Including taxes annually. 1 reward point is said to be 1INR. However 1 rupee value is real only when you buy apple products or high end brands (which normally nobody would buy).
If you choose Amazon like gift voucher or any other product, the reward point value is 60 paise.
Deceptive because this is not specified in front liner features of the card and hidden in the detail file.
There is no point in going for it. Take care.