Tata Neu Plus HDFC Bank Credit Card

Tata Neu HDFC Bank Plus Credit Card Features and Benefits

Let us now examine all the unique features and amazing benefits offered by the dynamic Tata Neu Plus HDFC Credit Card. Renowned for its high rewards, you would be glad to opt for one.

Welcome Benefits

Credit cardholders will get 499 NeuCoins on the Tata Neu Application only when they perform a successful transaction using their credit card within the first 30 days of the card issuance date. The NeuCoins will be credited to their account within 60 days from the date of the transaction. This welcome benefit is not applicable on First Year Free and Lifetime Free credit cards.

Introductory Offer

After downloading the Tata Neu application and registering for the Tata NeuPass, you can earn an additional 5% of the amount transacted on select categories back in the form of NeuCoins when you spend on the Tata Neu application or website.

Travel Benefits

With this credit card, cardholders will receive four complimentary visits to domestic airport lounges. This visit is limited to 1 visit per quarter. Airport lounge access with the Tata Neu Plus Credit Card is now based on spends of ₹50,000 or more in a quarter. After meeting this spending criterion, cardholders will receive a voucher for airport lounge access.

Calendar Quarter – (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec)

Fuel Surcharge Waiver

The cardholders will receive a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India. The surcharge amount is capped at Rs. 250 per statement cycle.

Spend-based Waiver

The renewal fee of the Tata Neu Plus HDFC Bank Credit Card will be waived if the credit cardholder spends an amount of Rs. 1 Lakh or more using his credit card in an anniversary year.

Tata Neu Plus HDFC Bank Credit Card Reward Points

• 7% NeuCoins on the Tata Neu app/website (including 5% coins that you earn on activating the NeuPass)
• 2% of the amount was transacted back in the form of NeuCoins on non-EMI spends on Tata-partnered brands.
• 1% of the amount transacted back in the form of  NeuCoins while spending on Non-Tata brands and merchant EMI spends.
• NeuCoins will not accrue on transactions done towards wallet loads, fuel transactions, rent, and smart EMI.
• You can get a maximum of 1000 NeuCoins per month from grocery transactions.

Reward Redemption

• The NeuCoins earned with the Tata Neu Plus HDFC Bank Credit Card can be redeemed to make purchases on the Tata Neu Application or Website for Tata partnered brands such as Tata 1mg, Air India Express, Croma, Westside, Bigbasket, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, Titan, Tanishq, and Qmin.
• For the purpose of redemption, the monetary value of 1 Neu Coin = Re. 1.
• To redeem NeuCoins, you can select Tata Pay as the payment method when purchasing products on the Tata Neu Application or website.
• The NeuCoins are valid for a period of 1 year from the date of the transaction on which you earned NeuCoins.

Tata Neu Plus HDFC Bank Credit Card Eligibility Criteria

The applicant has to fulfill the below-mentioned points in order to be eligible for this credit card–

• The applicant should be an Indian resident.
• He should be either salaried or self-employed.
• In case the applicant is a salaried individual, he should be between 21 years to 60 years of age and should earn a minimum of Rs. 25,000 per month.
• If the applicant is a self-employed individual, he should be between 21 and 65 years of age and filing an ITR of a minimum of Rs. 6 Lakhs per annum.

Tata Neu Plus HDFC Bank Credit Card Review

Tata Neu Plus HDFC Bank Credit Card offers fantastic deals to loyal customers of both HDFC Bank and Tata brands. After the Flipkart Axis Bank Credit Card & Amazon Pay ICICI Bank Credit Card, this card might also become one of the best shopping credit cards in the country. You can earn NeuCoins not only while shopping Tata brands but also on non-Tata brands.

Apart from this, you will also get additional NeuCoins as a welcome benefit. This credit card is also a great option for those who frequently travel domestically by air, as it provides complimentary access to domestic lounges. Therefore, for an applicant who is an HDFC bank account holder and also shops quite frequently on Tata brands, this is a go-to card for him.