6E Rewards XL- Indigo Kotak Bank Credit Card VS. 6E Rewards XL- Indigo HDFC Bank Credit Card

Travel Credit cards are offered by many major banks with many complimentary benefits like airport lounge access, air tickets, extra rewards, air miles, and many more. Travel credit cards are mostly co-branded, they are usually offered by the collaboration of two well-known brands.

One of the very well-known airlines is Indigo, and this particular brand has collaborated with a few major banks. Some of these co-branded traveling credit cards with Indigo are 6E Rewards XL- Indigo Kotak Bank Credit Card, and 6E Rewards XL- Indigo HDFC Bank Credit Card. These two cards are of high value because they are the collaborations of the biggest names in the bank market and airlines world.

If we want to find out which of these two credit cards will be the best suited for you, continue to read the article.

6E Rewards XL- Indigo Kotak Bank Credit Card

Kotak Indigo Ka-Ching 6E Rewards XL Credit Card is one of the very influential collaborations of two brands i.e. Kotak Bank and Indigo Airlines. This credit card is very well suited for people who prefer to travel by air or with Indigo Airlines or travel a lot by air. Cardholders earn very generous rewards on their every spends with the airline and use the points to save a lot on flight fares.

Features and Benefits

Welcome benefit –

• One Rs. 3,000 worth complimentary air ticket

• Accor hotels’ dining and stay vouchers

• Rs. 250 voucher from Budweiser

• Free trial for 30 days on Lionsgate play

Reward Points –

• 6% 6E reward points on Indigo flights

• On dining, groceries, and entertainment get 3% 6E reward points

• 2% 6E reward points on other miscellaneous expenses

Lounge access –

• 8 complimentary domestic lounges access every year ( maximum 2 lounges access every quarter).

Other benefits –

• Zero liability protection towards any fraudulent transactions made on lost/stolen cards if reported on time.

• Priority Check-in

• Choice of seat

• Complimentary meal

• Quicker baggage assistance

Fees

• Joining fees – Rs. 2,500 + applicable taxes

• Annual Fees – Rs. 2,500  + applicable taxes

• Finance Charges – 3.50% / month, 42% /annum

• Foreign currency Markup – 3.5%

6E Rewards XL- Indigo HDFC Bank Credit Card

Regardless of to say that HDFC is one of the major financial institutions in the country, not only provides the best possible rewards on flights but also helps you avail yourself of the best deals. This co-branding of HDFC with Indigo Airlines is one of the cards which is well-suited for the frequent traveler.

Features and Benefits

Welcome benefit –

• One complimentary air ticket worth Rs. 3,000

• 1 complimentary 6E prime add-on

• Accor hotels’ dining worth Rs. 1,000 and stay (30%) or Rs. 5,000 as welcome vouchers

• Rs. 250 vouchers from Budweiser

Reward Points –

• 5% 6E reward points on flights with Indigo

• 3% 6E reward points on dining, groceries, and entertainment

• 2% 6E reward points on other purchases

Movie and Dining

• Discount at premium restaurants across major cities, 10% off additionally.

Lounge access –

• 8 complimentary domestic lounges access every year (2 lounges access every quarter).

Other benefits –

• Zero liability protection towards any fraudulent transactions made on lost/stolen cards if reported on time.

• Golf lessons 12 and green fees of 4 rounds

• Priority Check-in

• Choice of seat

• Complimentary meal

• Quicker baggage assistance

Fees

• Joining fees – Rs. 2,500 + taxes

• Annual Fees – Rs. 2,500 + taxes

• Finance Charges – 3.6% / month, 43.2% /annum

• Foreign currency Markup – 2.5%

Quick Comparison

Here is a quick comparison of these two premium credit cards by Kotak and HDFC co-powered by Indigo :

Bottom Line

Both of these cards provide similar benefits but if you like playing golf then 6E Rewards XL- Indigo HDFC Bank Credit Card is suggested to be more beneficial. International transaction rate is also something where you can make a wise decision. But however, additional benefit of banks and their own services are more to be looked forward as well.

Every credit card has its benefits and rewards. These rewarding factors can vary from each other and that’s what makes them differently identified from each other. In choosing a credit card, eligibility criteria play a very important role. However, whichever card you wish to go for, it’s for the best to have a thorough knowledge about it.