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Yes Bank has redefined its credit card range by introducing new names and offering accelerated Yes Rewardz Points. These cards shall also offer purchase protection for mobile phones/electronics purchased online. The move is aimed at providing customers with better value and an improved credit card experience.
Let’s have a look at the new and updated range of Yes Bank Credit Cards. This shall be implemented from the 18th of December 2023. The updated credit cards shall have enhanced protections, accelerated reward earning and a dynamic look.
| Previous Name | New Name |
| Yes First Exclusive | Yes Reserv |
| Yes Premia | Yes Elite |
| Yes Prosperity Edge | Yes Select |
| Yes Prosperity Rewards Plus | Yes Ace |
Updated Benefits of Yes Bank Credit Cards
Not only the look and name but the features and benefits of the cards have also been updated.
| Card Name | Previous Benefits | New Benefits |
| Yes First Exclusive/Yes Reserv | 6 reward points for every Rs. 200 spent on the selected category, 12 Reward Points for every Rs. 200 spent on all other transactions and 24 reward points per Rs. 200 spent on travel and dining | 6 YRP for every Rs. 200 spent on the selected category, 12 YRP for every Rs. 200 spent on offline transactions, and 24 YRP per Rs. 200 spent online |
| Yes Premia/Yes Elite | 12 reward points on every Rs. 200 on Travel and Dining spends. 6 reward points per Rs. 200 you spend. 3 reward points per Rs. 200 you spend on tax payments, postal services, bus lines, government services, etc | 12 YRP on every Rs. 200 on online spends. 6 YRP per Rs. 200 you spend offline. 3 YRP per Rs. 200 you spend on select categories |
| Yes Prosperity Edge/Yes Select | 4 reward points on every Rs. 200 spent on all categories except select categories, 2 reward points on every Rs. 200 spent on select categories and 8 reward points per Rs. 200 spent on dining and travel | 8 YRP per Rs. 200 spent online, and 4 YRP per Rs. 200 spent offline. 2 YRP on Rs. 200 spent on select categories |
| Yes Prosperity Rewards Plus/Yes Ace | For every retail spend of Rs. 200, cardholders will get 4 reward points, and 2 reward points for every Rs. 100 spent on tax payments, utilities, postal services, etc | 8 YRP per Rs. 200 spent on online shopping, 4 YRP per Rs. 200 spent offline, and 2 YRP per Rs. 200 spent on select categories |
YRP = Yes Rewardz Points
Offer Details
- The name and benefits changes shall be implemented from 18th December 2023.
- Features other than those mentioned, fees and charges shall remain the same.
Bottom Line
Yes Bank is set to receive a surge in credit card applications due to the above-mentioned changes. The youth is especially bound to be attracted by this new image change for Yes Bank Credit Cards. These changes in benefits for Yes Bank Credit Cards will apply to all existing and new cardholders. Existing Yes Bank customers shall receive their cards with a new dynamic look at the time of their renewal.
These updated benefits also include purchase protections for electronics and mobile phones purchased online. This will be valid for a period of six months. People who regularly shop online can significantly benefit from these cards as you can save more with Yes Rewardz Points. Tell us your views on the latest Yes Bank Credit Card update.
1 Comment
Won’t help much, unless they also improve the value of each reward point, which is presently at ₹0.25/ point. They should at least make it to ₹0.33/ point if they want the First Exclusive/ Reserv to compete with HDFC Infinia