Tata Neu Plus HDFC Bank Credit Card

Tata Neu HDFC Bank Plus Credit Card Features and Benefits

Let us now have a look at all the unique features and amazing benefits offered by the dynamic Tata Neu Plus HDFC Credit Card. A card renowned for its high rewards, you sure would be glad to opt for one.

Welcome Benefits

• The credit cardholders will get 499 NueCoins on the Tata Neu Application only when the cardholders perform a successful transaction using their credit card within the first 30 days of the card issuance date. The NeuCoins will be credited to your account within 60 days from the date of the transaction.
• This welcome benefit is not applicable on First Year Free and Lifetime Free credit cards.

Introductory Offer

You can earn an additional 5% of the amount transacted back in the form of NeuCoins when you spend on the Tata Neu Application or Website after downloading the Tata Nue Application and registering for the Tata NuePass.

Travel Benefits

• With this credit card, the cardholders will get 4 complimentary visits to the domestic airport lounges. This visit is limited to 1 visit per quarter. Rs. 2 per visit to the lounge will be charged on the VISA/ RuPay Credit Card Variants.

Fuel Surcharge Waiver

• The cardholders will get a fuel surcharge waiver of 1% on all fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India.
• The surcharge amount is capped at Rs. 250 per statement cycle.

Spend-based Waiver

The renewal fee of the Tata Neu Plus HDFC Bank Credit Card will be waived if the credit cardholder spends an amount of Rs. 1 Lakh or more using his credit card in an anniversary year.

Tata Neu Plus HDFC Bank Credit Card Reward Points

• 7% NeuCoins on the Tata Neu app/website (including 5% coins that you earn on activating the NeuPass)
• 2% of the amount was transacted back in the form of NeuCoins on non-EMI spends on Tata-partnered brands.
• 1% of the amount transacted back in the form of  NeuCoins while spending on Non-Tata brands and merchant EMI spends.
• NeuCoins will not accrue on transactions done towards wallet loads, fuel transactions, rent, and smart EMI.
• You can get a maximum of 1000 NeuCoins per month from grocery transactions.

Reward Redemption

• The NeuCoins earned with the Tata Neu Plus HDFC Bank Credit Card can be redeemed to make purchases on the Tata Neu Application or Website for the Tata partnered brands such as – Tata 1mg, Air India Express, Croma, Westside, Bigbasket, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, Titan, Tanishq and Qmin.
• For the purpose of redemption, the monetary value of 1 Neu Coin = Re. 1.
• You can select Tata Pay as the payment method while purchasing products on the Tata Neu Application/Website to redeem the NeuCoins.
• The NeuCoins are valid for a period of 1 year from the date of the transaction on which you earned NeuCoins.

Tata Neu Plus HDFC Bank Credit Card – Fees and Charges

• The credit cardholders will have to pay a fee of Rs. 499 as the joining and renewal fee for this credit card.
• On every overdue amount, you have to pay an interest of 3.75% per month, which comes out to be 45% annually.
• You have to pay 3.5% of the amount transacted on all the international transactions done using this credit card.
• As a cash advance fee, the higher of Rs. 500 or 2.5% of the cash withdrawn has to be paid.
• You have to pay Rs. 99 for each redemption request that you place.

Tata Neu Plus HDFC Bank Credit Card Eligibility Criteria

The applicant has to fulfill the below-mentioned points in order to be eligible for this credit card–

• The applicant should be an Indian resident.
• He should be either salaried or self-employed.
• In case the applicant is a salaried individual, he should be between 21 years to 60 years of age and should earn a minimum of Rs. 25,000 per month.
• In case the applicant is a self-employed individual, he should be between 21 years to 65 years of age and should be filling an ITR of a minimum of Rs. 6 Lakhs per annum.

How to Apply for the Tata Neu Plus HDFC Bank Credit Card?

To apply for this credit card, you can simply log in to HDFC Bank’s official website and look for this credit card on the bank’s website. Apply for it by providing the required documents. Alternatively, you can also download and install the Tata Neu application and apply then for this credit card through the phone application.

Tata Neu Plus HDFC Bank Credit Card Review

Tata Neu Plus HDFC Bank Credit Card offers fantastic deals to loyal customers of both HDFC Bank and Tata brands. After the Flipkart Axis Bank Credit Card & Amazon Pay ICICI Bank Credit Card, this card might also become one of the best shopping credit cards in the country. You can earn NeuCoins not only while shopping Tata brands but also on non-Tata brands.

Apart from this, you will also get additional NeuCoins as a welcome benefit. This credit card is also a great option for those who frequently travel domestically by air, as this card provides complimentary access to domestic lounges as well. Therefore, for an applicant who is an HDFC bank account holder and also shops quite frequently on Tata brands, this is a go-to card for him.