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Grocery shopping is something we all have to do regularly. We make large or small purchases either at department stores or through online shopping apps like Big Basket, Amazon, and Flipkart. By using your credit card for these grocery purchases, you can earn rewards such as cashback or points. These rewards can be redeemed later for vouchers or products or applied directly to your statement.
Keep on reading to learn more about the best credit cards for grocery shopping.
Table of Contents
List of Best Credit Cards for Grocery Shopping
By using the right credit card for your unavoidable expenditure on groceries, you can save big every time.
![Flipkart Axis Bank Credit Card](https://cardinsider.com/wp-content/uploads/2021/08/flipkart-axis-bank-credit-card.png.webp)
(5/5)
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Introductory Benefits Worth Rs. 600 on Card Issuance
![Axis Bank Rewards Credit Card](https://cardinsider.com/wp-content/uploads/2023/03/Axis-Bank-Rewards.png)
(4.5/5)
Joining Fee
Rs. 1,000 + GST
Renewal Fee
Rs. 1,000 + GST
Best Suited For
Dining | Shopping
Reward Type
Reward Points
Welcome Benefits
5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
![Amazon Pay ICICI Bank Credit Card](https://cardinsider.com/wp-content/uploads/2021/06/amazon-pay.png)
(5/5)
Joining Fee
Nil
Renewal Fee
Nil
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership
![SBI Prime Credit Card](https://cardinsider.com/wp-content/uploads/2021/06/SBI-Card-Prime.png)
(4.4/5)
Joining Fee
Rs. 2,999 + GST
Renewal Fee
Rs. 2,999 + GST
Best Suited For
Travel | Shopping
Reward Type
Reward Points
Welcome Benefits
Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.
![Tata Neu Infinity HDFC Bank Credit Card](https://cardinsider.com/wp-content/uploads/2022/08/Tata-Neu-Infinity-Credit-Card-Rupay.png)
(4.5/5)
Joining Fee
Rs. 1,499 + GST
Renewal Fee
Rs. 1,499 + GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
1,499 NeuCoins on Tata Neu App
![Tata Neu Plus HDFC Bank Credit Card](https://cardinsider.com/wp-content/uploads/2022/08/Tata-Neu-Plus-HDFC-Bank-Credit-Card-1.png)
(4.5/5)
Joining Fee
Rs. 499 + GST
Renewal Fee
Rs. 499 + GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
499 NeuCoins
Compare Benefits of Grocery Spends by Different Credit Cards
Credit Cards | Annual Fees | Rewards on Grocery/Departmental Stores |
Flipkart Axis Bank Credit Card | ₹500 + GST | 5% Cashback on Flipkart |
Axis Bank Rewards Credit Card | ₹1,000 + GST | 10X EDGE Reward Points/₹125 on Departmental Store Spends |
Amazon Pay ICICI Bank Credit Card | Lifetime Free | 5% Cashback on Amazon |
SBI Prime Credit Card | ₹2,999 + GST | 10 Reward Points/₹100 Spent on Groceries and Departmental Stores |
Tata Neu Infinity HDFC Bank Credit Card | ₹1,499 + GST | 5% Back as NeuCoins on Tata 1MG and BigBasket |
Tata Neu Plus HDFC Bank Credit Card | ₹499 + GST | 2% Back as NeuCoins on Tata 1MG and BigBasket |
Review of Top 3 Credit Cards for Groceries
Flipkart Axis Bank Credit Card
With the Flipkart Axis Bank Credit Card, you shall get 5% cashback on all your purchases made on Flipkart, including groceries. Flipkart Axis Bank Card also offers complimentary access to domestic airport lounges in India.
Axis Bank Rewards Credit Card
Avid shoppers and foodies can save huge on their purchases made with the Axis Bank Rewards Credit Cards. This card can be availed at a joining and annual fee of ₹1,000 plus applicable taxes. Cardholders shall get 10X EDGE Reward Points on all spends made at departmental stores, enabling you to save on your grocery spends. These accelerated Reward Points are capped at 1008 Reward Points per month, so you can only earn these till you reach the spends of ₹7,000.
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card is considered to be one of the most popular cards in India. With this card, you can get 5% cashback in your Amazon Pay account on all your purchases made on Amazon. So, if you plan to purchase groceries and things of daily use from Amazon, you shall have a great, rewarding experience with this card.
Bottom Line
Having a credit card for grocery shopping would allow you to save on your regular and essential spends. Our list of best credit cards for grocery shopping not only offers you accelerated rewards for groceries but also lets you take part in exciting offers and deals offered by various platforms.
FAQs:
Different banks offer credit cards that highly reward grocery and departmental spends. You can refer to our complete list above to check the most suitable grocery credit card for you.
Yes, the Amazon Pay ICICI Credit Card can be availed without any joining or annual charges. It is one of the most popular lifetime-free credit cards in India.