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Grocery shopping is something we all have to do regularly. We make large or small purchases either at department stores or through online shopping apps like Big Basket, Amazon, and Flipkart. By using your credit card for these grocery purchases, you can earn rewards such as cashback or points. These rewards can be redeemed later for vouchers or products or applied directly to your statement.

Keep on reading to learn more about the best credit cards for grocery shopping.

Best Credit Cards for Grocery Shopping

Table of Contents

List of Best Credit Cards for Grocery Shopping

By using the right credit card for your unavoidable expenditure on groceries, you can save big every time.

Flipkart Axis Bank Credit Card

(5/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance
Axis Bank Rewards Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Dining

Reward Type

Reward Points

Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation
Amazon Pay ICICI Bank Credit Card

(5/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership
SBI Prime Credit Card

(4.4/5)

Fees

Joining Fee

Rs. 2,999 + GST

Renewal Fee

Rs. 2,999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.
Tata Neu Plus HDFC Bank Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 1,499 + GST

Renewal Fee

Rs. 1,499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

1,499 NeuCoins on Tata Neu App
Tata Neu Plus HDFC Bank Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

499 NeuCoins

Compare Benefits of Grocery Spends by Different Credit Cards

Credit Cards Annual Fees Rewards on Grocery/Departmental Stores
Flipkart Axis Bank Credit Card ₹500 + GST 5% Cashback on Flipkart
Axis Bank Rewards Credit Card ₹1,000 + GST 10X EDGE Reward Points/₹125 on Departmental Store Spends
Amazon Pay ICICI Bank Credit Card Lifetime Free 5% Cashback on Amazon
SBI Prime Credit Card ₹2,999 + GST 10 Reward Points/₹100 Spent on Groceries and Departmental Stores
Tata Neu Infinity HDFC Bank Credit Card ₹1,499 + GST 5% Back as NeuCoins on Tata 1MG and BigBasket
Tata Neu Plus HDFC Bank Credit Card ₹499 + GST 2% Back as NeuCoins on Tata 1MG and BigBasket

Review of Top 3 Credit Cards for Groceries

Flipkart Axis Bank Credit Card

With the Flipkart Axis Bank Credit Card, you shall get 5% cashback on all your purchases made on Flipkart, including groceries. Flipkart Axis Bank Card also offers complimentary access to domestic airport lounges in India.

Axis Bank Rewards Credit Card

Avid shoppers and foodies can save huge on their purchases made with the Axis Bank Rewards Credit Cards. This card can be availed at a joining and annual fee of ₹1,000 plus applicable taxes. Cardholders shall get 10X EDGE Reward Points on all spends made at departmental stores, enabling you to save on your grocery spends. These accelerated Reward Points are capped at 1008 Reward Points per month, so you can only earn these till you reach the spends of ₹7,000.

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card is considered to be one of the most popular cards in India. With this card, you can get 5% cashback in your Amazon Pay account on all your purchases made on Amazon. So, if you plan to purchase groceries and things of daily use from Amazon, you shall have a great, rewarding experience with this card.

Bottom Line

Having a credit card for grocery shopping would allow you to save on your regular and essential spends. Our list of best credit cards for grocery shopping not only offers you accelerated rewards for groceries but also lets you take part in exciting offers and deals offered by various platforms.

FAQs:

Different banks offer credit cards that highly reward grocery and departmental spends. You can refer to our complete list above to check the most suitable grocery credit card for you.
Yes, the Amazon Pay ICICI Credit Card can be availed without any joining or annual charges. It is one of the most popular lifetime-free credit cards in India.

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