Since the time credit cards got recognition in the financial markets, borrowing funds has become easier than ever before. You can get an unsecured loan from the bank with just one swipe of the credit card. While being the optimum choice for borrowing funds faster and in an easier way,…

Credit card brings a plethora of advantages and disadvantages along with it. On one hand, it can prove to be a boon and on the other hand, it can be a bane to the credit cardholders. There are endless advantages of using a credit card, they offer reward points on…

Applying for a credit card for the first time and getting it rejected can come as a shock. Wondering why your credit card application got rejected? Not to worry, this article will help you in knowing all the possible reasons and how you can increase the chances of your application…

Getting your credit card application approved can be hard if you are an applicant with a low income, no credit history, or a limited credit background. There might be a high chance that your credit card application might get denied. Therefore, it makes it increasingly important to understand what to…

If you are living in rented accommodation or you have a rented office, rent constitutes a substantial portion of your total expenditure. Cash is probably the most preferred medium for rent payment. However, over time, digital payments and credit cards have become a popular means of paying rent in India,…

While the idea of opening a new credit card and the financial liberty that ensues is certainly appealing, doing so would entail scredit-score-india.jpgignificant consequences for your credit score. The manner in which you employ your credit card would be an important determinant of whether the effect of acquiring a new…

A credit score is an overview of a person’s financial health. It is an essential factor for banks and financial institutions when applying for a credit card or a loan. A good credit score makes it cheaper for the borrowers to borrow money and is eligible for every kind of…

Credit Cards serve a great value proposition for an average Indian consumer by increasing their daily purchase and spending power. Credit cards make it convenient for a borrower to obtain funds, either for any particular buy, supplementing income between their pay interval, or to start a business. Credit cards issued…

Credit Cards provide a great outlet for cardholder to improve their spending and purchasing power with their instant credit facility. However, there are some eligibility requirements, for example, a good credit score to obtain a credit card. Financial institutions such as banks do not offer credit cards to all their…

Credit cards and debit cards are plastic payment cards that allow users to access money to make purchases hassle-free. These payment cards look practically similar in their build and design but differ in the way they function. A debit card is linked directly to the cardholder’s bank account. When the…