Ameican Express is known worldwide for its premium range of credit cards. While Visa and MasterCard continue to dominate the credit card market globally, American Express credit cards are a class of their own- there is a reason why AmEx is considered the card issuer of the rich and the…

A credit score is a number between 300 and 900, which depicts the borrower’s creditworthiness. It is determined by credit bureaus and a lot of factors including your past payment history, credit utilization, number of hard inquiries on your credit profile, etc, are considered while calculating your credit score. Some…

If you are a high net-worth individual and are considering applying for a top-end premium credit card, American Express Platinum Credit Card and Axis Bank Reserve Credit Card would have definitely come to your mind. Both these credit cards are super-premium credit cards and come with a hefty membership fee…

A credit card is a very convenient financial product that you can use to purchase a variety of items ranging from daily essentials such as groceries to buying expensive products like laptops or television. Credit Cards are very easy to use and offer quick and easy transactions instantaneously. You can…

Travel, no matter when and where excites a person but can prove to be stressful too. This is because there are a lot of things that need to be planned and taken care of before planning a travel. Amongst this, comes the use of credit cards as well. Credit cards…

If you are a credit card user, you would have surely heard of the term ‘Credit Limit.’ For those who don’t know, a Credit Limit is the maximum amount that credit cardholders can spend using their card in a month or it can be defined as the maximum amount that…

Upgrading credit cards is not the same process for everybody. There is a large chunk of people who continue to use the same credit card for years and keep stuck to the existing rewards and benefits that their credit card provides. They have entered in a comfort zone with that…

The Global Value Program is a service offered by HDFC Bank, which allows the HDFC Credit cardholders to get exciting rewards and deals on international transactions. The cardholders need to register for the program by paying a joining/renewal fee of Rs. 199 and the membership gets renewed every year automatically.…

Earning credit card rewards is still an untroubled task. The challenging task is to have knowledge about the reward redemption criteria and strategies – when to redeem, how to redeem, and where to redeem? Owing a credit card can enhance your purchasing power and on the basis of the credit…

There is no perfect number as to how many credit cards a person should have. What works for one person may not work for another, however, there are a few things that might help you in deciding how many credit cards you require. If you are a new credit card…