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In association with SBI Cards, Karur Vysya Bank offers a KVB Honour Credit Card to its customers. This card comes with no joining fee and first-time credit card users can apply for this card. This card can help you in building up your credit history. With this card, you can enjoy not only shopping benefits but travel benefits also. Read on to know more about this card features and offers.
KVB Honour Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
NA
Rewards Rate
You can earn 4x points on domestic and international travel, hotels, and air tickets booking. You can earn 3 reward points for every Rs. 150 spent on this card. You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental
Reward Redemption
NA
Travel
complimentary airport lounge access
Golf
NA
Domestic Lounge Access
4 complimentary domestic lounge access
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
NA
Spend Based Waiver
Waiver of annual fee on spending Rs. 5 lakhs in the previous year.
Rewards Redemption Fee
Rs. 99
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.50% on the conversion amount
Interest Rates
3.25% p.m. (39% p. a.)
Fuel Surcharge
Avail a 1% fuel surcharge waiver on fuel transactions between Rs. 500 - Rs. 4,000. The maximum waiver benefit is capped at Rs. 200 for one billing cycle.
Cash Advance Charges
2% or a minimum of Rs. 100.
Add-on Card Fee
Nil
- KVB Honour Credit Card comes with zero fees.
- Get 700 bonus points on card activation
- 4x points on domestic and international travels, hotels, and air tickets.
- 3 reward points for every Rs. 150 spent on this card.
- 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental
- 4 complimentary lounge access within India
- Waiver of annual fee on spending Rs. 5 lakhs in the previous year.
KVB Honour Credit Card Rewards
- On this card, you can earn an accelerated reward point of 4x points on domestic and international travels, hotels, and air tickets.
- This card lets you earn 3 reward points for every other Rs. 150 spent.
- You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental.
Reward redemption
- The customers can call on 1800-419-6500/1800-419-022 and follow the instructions provided by the IVR to redeem their accumulated reward points.
- You can also redeem your reward points using internet banking or mobile banking. Login to your account, go to credit cards, and then select rewards from the menu. After this select the Loylty Points redemption to redeem your reward points.
- For redeeming your reward points as cashback, you need to contact the credit card cell.
Travel benefits
- On this credit card, you can enjoy 4 complimentary lounge access within India.
Conclusion
KVB Honour Credit Card is the basic credit card that offers accelerated reward points on different categories. On activating this card you get 700 bonus points. This credit card is best suited for those who shop a lot. You can vouch for this card to start your credit card journey.
Comment down your thoughts what do you think about this credit card offers and features.
