Skip to content

YES Select Credit Card

The YES Bank Prosperity Edge Card, now rebranded and known as the Select Credit Card, comes with exclusive rewards to provide its customers with a prosperous life, as suggested by its name. It comes with exciting rewards & offers and many other benefits. Although the YES Select Card has advantages over various categories, it is best suited for people who are more interested in saving through reward points. With a joining fee of ₹599, it has some really great key features, such as exciting reward points, spend-based bonus offers, joining & renewal fee waivers, complimentary travel benefits, fuel surcharge waivers, etc.

The joining fee you pay can be waived if you spend over ₹10,000 within 30 days of receiving your YES Select Credit Card. A spend-based renewal fee waiver is also provided to the cardholders, according to which the renewal fee will be waived on spending ₹1 lakh or more in the previous year. This was just a glimpse of the card & its benefits; to know more, refer to the information given below:

YES Select Credit Card

( 4.2 / 5 )
YES Prosperity Edge Select Credit Card
  • Joining Fee₹599 + GST
  • Annual Fee₹599 + GST
  • Best Suited ForShopping
  • Reward TypeReward Points

Rewards Rate

8 RPs/₹200 Spent Online, 4 RPs/₹200 Spent Offline and 2 RPs/₹200 for Select Category

Welcome Benefits

N/A

Movie & Dining

BOGO on Movie Ticket Bookings Via District and BOGO on Coffee at Select Malls

Rewards Rate

8 RPs/₹200 Spent Online, 4 RPs/₹200 Spent Offline and 2 RPs/₹200 for Select Category

Reward Redemption

Reward Points redeemable for movie ticket bookings on YES Rewardz portal at a rate of 1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.

Travel

N/A

Domestic Lounge Access

1 Free Visit Each Quarter

International Lounge Access

N/A

Golf

4 complimentary rounds of green fees every year and 1 complimentary golf lesson each month.

Insurance Benefits

Purchase Protection is Provided

  • Spend-Based Waiver

    Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.

    Rewards Redemption Fee

    ₹100 + GST

    Foreign Currency Markup

    2.75% on all foreign currency spends

    Interest Rates

    3.99% Per Month

    Fuel Surcharge Waiver

    1% fuel surcharge waiver at all the fuel stations in India for all the transactions between Rs. 400 and Rs. 5,000.

    Cash Advance Charges

    3.5% of the amount withdrawn

    • 8 Reward Points on every ₹200 spent online.
    • 2 Reward Points on every ₹200 spent on other categories, such as insurance.
    • The joining fee is waived for retail spend of over ₹10,000 within 30 days of receiving the card.
    • The renewal fee is waived on spending over ₹1 lakh on retail purchases in the previous year.

    YES Select Credit Card Reward Points Earnings

    • You get 8 Reward Points on every Rs. 200 spent on online purchases (Capped at 5,000 per statement cycle).
    • Earn 4 Reward Points on each spend of Rs. 200 made offline.
    • 2 Reward Points on every Rs. 200 spent on other categories such as insurance, government, utility, education, recharge, wallet, and rental payments.
    • No Reward Points shall be awarded for transactions on fuel, transactions that are converted to EMIs, or cash withdrawals.

    Rewards Redemption

    1 Reward point = ₹0.10 for redemption against movies, bill payments, charity, golf, etc. 1 Reward Point = ₹0.25 for redemption against hotel/flight bookings. The points can be redeemed through the dedicated website. YES Bank charges a reward redemption fee of ₹100.

    YES Bank Select Credit Card Top Features

    BOGO on Coffee

    YES BANK SELECT Credit Card holders can enjoy a Buy One Get One (BOGO) coffee offer at select malls across India. With this benefit, you can pay for one coffee and get another free at participating outlets, making your coffee outings more rewarding. The offer is applicable to beverages like Cappuccino, Americano, Latte, or similar options, typically in a medium size as available at the outlet.

    Cardholders can avail this offer twice every calendar quarter, either by simply swiping their physical card at the outlet or by generating a voucher/QR code through the Dreamfolks web portal. The list of eligible outlets may change, so it’s advisable to check availability before visiting. Only one BOGO benefit can be used per transaction, and any issues related to the offer must be reported within 30 days.

    BOGO on Movies

    YES BANK SELECT Credit Card offers up to ₹150 off on your second movie ticket under the BOGO benefit. This offer can be availed once per user every calendar month on movie tickets only.

    Travel Benefits

    The primary cardholders get one complimentary domestic lounge access every calendar quarter across over 30 lounges in India.

    Golf Benefits

    You get 4 complimentary green fees per calendar year at selected golf courses in India. Moreover, you get 1 complimentary golf lesson per calendar month.

    Purchase Protection

    With this card, you shall get purchase protection for mobile phones and electronics purchased online. You get covered for accidental damage for 6 months.

    Joining and Renewal Fee Waiver

    The joining fee is waived on spending over ₹10,000 within 30 days after receiving the card. The renewal fee is waived on spending over ₹1 lakh in the previous year.

    Yes Select Credit Card Features

    Eligibility Criteria for Yes Bank Select Card

    Salaried Employees Self-Employed Individuals
    Age 21 Years to 60 Years 21 Years to 60 Years
    Income Minimum ₹50,000 Per Month Minimum ₹7,50,000 Per Annum (as per ITR)

    YES Bank Select Credit Card Review

    The YES Bank Select Credit Card is a good option for people who want a credit card with great rewards and additional benefits. If you are one of such people, you can go with the card as it gives you an amazing opportunity to save something on various categories of your purchases.

    Not only this, but it also offers you travel, lifestyle, & golf benefits, which can give you even stronger reasons to have this card if you love traveling and golf. But the most important thing here is to understand your requirements and make decisions based on them, because a good credit score really matters. And you can maintain it most effectively with a credit card that suits you.

    FAQs:

    The joining fee of your YES Bank Select credit card can be waived if you spend ₹10,000 or more within 30 days of receiving the card.

    You get 4 Reward points on every spend of ₹200 on retail purchases and 2 Reward points on every other spend, such as tax payments, postal services, groceries, supermarkets, etc.

    No, the YES Bank Select credit card doesn’t provide any welcome benefits.

    It provides you with four complimentary rounds of green fees every year at selected golf courses in India and one complimentary golf lesson each month.

    The interest rate on the YES Bank Select credit card is 3.99% per month.

    Leave the first comment