IDFC FIRST Bank is a private-sector bank in India that offers various financial services, such as savings and current accounts, loans, credit cards, and investments. The full name of IDFC Bank is Infrastructure Development Finance Company, which was incorporated in 2014.

IDFC FIRST Bank Debit Cards

IDFC FIRST Bank is a well-regarded Indian bank that offers a range of debit cards with amazing features. These cards offer high withdrawal and spending limits and come with access to airport lounges. They also include benefits such as golf access, concierge services, and extensive insurance coverage. IDFC FIRST Bank offers debit cards that meet all your banking needs, whether it’s for everyday transactions or luxurious experiences. This article presents the main features and benefits of the top IDFC FIRST Bank debit cards. It aims to help you choose the right card based on your lifestyle and financial needs.

FIRST PRIVATE Debit Card

First-Private-Debit-Card

The FIRST PRIVATE Debit Card gives you exclusive benefits like complimentary lounge access for you and a companion, top-notch insurance, and golf access all over India. Enjoy extra benefits and higher limits for ATM withdrawals and spending so you can have a more luxurious experience with every transaction. You can easily keep track of your spending with smart notifications. The features of the FIRST PRIVATE Debit Card are as follows.

  • The FIRST PRIVATE Debit Card offers a daily ATM withdrawal limit of ₹10 lakhs and a daily purchase limit of ₹15 lakhs.
  • The FIRST PRIVATE Debit Card offers its users six complimentary international airport lounge access every quarter.
  • This card also offers four complimentary domestic airport lounge access with a companion (plus 4) every quarter and charges ₹2 as an entry fee.
  • With the FIRST PRIVATE Debit Card, users can take one golf lesson or game every month (12 annually).
  • The FIRST PRIVATE Debit Card offers concierge services in 500 cities worldwide. With concierge services, users can book staycations, adventures, dining reservations, spa treatments, and golf games.
  • This debit card offers excellent insurance coverage to its users. It includes insurance for personal accidents, purchase protection, and air accidents.
  • The FIRST PRIVATE Debit Card offers roadside assistance, such as vehicle towing, tire change, breakdown support, etc.
  • This card offers lifestyle benefits such as eCom purchase protection and VISA Infinite Dining Program.

FIRST Wealth Debit Card

First Wealth Debit Card

The FIRST Wealth Debit Card improves your banking experience by offering special benefits like access to certain airport lounges, a higher transaction limit, and complete insurance coverage. It includes concierge services and lifestyle benefits. This is designed for people who want a mix of luxury and convenience in their financial transactions. The features of FIRST Wealth Debit Card are as follows:

  • The FIRST Wealth Debit Card offers a daily ATM withdrawal limit of ₹7 lakhs and a daily purchase limit of ₹12 lakhs.
  • The FIRST Wealth Debit Card offers three complimentary domestic airport lounge access with a companion making six visits every quarter.
  • Users also get two international airport lounge accesses quarterly at a reversal fee of USD 35.
  • Insurance coverage and roadside assistance are offered by the FIRST Wealth Debit Card.
  • This card can offer golf lessons or games to its users once every month.
  • Lifestyle benefits are also provided with this card.
  • The Wealth debit card offers concierge services such as booking hotels, staycations, and dinner reservations.

FIRST Select Debit Card

First Select Debit Card

The IDFC First Select Debit Card is designed to enhance spending power with limits of up to Rs.5 lakhs for ATM withdrawals and Rs.10 lakhs for purchases. It offers perks like complimentary domestic airport lounge access twice quarterly, free insurance for emergencies, and roadside assistance all over India. The features of the Select Debit Card are as follows:

  • The FIRST Select Debit Card offers a daily ATM withdrawal limit of ₹5 lakhs and a daily purchase limit of ₹10 lakhs.
  • With this card, users will be get 2 complimentary domestic airport lounge access and can be accompanied by a guest for free.
  • This card provides roadside assistance, including breakdown support, fuel arrangements, ambulance referrals, and more.
  • 24×7 complimentary concierge services are included in this card across 500+ cities worldwide.
  • The FIRST Select Debit Card includes lifestyle benefits such as eCom purchase protection and the Visa Infinite dining program.

VISA Signature Debit Card

Idfc Visa Signature Debit Card

The IDFC First Bank VISA Signature Debit Card is a great financial tool for people who love to shop and travel. It offers a generous daily ATM withdrawal limit of ₹2 lakhs and a ₹6 lakhs on daily purchase limit. It offers attractive discounts on dining, gym, insurance coverage, and complimentary domestic airport lounge access quarterly. The features of the VISA Signature Debit Card are as follows:

  • The VISA Signature Debit Card offers a daily ATM withdrawal limit of ₹2 lakhs and a daily purchase limit of ₹6 lakhs.
  • Users are offered complimentary domestic airport lounge access twice every quarter. They can even bring guests with additional charges.
  • This card offers insurance coverage, which includes lost card liability, purchase protection, and air and personal accidents.
  • Discount offers on dining, gym, spa, and pharmacies are also included with this card.

VISA Platinum Debit Card

IDFC Visa Platinum Debit Card

The IDFC FIRST Bank VISA Platinum Debit Card is designed to be convenient for everyday use. It offers higher transaction limits, insurance coverage, airport lounge access, and discounts at select dining and shopping outlets. This card makes everyday transactions easy and rewarding for users. The features of the VISA Platinum Debit Card are as follows:

  • The VISA Platinum Debit Card offers a daily ATM withdrawal limit of ₹2 lakh and a daily purchase limit of ₹6 lakh.
  • This card provides offers on health, travel, shopping, education, food, etc.
  • This card offers insurance coverage for lost card liability, purchase protection, air travel, and personal accidents, making it advantageous for its users.
  • With the VISA Platinum Debit Card, users can access the domestic airport lounge once every calendar quarter.

RuPay Platinum Debit Card

IDFC Rupay Platinum Debit-Card

The IDFC First Bank RuPay Platinum Debit Card offers several benefits, including one complimentary domestic airport lounge access every six months, complimentary insurance for death or lost card liability, and a variety of exciting deals on Swiggy and Amazon. Also, cardholders can enjoy 24/7 concierge services. The features of the RuPay Platinum Debit Card are as follows:

  • The RuPay Platinum Debit Card offers a daily ATM withdrawal limit of ₹50,000 and a daily purchase limit of ₹1 lakh.
  • This card provides complimentary domestic airport lounge access once every six months. Cardholders can even bring guests to the lounge, but they will be charged.
  • Insurance coverage such as personal accident and lost card liability are included in the RuPay Platinum Debit Card.
  • Some of the offers given to cardholders include a 20% discount on recharge through Amazon Pay and a 20% instant discount on Swiggy every Friday.
  • Concierge services are available 24×7 for users by calling the toll-free number 1800-26-78729.

RuPay Classic Debit Card

IDFC Rupay Classic Debit Card

The IDFC First Bank RuPay Classic Debit Card allows users to easily customize their cash withdrawal and purchase limits via online or mobile banking. With daily limits set at ₹40,000 for cash withdrawals and ₹1 lakh for purchases, cardholders also enjoy insurance benefits under the PMJDY scheme, alongside various deals on dining, travel, and online shopping. The features of the RuPay Classic Debit Card are as follows:

  • With the RuPay Classic Debit Card, users will get insurance coverage under Pradhan Mantri Jan Dhan Yojana (PMJDY) up to ₹2 lakh upon making a transaction 90 days before the accident.
  • The daily ATM withdrawal limit is ₹40,000, and the daily purchase limit is ₹1 lakh.
  • This card also offers discounts on dining, shopping, etc.

Bottom Line

IDFC FIRST Bank’s range of debit cards, including the FIRST PRIVATE, FIRST Wealth, and FIRST Select Debit Cards, offers a range of benefits designed to meet different lifestyle and financial needs. IDFC FIRST Bank offers a variety of cards to meet different needs, from everyday transactions to luxurious experiences. With these cards, you can handle your money in a way that’s not just about transactions, but also about enjoying a comfortable, luxurious, and convenient lifestyle. By choosing the right IDFC FIRST Bank debit card, you can truly change your banking experience to match your lifestyle and financial goals.

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