LIC Cards is a wholly-owned subsidiary of Life Insurance Corporation of India. LIC Card services limited came into existence on 11 November 2008 and its registered office is situated in New Delhi. LIC credit cards offer customers exclusive privileges and benefits to make the customer experience rewarding. LIC cards offer lifetime free cards by which the customers don’t need to pay any joining or renewal fee on their credit card. LIC credit cards are issued to the LIC policyholders and LIC agents only. The customer applies for a LIC policy to avail a LIC credit card. To know more about the credit card offerings by the LIC CSL, read below given some of the best credit cards from its portfolio. LIC Card issues various credit cards, out of which some popular cards are as mentioned below.
2 Reward Point Per Rs 100 spent on LIC premium payments and foreign spendings and 1 Reward Point Per Rs 100 spent on other categories.
You can redeem your reward point accumulated on your LIC Titanium credit card against the LIC reward catalog.
See additional details for LIC Titanium Credit Card
2 Reward Points for every Rs 100 spent on LIC Premium payment and international spends and 1 Reward Point for every Rs 100 spent on other categories.
Redeem the reward points accumulated on your LIC Platinum credit card against the reward catalog as per the conversion rates applicable.
See additional details for LIC Platinum Credit Card
1 Reward Points on every Rs 150 spent on all categories ( 1 Reward Point = Rs 0.50)
You can redeem these reward points against the statement cash of your outstanding amount.
See additional details for LIC Platinum EMV Credit Card
You can earn 1 reward point on spending every Rs. 150 using this card. 1 RP = Rs. 0.25.
Fuel | Shopping |
Reward points can be used for clearing credit card outstanding. They can also be redeemed towards home and lifestyle products as well as dining and shopping benefits A minimum of 1,000 reward points can be redeemed towards the credit card balance.
See additional details for LIC Gold EMV Credit Card
This is a co-branded card issued by LIC in association with Axis Bank. You get 2 reward points per Rs 100 spent on LIC premium payment and international spending and 1 reward point per Rs 100 spent on other categories. You are charged with zero annual fees on LIC credit card.
This is a Visa-powered card offered by LIC in collaboration with the Axis Bank. This is a zero membership fee card that provides you with exciting rewards and benefits on your purchases. You can earn 2 reward points on every Rs 100 spent on LIC premium payment and international spendings. Moreover, you also earn 1 reward point on every Rs 100 spent on all other categories. Furthermore, you also get several travel and insurance benefits with this credit card.
LIC Platinum credit card is a Visa card offered by LIC in collaboration with Axis Bank. This is no annual fee card offering exciting rewards to its customers. You get 2 reward points on every Rs 100 spent on LIC premium payment and international spending and 1 reward point on another spending.
LIC Platinum EMV is a co-branded card launched LIC in partnership with Corporation Bank. You get 1 reward point on every Rs 150 spent using your credit card. This is card comes in Visa variant only. There are a host of benefits associated with this card such as accidental protection cover, fuel surcharge waiver, and credit liability cover.
LIC Gold EMV credit card is a Visa card offered by the LIC in association with the Corporation Bank. You get 1 reward point on every Rs 150 spent using your credit card. You get a personal accident cover of Rs 1 lakh and a credit shield worth Rs 50,000
|Credit Cards||Reward Points|
|LIC Titanium Credit Card||
|LIC Visa Signature Credit Card||
|LIC Platinum Credit Card||
|LIC Platinum EMV Credit Card||
|LIC Gold EMV Credit Card||
|Credit Card||Complimentary Lounge Access|
|LIC Titanium Credit Card||N/A|
|LIC Visa Signature Credit Card||2 Complimentary Domestic and International Lounge Access|
|LIC Platinum Credit Card||N/A|
|LIC Platinum EMV Card||N/A|
|LIC Gold EMV Card||N/A|
|Credit Cards||Annual Fee||Interest Fee Charged||Cash Advance Fee||Foreign Currency Markup||Reward Redemption Fee||Add on fee|
|LIC Titanium Credit Card||Nil||2.75% p.m. (33% p. a.)||2.5% or a minimum of Rs. 500.||3.5% on the conversion amount||Rs 30 + GST||Nil|
|LIC Visa Signature Credit Card||Nil||2.75% p.m. (33% p. a.)||2.5% or a minimum of Rs. 500.||3.5% on the conversion amount||Rs 30 + GST||Nil|
|LIC Platinum Credit Card||Nil||3.6% p.m. (52.86% p.a.)||2.5% or a minimum of Rs. 500.||3.5% on the conversion amount||Rs 30 + GST||Nil|
|LIC Platinum EMV Card||Nil||3.6% p.m. (52.86% p.a.)||2.5% or a minimum of Rs. 500.||3.5% on the conversion amount||Rs 30 + GST||Nil|
|LIC Gold EMV Card||Nil||3.6% p.m. (52.86% p.a.)||2.5% or a minimum of Rs. 500.||3.5% on the conversion amount||Rs 30 + GST||Nil|
|Identity Proof||Address Proof||Income Proof|
The customers can simply apply for the LIC credit card by visiting the nearest LIC branch office. You need to download an application form online and print it after filling the form submit it along with all the pre-required documents.
You can check your LIC credit card application status by calling the IVR number at 1800 22 6606. You can simply connect with the customer service representative provide your application number, PAN number, and registered mobile number. The customer executive shall verify the details as provided.
LIC customers contact the reach out at the helpline number with their queries and complaints through call, email, and SMS. Below are provided some details you can use to raise your queries.
You can reach out by calling the customer care number at 1800 233 1100 with your queries and complaints. The customers can get in touch by sending mail at this address at [email protected] or [email protected]
No, you do not get any spend based waiver on your LIC credit cards
Yes, you can simply request the bank to increase your temporary credit limit on your credit card.
You get a maximum of 3 add-on cards and you are not charged any fee on your first add-on card.
The customers are required to pay a redemption fee of Rs 30 to redeem their reward points
No, Non-Resident Indians can not apply for LIC credit cards. Therefore, only Indian residents can apply for an LIC credit card.
The customer can report their losses by calling the customer care number at
LIC Platinum EMV and Gold EMV – 1800 22 6606
LIC Platinum, Titanium and Visa Signature – 1800 233 1100
Yes, you get EMI facility with your LIC credit cards to convert your purchases into transactions of 3, 6, 12 months.