When a credit card is swiped or dipped into a POS machine, the machine receives all your information such as your account number and credit card limit through the magnetic strip that is on the back of your credit card. But what if the magnetic stripe gets damaged and is…

You have been an owner of a credit card for a long time now and you have been using it responsibly. And then you start realizing that a single credit card does not fulfill all your needs in terms of reward points, cashback, and various other benefits. What should be…

Credit Cards have become a basic need for everyone nowadays. Using credit cards is easy, but using them responsibly might be challenging for some people. You need to keep a lot of things in mind in order to use a credit card wisely and get the maximum benefit out of…

Balance Transfer, usually termed BT, is a type of credit card transaction that moves the outstanding balance of one credit card to another credit card at a lower rate. By doing this, you actually pay off the outstanding balance of your first credit card and now you owe that amount…

While there are multiple benefits of owning a credit card, cashback, reward points and miles are very popular amongst the users these days. Millions of people have started using credit cards just to enjoy credit limits while some use them for earning reward points and cashback offers. Nowadays, people have…

In today’s world, it is difficult to imagine moving out of your house with lots of cash in your pocket. This is the reason why debit card, credit card, or plastic currency has attained popularity over these years. Debit cards and credit cards play a very important role in our…

Almost all credit card issuers offer exclusive rewards and benefits to their cardholders and it is one of the most significant reasons behind the increasing demand for credit cards among individuals nowadays. Many people like to save more & more reward points and sometimes they even don’t know why they…

In today’s era, the young generation, be it a student, wants to be financially independent. There are so many activities and courses that we wish to do but are sometimes unable to do because of financial constraints. Every individual these days wants to gain financial independence, but little do we…

ICICI Bank Sapphiro Credit Card, which is one of the most popular cards offered by the ICICI Bank, offers splendid benefits ranging from lounge access to golf courses and much more. It is for that premium segment of society who wish to enjoy luxuries. On the other hand, SBI’s Elite…

There are hundreds of credit cards issued by different card issuers in the Indian market ranging from super-premium to basic cards. It is true that premium credit cards offer a wide range of exclusive privileges across different categories and many people want to get one of them. Still, there are…