YES ACE Credit Card

The YES ACE Credit Card, earlier known as Prosperity Rewards Plus Credit Card, aims to add a touch of glamour to the lifestyles of its customers with all its benefits and exclusive offers. The card comes with a nominal joining fee of ₹499 and gives you several exciting rewards & offers. You get 8 Reward Points on online spending of ₹200, and for offline spending, you earn 4 Reward Points. Spending on utility and insurance payments shall also earn 2 Reward Points per ₹200 spent. The card also gives you an opportunity to get your joining and renewal fee waived on the basis of your spending.

With this card, you can also avail of great offers on travel, dining, shopping, etc., through YesPrivileges. Not only this, but the YES Prosperity Rewards Plus Credit Card, now known as the ACE Credit Card, has various advantages. To know all of them, keep reading the details given below:

Product Details

• For every ₹200 spent on online purchases, you will get 8 Reward Points.
• 4 Reward Points on every ₹200 spent offline.
• 2 Reward Points per ₹200 spent on select categories like rent, insurance, etc.
• Spend-based waiver of joining and renewal fee.
• You can avail of great offers on dining, shopping, travel, wellness, etc.

Yes Bank ACE Credit Card Features and Benefits

Purchase Protection

Insurance cover for mobile phones and electronics purchased online for any accidental damage up to 6 months.

Fuel Surcharge

The 1% fuel surcharge is waived at all fuel stations in India for a minimum transaction of ₹400 & a maximum transaction of ₹5,000. You can get a maximum benefit of ₹125 in a month through the fuel surcharge waiver.

Joining and Renewal Fee Waiver

• Waiver of joining fee on spending ₹5,000 or more within 30 days of receiving the credit card.
• Waiver of renewal fee on spending ₹50,000 or more in an anniversary year.

YES Prosperity ACE Credit Card Rewards

• 8 Reward Points on each spend of Rs. 200 for online shopping (except select categories). Capped at 5,000 Reward Points each statement cycle.
• 4 Reward Points on each spend of Rs. 200 for offline shopping (except select categories).
• You would earn 2 Reward Points for each Rs. 200 spent on Select categories: Recharge, Utility, Insurance, and Education payments.
• These Reward Points shall expire 36 months after the date they are earned.
• No Reward Points shall be earned on fuel transactions, cash withdrawals, and payments converted into EMIs.

Rewards Redemption

The Reward Points you earn can be redeemed against various products available on YesRewardz.

Eligibility Criteria

Here are some of the criteria that need to be met for the successful application of the YES Prosperity Rewards Plus Credit Card-

• The applicant should be between the ages of 21 and 60 years.
• Applicant should be either self-employed or salaried.
• The minimum net salary to be eligible for this card is ₹25,000 per month or an
  Income Tax Return of ₹7.5 lakhs or above.

YES Bank ACE Credit Card Review

The YES Ace credit card is a great card choice, especially for those who are aiming to save more on their spending. The card not only offers its customers exclusive rewards but also gives them the opportunity to have their joining & renewal fees waived. Moreover, the Reward Points you earn can be redeemed easily against various products/categories.

Therefore, you can save a lot in the form of Reward Points with this card and then use them for several purposes. You also get great offers on dining, travel, shopping, and more through YesPrivileges, which is another significant feature of the card. So, if you want to save and have great lifestyle benefits, go with the YES Bank ACE Credit Card.