KVB Platinum credit card is a credit card that charges no joining fee from the customers on sign up. This credit card is issued by the Karur Vysya bank. You earn 2 reward points on every Rs 150 spent using this credit card. The customers get 1.5x reward points on their spendings on medical expenses, restaurants, insurance, and rail ticket bookings. You get 4 reward points on your travel spends using this credit card. You 500 bonus reward points as a sign-up bonus on payment of membership fees. Read below to know more about the KVB Platinum credit card.
KVB Platinum Credit Card

Fee
Joining Fee
Nil
Renewal Fee
Rs 999/-
Best Suited For
Shopping |
Reward Type
Reward Points
Welcome Benefits
500 bonus reward points as a welcome benefit on payment of membership fees.
Movie & Dining
NA
Rewards Rate
4 reward points on every Rs 150 spent on domestic and international travels, hotels, and air tickets, 3 reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail ticket, and movie ticket booking, and car rentals, and 2 reward points on every Rs 150 spent on every other category.
Reward Redemption
Rs 100 per redemption request
Travel
NA
Golf
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
NA
Spend based Waiver
NA
Rewards Redemption Fee
Rs 100 per redemption request
Rewards Redemption Fee
Rs 100 per redemption request
Foreign Currency Markup
3.5% on the conversion amount
Interest Rates
3.25 % per month (39% p.a)
Fuel Surcharge
1% fuel surcharge waiver on transactions between Rs 500 and Rs 4000 at petrol stations in India. Maximum discount of Rs 200 per billing cycle.
Cash Advance Charge
2% on the withdrawal amount subject to minimum charge of Rs 100
Add-on Card Fee
Nil
- 500 bonus reward points as sign up bonus
- 4 reward points on every Rs 150 spent on domestic travels, international travels, and air tickets
- 3 reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail ticket, and movie ticket booking, and car rentals
- No joining fee charges
- 1% fuel surcharge waiver at petrol stations in India
- Convert your purchases into EMI
KVB Platinum credit card is a credit card that charges no joining fee from the customers on sign up. This credit card is issued by the Karur Vysya bank. You earn 2 reward points on every Rs 150 spent using this credit card. The customers get 1.5x reward points on their spendings on medical expenses, restaurants, insurance, and rail ticket bookings. You get 4 reward points on your travel spends using this credit card. You 500 bonus reward points as a sign-up bonus on payment of membership fees. Read below to know more about the KVB Platinum credit card.
KVB Platinum Credit Card Rewards
With the KVB Platinum credit card, you get exclusive reward points on your spendings.
- You earn 4 reward points on every Rs 150 spent on domestic and international travels, hotels, and air tickets
- You earn 3 rewards points on every Rs 150 spent on restaurants, medical bills, insurance, rail ticket, and movie ticket booking, and car rentals
- You earn 2 reward points on every Rs 150 spent on every other category
Welcome Benefit
You get 500 bonus reward points with the KVB Platinum credit card as a sign-up bonus on payment on membership fees.
Other Benefits
There are several additional benefits and privileges associated with the KVB Platinum credit card stated below
- 1% fuel surcharge waiver on transactions between Rs 500 and Rs 4000 at petrol stations in India. You can get a maximum of Rs 200 off per billing cycle.
- No joining fee is charged on this credit card.
- You can convert your purchases into monthly installments using your KVB Platinum credit card. The minimum transaction value of Rs 500 for EMI conversion.
How to Apply for KVB Platinum Credit Card
You can apply for a KVB Platinum credit card using various modes such as online or offline mode. You apply by visiting the KVB website and choose the KVB Platinum credit card. Click on the Apply Now option and fill the application form and click on submit. The customers can apply for the Platinum credit card using the offline modes. You can visit the KVB branch and fill an application form. The credit card shall be sent to your registered address.
KVB Customer Care
You can get in touch with your KVB platinum credit card-related queries at 022-24398199 or 1860-258-1916 (Domestic) / +91-44-66217600 (International). The customer needs to send an email to this address [email protected]
Bottomline
If you looking for an entry-level credit card that offers you special rewards and benefits on your spending then the KVB Platinum is a great choice. You get accelerated reward points 0n your travel spending which is 4 reward points for every Rs 150 spent. Moreover, you also get 1.5x reward points on these special categories (restaurants, medical bills, insurance, rail ticket, and movie ticket booking, and car rentals). However, the redemption options provided on this credit card seem to be very limited. What do you think about this credit card? Do let us know in the comments.
FAQs:
No, there is no add-on fee is charged on the KVB Platinum credit card.
An interest-free grace period of 20-50 days is offered by the banks.
You get a fuel surcharge waiver subject to a maximum value of Rs 200 per billing cycle.
The customers charged with a cash processing fee of Rs 100 on cash deposits