Debit cards provide easy access to funds in your bank account and can be used for various transactions, including online purchases, bill payments, and everyday expenses. With cashback offers, discounts, and insurance coverage, debit cards can make your financial transactions more rewarding and secure. IndusInd Bank has introduced two such cards that are quite beneficial for the common man.

IndusInd Bank Delight Debit Cards

IndusInd Bank’s Delights Debit Card offers exciting cashback rewards on everyday expenses like fuel, dining, and entertainment. Cardholders also enjoy discounts on platforms like Swiggy and BigBasket and buy-one-get-one-free offers on movie tickets through BookMyShow. With insurance coverages and airport lounge access, this card ensures added security and luxury. The joining fee is ₹499, and 5 IndusReward Points are earned for every ₹100 spent, with a maximum of 750 points per month.

The IndusInd Bank World Delights Debit Card offers a range of exciting benefits, including cashback on everyday spending, exclusive discounts on platforms like Swiggy and BigBasket, and access to airport lounges. Cardholders can also enjoy buy-one-get-one-free movie tickets through BookMyShow, complimentary golf lessons, and insurance coverage for added security. With its wide range of perks, this card is designed to make purchases more rewarding, convenient, and secure. This article discusses the benefits of the Delights Debit Card and the World Delights Debit Card and provides valuable information for people interested in safe and rewarding financial transactions.

IndusInd Bank Delights Debit Card

IndusInd Bank Delight Debit Cards

IndusInd Bank offers its customers a rewarding experience with the Delights Debit Card. This card offers exciting cashback on everyday expenditures such as fuel, dining, and entertainment, making it an ideal choice for those looking to make the most of their purchases. Cardholders can enjoy exclusive discounts on popular platforms like Swiggy and BigBasket every month with these benefits. Movie enthusiasts can take advantage of buy-one-get-one-free offers when booking tickets through BookMyShow. With its range of insurance coverages and access to airport lounges, the Delights Debit Card ensures added security and luxury for its users, making it a valuable addition to any wallet. The main features of the IndusInd Bank Delights Debit Card are as follows.

Joining Fees

The joining and annual fees of the IndusInd Bank Delight Debit Card are ₹499.

Cashback Offers

  • 5 IndusReward Points are earned by cardholders for every ₹100 spent using the IndusInd Bank Delight Debit Card in categories such as fuel, dining (including food delivery), and entertainment (including OTT subscriptions).
  • The maximum points earned in a month are capped at 750 IndusReward points per card.
  • 1 IndusReward point = ₹1.
  • Any unused points will expire after 1 year from the accrual date to the cardholder.

Discount on Swiggy and BigBasket

  • Swiggy: With the Delight Debit Card, users get a 20% instant discount of up to ₹600 on Swiggy, be it for delivery, Instamart, or Swiggy Genie every month. The offer is only valid from Friday to Sunday on the Swiggy app and website. Use code INDUSIND20 to avail of the offer.
  • BigBasket: Users will get a discount of 10% up to ₹150 per month on purchases made through BigBasket. It is valid from the 1st till the 25th of every month on a minimum transaction of ₹1,500.

Entertainment Perks

  • Delight Debit Card holders can enjoy a buy one, get one offer on movie tickets when booking through BookMyShow.
  • The offer is valid once per quarter, up to four times a year, and operates on a first-come, first-serve basis.
  • It is applicable for tickets priced at up to ₹250.

Insurance

  • The lost card liability insurance is valued at ₹1,00,000, providing coverage in case of a lost card.
  • The purchase protection insurance covers up to ₹50,000, offering protection for eligible purchases made with the card.

IndusInd Bank World Delights Debit Card

IndusInd Bank Delight Debit Cards

IndusInd Bank’s World Delights Debit Card brings a whole lot of exciting benefits for its users. From cashback offers on everyday spending like fuel and dining to exclusive discounts on popular platforms like Swiggy and BigBasket, this card is designed to make your purchases more rewarding. Cardholders can also enjoy perks like buy-one-get-one-free offers on movie tickets booked through BookMyShow, access to airport lounges, complimentary golf lessons, and insurance coverages for added security. Special entertainment perks and deals on dining and grocery shopping make this card stand out. With its wide range of benefits, the World Delights Debit Card offers its users a mix of convenience, savings, and security. The features of the World Delights Debit Card are as follows.

Joining Fees

The World Delights Debit Card has a joining fee of ₹2,500 plus taxes and a renewal fee of ₹1,499 plus applicable taxes.

Cashback Benefits

  • With the World Delights Debit Card, users earn 5 IndusReward Points for every ₹100 spent on fuel, dining, entertainment, and OTT.
  • The IndusReward Points earned will expire one year after its loss.
  • The maximum number of points earned in a month is 1000 IndusReward Points.
  • 1 IndusReward Point = ₹1.

Airport Lounge Access

With the World Delights Debit Card, users can access domestic and international airport lounges twice every quarter.

Entertainment Perks

  • BOGO offers on movie tickets via BookMyShow.
  • Cardholders will get 4 movie tickets quarterly, capped at ₹350 each, and operate on a first-come-first-serve basis.

Deals on Swiggy and BigBasket

  • Swiggy: Cardholders will get an instant discount of 20% up to ₹200 on Swiggy at a maximum transaction value of ₹600. This offer applies to three transactions every month and is only valid on Friday, Saturday, and Sunday.
  • BigBasket: The World Delights Debit Card offers a 20% discount up to ₹500 on the BigBasket website or app. The offer is valid from the 1st to the 25th of each month on a minimum transaction value of ₹2,000.

Golf Lessons

  • The World Delights Debit Card offers 12 complimentary golf lessons every year (once every month).
  • It also offers 4 complimentary rounds of green fees every year, but you can only take one round in a month.
  • Cardholders will also enjoy golf service at 50% of the green fee beyond complimentary sessions.

Insurance Benefits

The World Delights Debit Card offers insurance coverage to its users.

Category Insurance Cover
Lost Card Liability ₹3,00,000
Air Accident Insurance ₹30,00,000
Personal Accident Insurance ₹2,00,000
Purchase Protection ₹50,000

Bottom Line

The IndusInd Bank Delight Debit Cards offer many benefits, including cashback rewards, discounts on Swiggy and BigBasket, and insurance coverage. With perks such as buy-one-get-one-free movie tickets through BookMyShow, airport lounge access, and complimentary golf lessons, these cards are designed to make your transactions more rewarding, convenient, and secure. Whether you opt for the Delights Debit Card with a joining fee of ₹499 or the World Delights Debit Card with a joining fee of ₹2,500, both cards are created to serve the diverse needs of consumers, providing a mix of savings, convenience, and security.

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