Swiggy Ornge HDFC Bank Credit Card

Complimentary Swiggy One Membership

Eligible cardholders are entitled to a complimentary 12-month Swiggy One membership as a welcome benefit. For customers who already have a Swiggy One membership, the existing membership will be extended by an additional 12 months.

The cardholder becomes eligible to claim this welcome benefit upon successful card activation.

Up to 5% Cashback

• 5% Cashback on Swiggy App Spends (Food Delivery, Instamart, Dineout) and Select Online Shopping Categories such as Apparel, Pharmacies, Pet Stores, Personal Care, Electronics, Entertainment, Travel, Discount Stores & Local Cabs – Combined Cap of ₹1,500 per billing cycle.
• 1% Cashback on Other Eligible Spends – Up to ₹1,000 per billing cycle
• Additional Partner Offers: Cleartrip – 5% Cashback + 6% Instant Discount on Flights + 19% Instant Discount on Hotels; Nykaa – 5% Cashback + 5% Instant Discount

Exclusions

• Prepaid Card, Gift Card, And Wallet Loads
• Rent Payments
• Government-Related Transactions
• Gaming Transactions
• Education Payments
• Fuel Purchases
• Jewellery Purchases
• SmartPay Transactions
• SmartBuy Portal Transactions
• EMI Transactions (All Types)
• Cash Advances And Purchase Of Traveller’s Cheques
• Purchase Of Foreign Currency And Related Fees

Birthday Week Offer

Cardholders can enjoy an additional 10% discount on Swiggy Dineout, capped at ₹500, on a minimum bill of ₹3,000. This benefit is over and above the regular 10% cashback available on Swiggy Dineout transactions when payments are made using the card.

This birthday special offer is valid for a 7-day window, which includes 3 days before and 3 days after the cardholder’s birthday as recorded with the bank. The offer can be claimed once per cardholder through the Swiggy app by selecting the “Claim Now” option on the home or Dineout page.

Bottom Line

The Swiggy ORNGE HDFC Bank Credit Card appears to be well-suited for users who regularly spend on the Swiggy platform for food delivery, groceries, or dining. With its simple cashback structure and modest annual fee, the card can help users save on everyday Swiggy orders and earn rewards on select online purchases. This makes it a practical choice for individuals who frequently rely on Swiggy for their daily food and grocery needs.

The card can also be a good option for those starting their credit card journey, as it offers straightforward cashback benefits and useful perks such as a complimentary 12-month Swiggy One membership. This membership further enhances the value proposition by offering benefits such as free deliveries and additional discounts on the platform.

However, users who spend heavily on Swiggy or are looking for higher cashback and premium benefits may find the Swiggy BLCK HDFC Bank Credit Card to be a better alternative. With higher cashback on Swiggy spends and additional perks, the BLCK variant is positioned as the more premium option within the Swiggy co-branded card lineup.