By Ankur Mittal
Updated On October 26, 2021

Karur Vysya Bank Ltd. is one of the oldest banks in India. It was established in the year 1916 in Karur with an initial capital of Rs. 1 lakh. It was set up to provide financial support to the small textile industries situated in and around Karur in Tamil Nadu. This bank believes in mixing tradition and technology to provide innovative products and services to its customers at affordable prices. Since incorporation, it has launched 782 branches all across India with a capital market of Rs. 3724.79 crore. The bank offers a wide range of financial products and services to its individuals and companies depending upon their requirements. Karur Vysya Bank Ltd. is listed on BSE and NSE stock exchanges. Besides the wide array of financial products and services, it also offers credit cards to its customers packed with all the exciting and exclusive offers and deals to the cardholders. It was 2016 when Karur Vysya Bank Ltd. started issuing credit cards to its valuable customers. To know more about the credit card offerings by the Karur Vysya Bank Ltd., read below given some of the best credit cards from its portfolio.

Welcome Benefits

NA

Rewards Rate

2 Reward Points on every Rs 100 spent using this KVB credit card.

Best Suited For

Travel |

Movie & Dining

NA

Reward Redemption

You can redeem your reward points by calling the customer care number at 1800 419 6500/022-404 260 31. The customers can log in to your internet banking or mobile banking

Joining Fees

Nil

Product Details

  • No Joining Fee Charged
  • 2 Complimentary Lounge Access in India
  • 2 Reward Points on every Rs 100 spent
  • 1% fuel surcharge waiver on transactions per month 300 for transactions of Rs 400 to Rs 4000.

See additional details for KVB Corporate Credit Card

Top Karur Vysya Bank Ltd. Credit Cards

KVB Corporate Credit Card: Karur Vysya Bank on the KVB Corporate credit card provides you shopping and travel benefits. With this card, you can enjoy a fuel surcharge of 2% on all fuel transactions between Rs. 400 – Rs. 4,000. You can vouch for this card at zero joining and an annual fee. To know the features and offers of this credit card, keep reading.

 

KVB Honour Credit Card: KVB Honour Credit Card is best suited for first-time credit card appliers. It comes with no joining fee and an annual fee of Rs. 1,299 which is also reversed to the cardholder’s account on spending Rs. 5 lakhs in the previous year. With this credit card, you can enjoy accelerated reward points on selected categories. Continue reading to know the KVB Honour Credit Card offerings and features.

 

KVB Platinum Credit Card: With KVB Platinum Credit Card the credit cardholders can enjoy the welcome benefits of 500 bonus reward points on the payment of the joining fee. This card lets you enjoy the reward points on domestic & international travels, movie tickets, insurance, restaurants, and many more other categories. For detailed insights into the KVB Platinum Credit Card’s features and offers, check here.

Reward Points & Cashback Benefits:

Credit Card Reward Points
KVB Corporate Credit Card 2 reward points on every Rs. 150 spent on this card.
KVB Honour Credit Card 3 reward points on every Rs. 150 spent on this card.
4x reward points on booking flight tickets, domestic and international travels.
2x reward points on selected categories like dining, movies tickets, insurance, medical, etc.
KVB Platinum Credit Card 2 reward points on every Rs. 150 on this card.
4 reward points on every Rs. 150 spent on domestic & international travels and on booking flights.
3 reward points on every Rs. 150 spent on restaurants, medical, movie tickets, etc.

Rewards Redemption:

Karur Vysya Bank Ltd lets you redeem the accumulated reward points towards purchasing products and gift vouchers. You can also redeem the collected rewards points as cashback.  To redeem reward points you need to call on 1800-419-6500/022-404-26031.

Credit Card Reward Redemption
KVB Corporate Credit Card 1 RP = Rs. 0.25
KVB Honour Credit Card 1 RP = Rs. 0.25
KVB Platinum Credit Card 1 RP = Rs. 0.25

Complimentary Airport Lounge Access:

Credit Card Complimentary Lounge Access
KVB Corporate Credit Card 2 complimentary domestic lounge access.
KVB Honour Credit Card 4 complimentary domestic lounge access
KVB Platinum Credit Card NA

Annual Fee:

Credit Card Joining Fee Renewal Fee Spend-based Waiver
KVB Corporate Credit Card NIL NIL NA
KVB Honour Credit Card NIL Rs. 1,299 The renewal fee will be waived off on spending Rs. 5 lakhs in the previous year.
KVB Platinum Credit Card NIL Rs. 999 NA

Other Fees and Charges:

Credit Card Interest Rate Cash Advance Fee Foreign Currency Markup Reward Redemption Fee Add-on Card fee
KVB Corporate Credit Card 2.95% p.m.
(35.40% p.a.)
2% or a minimum of Rs. 100. NA NIL NIL
KVB Honour Credit Card 3.25% p.m.
(39% p.a.)
2% or a minimum of Rs. 100. 3.50% Rs. 99 NIL
KVB Platinum Credit Card 3.25% p.m.
(39% p.a.)
2% or a minimum of Rs. 100. 3.50% Rs. 99 NIL

Documents Required:

Identity Proof Address Proof Income proof
  • PAN Card
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Rent agreement
  • Utility bills
  • Municipal or property tax receipt
  • House allotment letter issued by central or state government
  • For salaried employees - salary slip of last two months & bank statement showing salary credits.
  • For self-employed individuals - Later ITR (Income Tax Return).

How To Apply?

  • The applicant can apply for a Karur Vysya Bank credit card using online and offline modes. For offline mode, you need to visit the nearest Karur Vysya Bank branch and fill the application form and submit it. In case you want to apply through online mode then you need to visit the bank’s official website and select the credit card you wish to apply for. Then click on apply, fill the required fields and attach the required documents and submit the form.
  • Bank after reviewing your credit card application, if the application gets approved the bank will send the credit card to your mailing address.

Karur Vysya Bank Ltd. Application Status

  •  To check your Karur Vysya Bank credit card application status, you can either call on the customer care number and get in touch with the bank agent and provide your credit card application number, and the agent will help you in providing the application status of your credit card.
  • Or, you can also visit the nearest Karur Vysya Bank to know the status of your credit card application. Kindly take your credit card application number along with you while visiting the bank as it will help the employee to provide the details of your credit card application status without any hassle.

Customer Care

  • The customers can get in touch with the bank to submit their credit card queries or complaints by calling on 1860-258-1916 (domestic).
  • You can also contact the bank by calling from abroad by calling on an international number +91 44-66217600 to register their credit card queries or complaints.
  • Apart from calling, you can also write to the bank mentioning your credit card query or complaint and sending it to [email protected].

 

Quick Links

FAQs:

Yes, you can enjoy the travel benefits on the KVB Corporate Credit Card and KVB Honour Credit Card. You get 2 complimentary domestic lounge access on the KVB Corporate Credit Card whereas on the KVB Honour Credit Card you get to enjoy 4 complimentary domestic lounge access.

Yes, on KVB Honour Credit Card and KVB Platinum Credit Card you are charged with the reward redemption fee. For both KVB Platinum Credit Card and KVB Honour Credit Card, the KVB Bank charges Rs. 99 for reward redemption.

Yes, only KVB Honour Credit Card has a spend-based waiver benefit. On spending Rs. 5 lakhs in the previous can get you renewal fee of Rs. 1,299 waived off.

To check your KVB Credit Card application status you can either get in touch with the customer support services or you can visit the nearest KVB Bank Branch to know the application status of your credit card.

Yes, you can apply for a KVB credit card using your phone. Just visit the bank’s official website and navigate to credit cards. You will see a list of credit cards choose the card you wish to apply for and after clicking on the credit card you will see the Apply now option, click on apply now, fill the required fields and submit it.

You can provide any one from Aadhar card, voter id, passport, driving license, etc. as address proof to get a card issued from the Karur Vysya Bank Ltd.

To get your credit card blocked in case it is lost or misplaced, you can choose a method from the given options. You get your credit card hotlisted either by logging into your mobile banking account, internet banking account, calling customer care number, or by sending a mail.

No, none of the above-mentioned KVB credit cards have any joining fee. All these credit cards come with zero membership fees.

With Karur Vysya Bank credit cards, the credit cardholders get an interest-free/grace period of upto 45 days.

None, of the above-mentioned credit cards, have any add-on card fees. It is completely free on the Karur Vysya Bank credit cards.

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