By Divya Shokeen
Updated On November 29, 2021

In association with SBI Cards, Karur Vysya Bank offers a KVB Honour Credit Card to its customers. This card comes with no joining fee and first-time credit card users can apply for this card. This card can help you in building up your credit history. With this card, you can enjoy not only shopping benefits but travel benefits also. Read on to know more about this card features and offers.

KVB Honour Credit Card

Best Suited For

Shopping |

Joining Fee

NIL

Reward Type

Reward Points |

Product Details

  • KVB Honour Credit Card comes with zero fees.
  • Get 700 bonus points on card activation
  • 4x points on domestic and international travels, hotels, and air tickets.
  • 3 reward points for every Rs. 150 spent on this card.
  • 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental
  • 4 complimentary lounge access within India
  • Waiver of annual fee on spending Rs. 5 lakhs in the previous year.

Rewards and Benefits

Welcome Benefits

700 bonus reward points.

Movie & Dining

NA

Rewards Rate

You can earn 4x points on domestic and international travel, hotels, and air tickets booking. You can earn 3 reward points for every Rs. 150 spent on this card. You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental

Reward Redemption

NA

Travel

complimentary airport lounge access

Golf

NA

Domestic Lounge Access

4 complimentary domestic lounge access

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

NA

Fees & Charges

Joining Fee

NIL

Renewal Fee

Rs. 1,299

Spend based Waiver

Waiver of annual fee on spending Rs. 5 lakhs in the previous year.

Rewards Redemption Fee

Rs. 99

Rewards Redemption Fee

Rs. 99

Foreign Currency Markup

3.50% on the conversion amount

Interest Rates

3.25% p.m. (39% p. a.)

Fuel Surcharge

Avail a 1% fuel surcharge waiver on fuel transactions between Rs. 500 – Rs. 4,000. The maximum waiver benefit is capped at Rs. 200 for one billing cycle.

Cash Advance Charge

2% or a minimum of Rs. 100.

Add-on Card Fee

Nil

KVB Honour Credit Card Rewards

  • On this card, you can earn an accelerated reward point of 4x points on domestic and international travels, hotels, and air tickets.
  • This card lets you earn 3 reward points for every other Rs. 150 spent.
  • You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental.

Reward redemption

  • The customers can call on 1800-419-6500/1800-419-022 and follow the instructions provided by the IVR to redeem their accumulated reward points.
  • You can also redeem your reward points using internet banking or mobile banking. Login to your account, go to credit cards, and then select rewards from the menu. After this select the Loylty Points redemption to redeem your reward points.
  • For redeeming your reward points as cashback, you need to contact the credit card cell.

Travel benefits

  • On this credit card, you can enjoy 4 complimentary lounge access within India.

Conclusion

KVB Honour Credit Card is the basic credit card that offers accelerated reward points on different categories. On activating this card you get 700 bonus points. This credit card is best suited for those who shop a lot.  You can vouch for this card to start your credit card journey.
Comment down your thoughts what do you think about this credit card offers and features.

FAQs:

No, you do not get any milestone benefits on the KVB Honour Credit Card.

On this credit card, the joining fee is nil however the renewal fee is Rs. 1,299.

Yes, on spending Rs. 5 lakhs in the previous year, the renewal fee on the KVB Honour Credit Card will be waived off.

No, you do not get movie and dining benefits on the KVB Honour Credit Card. However, you earn 2x reward points on using this credit card at restaurants and for buying movie tickets.

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