HDFC Bank offers a wide range of premium as well as basic credit cards, which are among the topmost credit cards available in the Indian market. All these cards come with different types of reward programs with different reward rates. The premium credit cards like the HDFC Infinia, HDFC Regalia, HDFC Diners Club Black Credit Card, etc, earlier had a capping only on reward points earned on insurance categories. Now, the card issuer has also put a cap on the reward points that can be earned on property management services including rent payments. However, the cap is different on different credit cards. For more detailed information on this, keep reading the article:

hdfc credit card rental payments revised

Cap on Reward Points On Rent Payment

Now, only up to a fixed number of reward points each month can be earned on property management services payments using HDFC Bank Credit Cards. This maximum cap can be different for different credit cards. Some of the most popular HDFC Credit Cards along with their reward rates and cap on reward points on property management services are given in the table below:

Credit Cards Reward Rate on Property Management Services Cap on Reward Points on Rent Payments
HDFC Infinia Credit Card/HDFC Diners Club Black Credit Card 5 Reward Points on every spend of Rs. 150 2,000 Reward Points per month
HDFC Regalia Credit Card/HDFC Diners Club Privilege Credit Card 4 Reward Points on every spend of Rs. 150 1,000 Reward Points per month
HDFC Regalia First Credit Card 4 Reward Points on every spend of Rs. 150 500 Reward Points per month.
HDFC Millennia Credit Card 1% cashback (in the form of CashPoints) 500 CashPoints per month
HDFC MoneyBack Plus Credit Card 2 CashPoints on every spend of Rs. 150. 500 CashPoints per month.

Also Read: Latest Offers on Rent Payment via Credit Cards: June 2022

Bottom Line

The decision of fixing a cap on Reward Points on property management-related payments might be a bit disappointing for some cardholders, especially those who use their credit card for rent payments, but the number of Reward Points is still not that bad. Also, there is still no maximum cap on Reward Points on other retail spends. So, the cardholders can keep earning maximum benefits in other categories.
If you still have any doubts regarding the information given above, you can freely ask us in the comment section below!


  1. Cc User Reply

    Does it mean the reward points for the rent transactions done before July 23 are also capped because the bill is generated after July 23?

    • Ankur Mittal Reply

      Nope, only transactions done after July 23rd.

  2. Sourabh Reply

    I did a rent payment using HDFC Diners black card 4 days back (only transaction of the month) but I have still not received the reward points for that transaction. What can be the reason? Will RP be processed at end of month?

    • Ankur Mittal Reply

      The RPs are credited when the statement is generated.

  3. Uma Shankar Reply

    I can this this is not good practice to limit RP on rent payment.

  4. Shashank Karnawat Reply

    To make matters worse, in Dec 2022 update they have removed the reward points on all HDFC credit cards wef 1 Jan 2023.

  5. Velmurugan A Reply

    I have paid rent on last month. Even bill generated. It doesn’t added up any reward points. But In the end of statement, it says 500 RP for property management service. But doesn’t added any reward points in the acutal sum. whats the reason behind it ?

    Is it mean like I got 500 reward points . But it doesn’t sum up with existing reward points ?

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