ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank Emeralde Private Metal Credit Card – Features and Benefits

The credit card is packed with exclusive lifestyle, travel, dining, and other benefits to offer you a lavish and elite-level experience. The following are the features and benefits offered by the ICICI Bank Emeralde Private Medal credit card –

Welcome Benefits

The card offers various joining and annual benefits that are available only to cardholders who pay the full joining fee. Upon paying the joining fee, the benefits are issued within 45 days.

Bonus Reward Points

Get bonus 25,000 ICICI Bank Reward Points as an annual benefit every year you pay the card membership fee. The points can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more.

Taj Epicure Membership with Complimentary 1-Night Stay

Get the Taj Epicure Membership as a welcome benefit with the card along with a complimentary night stay, valid for 1 year. You get access to several other privileges like –

• 25% off on food and beverages for both dining and takeaway, maximum 10 persons
• 20% off on orders made through the Qmin application
• 20% off at Jiva Spas across participating Taj hotels
• 20% off on food and beverages at Banquets, maximum 30 persons
• 20% off on Salon Services at participating hotels

Other 1-time use vouchers you get with the membership include –

• 20% off on the Best Available Rate at participating hotels on Rooms and Suites
• 20% off at Taj Palaces on the Best Available Rate for Rooms and Suits, for maximum 5 nights
• 20% off at Taj Safaris on the Best Available Rate for Rooms and Suits, for maximum 5 nights

Complimentary EazyDiner Prime Membership

Get a complimentary 12-month EazyDiner Prime membership whenever you renew the card membership. Get access to exclusive privileges that include –

• Minimum 25% discount and up to 50% off at more than 3000 restaurants in Dubai and India
• Complimentary dessert or cake at select restaurants on your birthday or wedding anniversary
• Bonus 2000 Eazypoints for onboarding

Milestone Benefits

Achieve the target spend milestone with the credit card to unlock the milestone benefit. On spending Rs. 8 Lakhs or above in the year, you will get Rs. 6000 worth EaseMyTrip Air Travel vouchers, 2 vouchers each worth Rs. 3000. The vouchers are issued once per year when you reach the target spend milestone with your card.

Reward Points Earning

• Earn 25 ICICI Reward Points per Rs.200 spent on retail spends, except rent and fuel payments.
• Earn 25 ICICI Reward Points per Rs. 200 spent on grocery, utilities, education, tax, and insurance payments.

Reward Redemption

The ICICI Bank reward points earned for your spends can be redeemed against a host of products, travel, movie vouchers, appliances, mobiles, lifestyle products, and more, at the value of 1 RP = Rs. 0.25

Golf Benefits

With the credit card, you get access to unlimited complimentary golf rounds and lessons per month at some of the best golf courses all around the world.

Movie Benefits

Purchase one ticket and get an exclusive discount of up to Rs. 750 on the second ticket for movies, theatre shows, concerts, sports events, etc. through BookMyShow. The offer can be availed up to 2 times per month.

Domestic Lounge Access

Just present the ICICI Emeralde Private Metal credit card, at the lounge reception, with your boarding pass and you get unlimited domestic lounge access at select airports in India. The lounge access is valid for both primary as well as add-on credit cardholders.

International Lounge Access

You get a complimentary Priority Pass membership with the credit card. Get unlimited international airport lounge access with the Priority Pass for both the primary as well as the add-on cardholders can access this benefit.

No Cancellation Charges on Hotel/Flight Bookings

You don’t have to pay any cancellation charges on your travel, flights, hotel, and movie ticket bookings. Moreover, you can get a refund up to Rs. 12,000 on cancelling flight/hotel bookings made with the Emeralde Private Metal credit card, maximum twice per year.

Insurance Benefits

You get the following insurance benefits with the credit card –

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver on fuel spends up to maximum Rs. 4000. However, you cant earn reward points on fuel spends.

Low Forex Markup Fee

The card charges a forex markup fee of 1.99% of the total transaction amount which is lower than the standard market rate. This is perfect for those who regularly make spends in foreign currency with their credit card.

Annual Fee Waiver

The annual fee of Rs. 12,499 can be waived off on spending Rs. 10 Lakhs or above in the card anniversary year.

ICICI Bank Emeralde Private Metal Credit Card – Fees and Charges

The following are the fees and charges associated with the Emeralde Private Metal credit card –

• The card charges a joining and annual fee of Rs. 12,499 plus taxes that can be waived off on spending Rs. 10 Lakhs or more in the card anniversary year.
• The card charges an interest rate of 3.4% per month or 40.8% per annum.
• The card charges a forex markup fee of 1.99% of the total transaction amount.
• The card does not charge any fee for cash advances.

How to Apply for the ICICI Bank Emeralde Private Metal Credit Card

Currently the bank is not accepting applications for this credit card. We will update this section as soon as applications are open.

Conclusion

If you are looking for a super-premium credit card, then the ICICI Bank Emeralde Private Metal credit card can be the right option for you. The card has a high joining fee of Rs. 12,499 plus taxes but is packed with exclusive travel and lifestyle benefits for the cardholder. If you travel frequently, you get the Taj Epicure membership, complimentary lounge access, and more.

Also, you get an exclusive cancellation cover of up to Rs. 12000 on flight/hotel bookings, and a low forex markup fee of 1.99%. The card even has a high reward rate and you can redeem the reward points earned by you against a host of different choices. For those who cannot compromise with their lifestyle, the ICICI Bank Emeralde Private Metal credit card is perfect for you.