The popularity of fuel credit cards has seen massive growth in the past decade as more people want to save on their fuel transactions. As fuel prices rise, consumers are looking for ways to earn rewards and cut their fuel costs. This growing interest has led banks to partner with fuel companies, creating a range of co-branded credit cards that meet the needs of fuel users.
Banks are partnering with fuel companies like HPCL to launch credit cards that offer great benefits for cardholders. These credit cards often provide Rewards Points for fuel purchases at HPCL stations, as well as cashback offers and discounts for dining and shopping. This partnership allows customers to use HPCL for fuel and improves their banking experience. By teaming up with fuel companies, banks have developed customized products that help customers save money while enjoying extra perks. The link between banks and fuel brands helps them understand what customers need and makes them a smart choice for people who want rewarding fuel credit cards.
IDFC HPCL First Power Plus Credit Card
The IDFC Bank HPCL First Power Plus Credit Card is designed for people who often refuel their vehicles and seek rewards with every transaction. This credit card has collaborated with Hindustan Petroleum Corporation Limited, making it especially beneficial for those who regularly fill up at HPCL fuel stations. One of the standout features of this card is its attractive rewards program. Cardholders can earn fuel points for every purchase, which can be redeemed for discounts on fuel bills at HPCL outlets.
The IDFC Bank HPCL First Power Plus Credit Card offers various lifestyle benefits. Cardholders enjoy cashback and discounts on dining, groceries, and online shopping. The card often includes features like insurance coverage for accidents and travel, providing added security for users.
The IDFC Bank HPCL First Power Plus Credit Card offers many benefits beyond impressive reward rates. Here are the other advantages:
Welcome Bonus
- Cashback of up to ₹500 on the first fuel transaction.
- 5% cashback up to ₹1000 on the first EMI transaction.
- Flat ₹1,000 off on Zoomcar rentals.
- Up to 50% discount on chauffeur-driven car rentals with Eco Rent-A-Car and Europcar.
Reward Points
- Users will earn 30 Reward Points for every ₹150 spent on HPCL fuel and can earn up to 2,400 Reward Points in a statement cycle.
- Earn 30 Reward Points for every ₹150 spent on eligible grocery and utility transactions, up to a maximum of ₹2,000 per statement cycle.
- You can earn 30 Reward Points for every ₹150 recharge of IDFC FIRST FASTag using the bank’s mobile app, up to a maximum of ₹1,000 in a statement cycle, which equals 200 points.
- You can earn 3 Reward Points for every ₹150 spent on most retail spending (except insurance, non-HPCL fuel, EMI, and ATM cash withdrawals) with 5% savings on HPCL fuel when using the HP Pay App.
- 1 Reward Point = ₹0.25
Entertainment Perks
25% discount up to ₹100 on the purchase of movie tickets on the Paytm Mobile App.
Lounge Access
On spending ₹20,000 monthly, Cardholders can enjoy up to 1 complimentary visit per quarter to domestic airport lounges.
Spend Based Waiver
Your annual fee can be waived if you spend more than ₹1.5 lakhs in the previous year.
ICICI Bank HPCL Super Saver Credit Card
The ICICI HPCL Super Saver Credit Card is a co-branded card designed for fuel and everyday spending. It features an annual fee of ₹500 and offers various rewards on purchases across all categories, unlike many other credit cards that only focus on specific areas.
New cardholders receive a welcome benefit of 2,000 Reward Points and a cashback of ₹100 on their first fuel purchase of Rs. 1,000 or more through the HP Pay app. For fuel purchases at HPCL stations, cardholders earn 4% cashback and get an additional 1% fuel surcharge waiver, totaling a 5% savings. There are also perks like complimentary domestic airport lounge access once every quarter and a discount on movie tickets. The features of the ICICI HPCL Super Saver Credit Card are as follows:
Welcome Bonus
- Get 2,000 bonus Reward Points when you pay the membership fee within 2 months and spend at least ₹5,000 within the first 45 days after getting your card.
- Cashback of ₹100 on the first fuel transaction worth ₹1,000.
Reward Points
- Earn a cashback of 4% for every ₹200 spent on fuel transactions at HPCL stations.
- 2 Reward Points on every ₹100 spent on all retail purchases.
- You can earn 20 Reward Points on department store purchases, electricity bills, and mobile bills with a monthly cap of ₹100 worth of ICICI Bank Reward Points.
- 1 Reward Point = ₹0.25.
Entertainment Rewards
Users will get a 25% discount up to ₹100 when they buy at least two tickets, available twice a month for BookMyShow and INOX movies.
Airport Lounge Access
Users who spend ₹35,000 in the previous quarter will get access to domestic airport lounges once every quarter.
Fuel Surcharge Waiver
- A 1% fuel surcharge waiver on all fuel transactions done at HPCL stations.
- This offer is valid on a maximum transaction of ₹4,000.
Spend Based Waiver
Upon spending ₹1.5 lakh in the previous year, the annual fee for the ICICI HPCL Super Saver Credit Card will be waived.
HPCL ENERGIE BOBCARD
The HPCL ENERGIE BOBCARD is a co-branded credit card launched by the Bank of Baroda and Hindustan Petroleum Corporation Limited. It is designed to benefit people who frequently purchase fuel, especially with rising fuel prices. Cardholders pay a joining and renewal fee of ₹499 and earn Reward Points on fuel purchases at HPCL stations.
Cardholders even enjoy movie discounts, complimentary access to domestic airport lounges, and a 1% fuel surcharge waiver. The renewal fee can be waived if you spend ₹50,000 or more in a year. This card is a good deal for anybody who wants a fuel credit card at a reasonable price but wants rewards on every transaction. All the features and perks of the HPCK ENERGIE BOBCARD are as follows:
Welcome Perks
As an introductory bonus, users will earn 500 Reward Points if they spend ₹5,000 within the first 60 days.
Reward Points
- Users will earn 24 Reward Points for every ₹150 spent on fuel transactions at HPCL stations.
- Cardholders will also earn 10 Reward Points for every ₹150 spent on utilities and departmental stores.
- Earn 2 Reward Points for every ₹150 spent on other eligible categories.
- Value of 1 Reward Point = ₹0.25.
Entertainment Benefits
Users will get a discount of 25% on the purchase of 2 movie tickets via Paytm Movies.
Lounge Access
Access to domestic airport lounges once every quarter for all the primary cardholders.
Fuel Surcharge Waiver
- A 1% fuel surcharge waiver on all fuel transactions done at HPCL stations.
- This offer is valid for up to a minimum transaction of ₹400 to ₹5,000.
Spend Based Waiver
If you spend ₹50,000 in the anniversary year, your renewal fee will be waived.
IDFC HPCL First Power Credit Card
The IDFC HPCL First Power Credit Card is a co-branded RuPay credit card designed to save money on fuel expenses. Cardholders can save up to ₹7,000 annually and enjoy benefits like 5% savings on fuel purchases at HPCL outlets. The card offers Reward Points on various spends, such as groceries and utilities. Additional perks include complimentary roadside assistance, personal accident insurance, and a refer-a-friend program that rewards users for bringing in new members. This card does not offer lounge access or golf benefits, but it is still a good option for those who want to earn rewards on fuel and everyday spending.
In addition to a fuel surcharge waiver, the IDFC HPCL First Power Credit Card offers many other benefits, such as:
Welcome Benefits
- Cashback of up to ₹250 on the first fuel transaction.
- 5% cashback up to ₹1000 on the first EMI transaction.
- Flat ₹1,000 off on Zoomcar rentals.
- Up to 50% discount on chauffeur-driven car rentals with Eco Rent-A-Car and Europcar.
Reward Points
- Savings of up to 5% on fuel transactions.
- You can earn 15 Reward Points for every ₹150 spent on grocery and utility purchases, up to a maximum of ₹4,000 each statement cycle.
- You can earn 15 Reward points for every ₹150 you recharge on IDFC FIRST FASTag using their app, with a limit of ₹2,000 spending per month.
- You earn 2 Reward Points for every ₹150 spent on UPI and retail purchases excluding fuel, insurance, and cash withdrawals.
- Value of 1 Reward Point = ₹0.25.
Fuel Surcharge Waiver
- You can get a 1% fuel surcharge waiver on all HPCL fuel stations in the country.
- This offer is valid for up to a minimum transaction of ₹200 to ₹5,000.
- The maximum you can get on every statement cycle is ₹100.
Spend Based Waiver
If you spend ₹50,000 or more in your first year, your renewal membership fee will be waived.
Bottom Line
HPCL co-branded credit cards provide great benefits for those who frequently buy fuel. Cards like the IDFC HPCL First Power Plus and ICICI Bank HPCL Super Saver offer rewards, cashback, and discounts, making them smart choices for fuel purchases. These cards not only help you save money on fuel but also give perks for shopping, dining, and travel. As fuel prices rise, using these credit cards can help you earn rewards and enjoy extra features. By choosing the right HPCL credit card, you can maximize your spending and make the most of your daily fuel needs.