By Divya Shokeen
Updated On May 21, 2024

Once you apply for a LIC Credit Card, keep in mind to clear your credit card dues on time so that you can maintain a good standing account. Your credit history also improves when credit card bills are paid timely. Read on to know more about the online and offline methods to make LIC Credit Card bill payments.

lic credit card bill payment options

Online methods to pay LIC Credit Card bill

LIC Card provides you with 5  online methods to pay your LIC credit card bills. Select one of the 5 methods given below:

How to pay LIC Credit Card bill through NEFT?

To clear LIC credit card dues, the customers can use the NEFT facility from any bank account. All you need to do is log in to your net banking account and add the LIC Credit Card under the beneficiary. Follow these simple steps to pay LIC Credit Card bill through NEFT:

Step 1: Log in to your respective bank’s internet banking account and navigate to the payments and transfer option.
Step 2: Select the NEFT payment option and enter your credit card details under the beneficiary details.
Step 3: For making payment, select the Beneficiary and add the outstanding amount and click on proceed.

Beneficiary Name Name as on Credit Card
Beneficiary Bank Name Axis Bank
Beneficiary Branch Name Mumbai
Beneficiary Account Number LIC Credit Card Number (16-digit)
IFSC Code UTIB0000400

How to pay LIC Credit Card bill using Visa Money Transfer?

LIC credit cardholders can clear their LIC credit card dues by using the VISA transfer facility. You can use your visa debit card to clear the credit card dues. To know more about this service you need to contact the debit card issuing company.

How to pay LIC Credit Card bill using Axis Mobile application?

To begin within, first, you need to download the Axis Bank mobile app and register for mobile banking services using your customer id & registered mobile number and pay your LIC Credit Card bills.

How to pay LIC Credit Card bill through BillDesk?

The fastest and convenient way to clear LIC credit card dues is by using an online BillDesk facility. You do not need to log in anywhere, follow these simple steps to pay your LIC Credit Card bill using the BillDesk facility:

Step 1: Visit the LIC Card BillDesk webpage and enter the mandatory information.
Step 2: Select the card type from the given options and enter your LIC Credit Card 16 digit number twice.
Step 3: If you wish to enter additional information like e-mail id and mobile number, you can enter the same in the given field.
Step 4: Now enter the payment amount and select your bank account and click on Submit.

How to pay LIC Credit Card bill using Auto-debit facility?

The credit cardholders can avail of the direct debit facility from the Axis Bank savings/current account. You need to download the Auto-debit form from the LIC Cards website and fill it. You can select the payment option whether you want to pay in full or the minimum due amount. Fill the form and fax/ e-mail/ courier it to the following address:

Axis Bank Ltd.
LIC Cards Support, Axis Bank Ltd., Credit Card operations,
4th floor, NPCI, Building No. 1, Gigaplex Plot – IT5,
Airoli Knowledge Park, Airoli, Navi Mumbai – 400708
Fax: 022-40754632
Email Id: [email protected]
Contact No. : 1800-233-1100

Offline Methods

To clear your LIC Credit Card bills select one offline method from the two options provided by the LIC Cards:b

How to pay LIC Credit Card bill through Cheque/Draft?

One of the offline methods to clear outstanding balances is by drawing a cheque or draft in favor of your LIC credit card. Drop your cheques or drafts in the nearest Axis Bank dropbox. Make sure to drop your cheque or draft 4-5 days prior to the due date.

How to pay LIC Credit Card bill through Cash?

Visit the nearest Axis bank branch and clear your LIC Credit Card dues by submitting cash on the counter. Axis Bank will charge a cash processing fee.

Bottom Line

The best option to choose is the Auto-debit facility as you do not have to worry about the due date. Other than this, you can also choose the BillDesk facility which makes it hassle-free to pay the credit card bill within no time. Keep your dues clear so that you do not fall into the possible debt trap.


Yes, the bank charges a cash processing fee for clearing the credit card dues through the cash payment method.
Yes, choosing an auto-debit facility helps in clearing your dues directly from the bank without having you remember the due date.
Yes, depending on your bank, you are charged with NEFT charges on making LIC credit card bill payments.