Tata Neu Infinity HDFC Bank Credit Card
- Updated On: 3 February, 2026
HDFC Bank has collaborated with TataNeu to introduce the thrilling Tata Neu Infinity HDFC credit card. The bank has unveiled two co-branded credit cards, namely the Tata Neu Infinity and the Tata Neu Plus HDFC Bank Credit Card. The Infinity variant is the premium one and comes with many exclusive privileges across different categories. It comes with an annual fee of ₹1,499 and welcomes the cardholders with benefits of an equivalent monetary value. With a reward rate of up to 10%, it can be considered one of the best shopping credit cards available in the Indian market.
The card offers benefits beyond shopping, including travel, insurance, and lifestyle perks. Additionally, cardholders receive free access to domestic and international airport lounges. You also get air accident insurance coverage, card liability cover, and several other benefits with this card. You can make fast and easy contactless payments with this card. For detailed information on the features, fees, and charges of the Tata Neu Infinity HDFC Bank Credit Card, please keep reading:
Tata Neu Infinity HDFC Bank Credit Card
( 4.5 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends
Welcome Benefits
1,499 NeuCoins on Tata Neu App
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends
Reward Redemption
1 NeuCoin = ₹1
Travel
Complimentary Priority Pass (Visa Variant Only)
Domestic Lounge Access
8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)
International Lounge Access
4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)
Golf
N/A
Insurance Benefits
Insurance cover worth ₹1 crore against air accidents, cover worth ₹15 lakhs against emergency hospitalization and lost card liability cover worth up to ₹9 lakhs.
Fees & Charges
Spend-Based Waiver
The renewal fee is waived off on achieving annual spends of Rs. 3 lakhs or more.
Rewards Redemption Fee
Cashback Redemption Charges – ₹50
Foreign Currency Markup
2% of the total transaction amount.
Interest Rates
3.75% Per Month (45.0% Per Annum)
Fuel Surcharge Waiver
1% fuel surcharge waiver for all fuel transactions in India between ₹400 and ₹5,000.
Cash Advance Charges
2.5% of the Amount Withdrawn of ₹500, Whichever is Higher
Product Details
- Welcome bonus of 1,499 Neu Coins.
- Get 10% NeuCoins on your spends on Tata Neu app.
- Get 5% NeuCoins on Tata’s partner brands and 1.5% Neu coins on other spends.
- Get complimentary domestic and international lounge access.
- Low foreign currency markup fee of 2%.
- 1% fuel surcharge waiver up to Rs. 500 per month.
- Spend-based waiver of the renewal fee.
Pros/Cons
Pros
- 10% cashback on the Tata Neu app.
- Low foreign currency markup of 2%.
Cons
- NeuCoins expire after a period of one year.
- The minimum spend for the annual fee waiver is at a high price of ₹3 Lakhs.
Tata Neu HDFC Bank Infinity Card Features and Benefits
The Tata Neu Infinity Card is a co-branded shopping card launched by HDFC Bank in partnership with Tata Neu. With exciting shopping benefits, the card comes with several additional privileges such as complimentary lounge access, insurance cover against air accidents, etc. The detailed benefits and features of the Tata Neu Infinity Card are given below:
Welcome Benefits
- Cardholders get 1,499 bonus Neu Coins as a welcome benefit, which is equivalent to the joining fee of this card.
- In order to avail of this welcome benefit, the cardholders need to make at least one transaction using their Tata Neu Infinity Card within the first 30 days of card issuance.
Free Airport Lounge Access
The HDFC Tata Neu Infinity Credit Cardholders also get exciting travel benefits as follows:
- 8 complimentary domestic airport lounge access every year (capped at two visits per quarter) with both Visa and RuPay variants of the cards. Airport lounge access will be unlocked upon spending ₹50,000 or more in a quarter.
- Cardholders with the Visa variant of the TataNeu Infinity Credit Card can access international lounges through Priority Pass. In contrast, those with the RuPay variant can use their cards directly for lounge access abroad. Both variants provide the same benefit of four complimentary visits each year, with a maximum of one visit allowed per quarter. If cardholders visit a lounge outside of India for more than the allotted number of complimentary visits, they will incur a usage fee of $27 plus GST for each additional visit.
Insurance Benefits
The insurance benefits offered with the Tata Neu Infinity Card are as follows:
- Get insurance coverage worth ₹1 Crore against accidental air death.
- Get an emergency overseas hospitalization cover worth ₹15 lakhs.
- Get a lost card liability cover worth ₹9 lakhs.
Spend-Based Waiver
The renewal fee of ₹1,499 is waived if the cardholder achieves an annual spend of ₹3 lakhs or more in the previous anniversary year.
Fuel Surcharge Waiver
With the Tata Neu Infinity Card, you get a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000. The maximum waiver is capped at ₹500 per statement cycle.
TataNeu Infinity HDFC Credit Card Rewards
The Tata Neu Infinity HDFC Credit Card Rewards you in the form of Tata Neu coins, and the reward rates in different categories are as follows:
- You get 5% NeuCoins on all TataNeu app/website purchases.
- Receive an additional 5% NeuCoins when activating Neu Pass on the mobile application.
- You get 5% NeuCoins on partner Tata brands, including AirAsia India, Tata 1mg, Tata CLiQ, Croma, cult.fit, Big Basket, Westside, IHCL, and a few more.
- You get 1.5% NeuCoins on UPI spends (maximum 500 NeuCoins per calendar month)
- No NeuCoins are accrued on wallet reloads, fuel purchases, rent, cash withdrawals, and EMI transactions.
- A maximum of 50,000 NeuCoins can be earned in a statement cycle.
Reward Redemption
The Neu Coins earned using this credit card can be redeemed against the following brands via the TataNeu app/website:
- Air India Express, Bigbasket, Croma, Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, and Qmin.
- The monetary value of 1 NeuCoin = ₹1.
TataNeu Infinity HDFC Bank Credit Card Charges
Some of the important fees and charges associated with the HDFC Bank Tata Neu Infinity Credit Card are mentioned below:
- The joining/annual membership fee of this credit card is ₹1,499. The renewal fee (second year onwards) is waived if the cardholder spends ₹3 lakhs or more in the previous year.
- The interest rate on this credit card is 3.75% per month (45.0% per annum).
- The cash advance charges on the HDFC Tata Neu Infinity Card are 2.5% of the withdrawn amount or ₹500 (whichever is higher).
- The foreign currency markup fee on this credit card is 2% of the total amount that has been spent in a foreign currency.
Tata Neu HDFC Bank Infinity Credit Card Eligibility Online
There are some basic eligibility requirements that you will have to fulfill in order to get approved for the HDFC Bank Tata Neu Infinity Credit card, which is as follows:
- The age of the applicants should be between 21 years and 65 years for self-employed people and 21 years to 60 years for salaried people.
- For salaried employees, the minimum eligible income is ₹1 lakh per month.
- For self-employed people, the minimum eligible income is ₹12 lakhs per annum.
TataNeu Infinity HDFC Bank Credit Card Review
Is this credit card the best choice for you? The Tata Neu Infinity Credit Card offered by HDFC Bank seems an excellent option for avid shoppers, especially those loyal to the Tata brands. The reward rate provided with this card is outstanding, and the earned Tata Neu coins are redeemable against various brands. The airport lounge access provided by the card at such a nominal annual fee is an additional advantage that might attract many individuals. You can quickly get approved for it if you fulfill the basic eligibility requirements, so if it suits your needs, you should go for it.
Now that we know about the Tata Neu HDFC Bank Infinity Credit Card. Let us know your thoughts and views on this credit card in the comment section below!
FAQs:
What is the foreign currency markup fee on the TataNeu HDFC Infinity Credit Card?
The forex markup fee on this credit card is 2%, which is much lower than the average fee of 3.5% that is charged by most of the credit cards in the country.
How can I get 10% cashback on TataNeu purchases?
To get 10% NeuCoins on your Tata Neu purchases, activate the Neu Pass on your Tata Neu account and make purchases using the Tata Neu Infinity Card.
Do I get international lounge acces with the HDFC Tata Neu Infinity Credit Card?
Yes, you get 4 complimentary international lounge access (maximum of 1 per quarter) with this credit card.
What is the minimum income required for a salaried person to be eligible for this credit card?
To get approved for the Tata Neu Infinity HDFC Credit Card, your net monthly income should be more than one lakh.
20 comments
Ashok Kumar Paul
Annual Charges ₹ 1499 + GST + IGST this is abnormal high and waiver of this against spending of ₹ 3,00,000 /- bracket for one year is too much.
Request you to consider this Annual Charges @ ₹ 500/- + GST and Waiver should be available against spending of Rs. 1,50,000/- per year.
alok kumar gupta
Limit of 3 lakh spending for waiver of annual fee is applicable on payments such as school fees/ insurance premium/ income tax or GST payments / any government payment etc.
uday
How many reward points we get when we pay through Tata Neu app ?
Kartik Kanwar
Up to 10%
Ragothaman Ramachandran
do we get reward points in this card for insurance premium payments
Kartik Kanwar
Yes when paid through the Tata Neu app
Anil Verma
The Tata Neu Infinity HDFC Bank Credit Card offers a welcome bonus of 1,499 Neucoins, providing good value right from the start.
Kartik Kanwar
Yes the welcome benefit offsets the joining fee paid.
Rajesh
1.5% Neu coins is only in tata neu app and other UPI apps gives only 0.5%. also offers has been reduced on this. Please update all details and after devaluation info in the site. This is outdated information
Shaila
The LTF festive offer is great but the eligibility requirement for salaried employees should be a monthly income of over 1 lakh.
VINOD NANDAKUMAR
Can I convert my HDFC Regalia credit card to Tata Neu Infinity HDFC Bank Credit Card along with the points in the regalia credit card.
Kartik Kanwar
No, since the Neu Credit Card is in association with Tata and offers rewards as Neu Coins.
Pradeep
3rd Class Card. Dont apply. .every 3rd persons account is getting restricted (even if genuine) if u r buying more on tata neu app. . And all points and benefits being blocked. . After that no matter how much you try they wont respond.
Tata Neu Fraud App
Ayush
Is there a maximum limit on neucoins that can be accrued on a single transactions. And what is limit on monthly neucoins that can be accrued.
For ex if I purchase goods worth 5lakh on partner tata brand on Tata neu will I get 50000 neucoins
Kartik Kanwar
Tata Neu Cards follow a fair usage policy. But yes, there are different caps on maximum NeuCoins earnings for different Tata brands. But these caps are very high. For example, you shall be eligible for 5% NeuCoins on purchases made on Croma for up to 6 lakhs.
Boga prabhakar neta
Please explain how to use and Rupay benefits of this card.. Shall we get reward points on rupay spending ??
Kartik Kanwar
You can link this credit card to your UPI app likr Google Pay and make payments through there. You shall be rewarded for these payments in the form of NeuCoins which can be redeemed for Tata brands.
Ashwini Kumar
Does this card valid/pass as regular HDFC card, like where one can get instant bank discounts, since this is a co-branded card?
Kartik Kanwar
Yes, you shall get instant HDFC Bank discount offers with this card also.
Arpit
Does 1500 Amazon voucher offer is applicable on Tata Neu credit card as well?