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KVB Platinum credit card is a credit card that charges no joining fee from the customers on sign up. This credit card is issued by the Karur Vysya Bank. You earn 2 reward points on every Rs 150 spent using this credit card. The customers get 1.5x reward points on their spending on medical expenses, restaurants, insurance, and rail ticket bookings. You get 4 reward points on your travel spends using this credit card. You will receive 500 bonus reward points as a sign-up bonus on payment of membership fees. Read below to learn more about the KVB Platinum credit card.

KVB Platinum Credit Card
(5/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 599 + GST

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

500 bonus reward points as a welcome benefit on payment of membership fees.

Movie & Dining

NA

Rewards Rate

2 reward points on every Rs 150 spent on domestic and international travel, hotels, and air tickets. 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail tickets, movies, and car rentals

Reward Redemption

Rs 100 per redemption request

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

NA

Spend Based Waiver

Waiver of annual fee on spends of Rs. 1 lakh

Rewards Redemption Fee

Rs 99

Rewards Redemption Fee

Rs 99

Foreign Currency Markup

3.5% on the conversion amount

Interest Rates

3.25 % per month (39% p.a)

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs 500 and Rs 4000 at petrol stations in India. Maximum discount of Rs 200 per billing cycle.

Cash Advance Charges

2% on the withdrawal amount subject to minimum charge of Rs 100

Add-on Card Fee

Nil

  • 500 bonus reward points as sign-up bonus
  • 2 reward points on every Rs 150 spent on domestic travels, international travel, and air tickets
  • 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insurance, rail tickets, movie ticket booking, and car rentals
  • No joining fee charges
  • 1% fuel surcharge waiver at petrol stations in India
  • Convert your purchases into EMI

KVB Platinum Credit Card Rewards

With the KVB Platinum credit card,  you get exclusive reward points on your spending.

  • You earn 2 reward points on every Rs 150 spent on domestic and international travel, hotels, and air tickets.
  • You earn 1.5X rewards points on every Rs 150 spent on restaurants, medical bills, insurance, rail tickets, movie ticket booking, and car rentals.

KVB Platinum Credit Card Features

Welcome Benefit

You get 500 bonus reward points with the KVB Platinum credit card as a sign-up bonus on payment of membership fees.

Other Benefits

There are several additional benefits and privileges associated with the KVB Platinum credit card, as stated below.

  • 1% fuel surcharge waiver on transactions between Rs 500 and Rs 4000 at petrol stations in India. You can get a maximum of Rs 200 off per billing cycle.
  • No joining fee is charged on this credit card.
  • You can convert your purchases into monthly instalments using your KVB Platinum credit card. The minimum transaction value is Rs 500 for EMI conversion.

How to Apply for a KVB Platinum Credit Card

You can apply for a KVB Platinum credit card using various modes, such as online or offline mode. You can apply by clicking on the Apply Now button on your screen. Just click on the Apply Now option, fill out the application form, and click on Submit. Customers can apply for the Platinum credit card using the offline modes. You can visit the KVB branch and fill out an application form. The credit card shall be sent to your registered address.

KVB Customer Care

You can get in touch with your KVB platinum credit card-related queries at 022-24398199 or 1860-258-1916 (Domestic) / +91-44-66217600 (International). The customer needs to send an email to this address [email protected].

KVB Platinum Credit Card Review

If you looking for an entry-level credit card that offers you special rewards and benefits on your spending, then the KVB Platinum is a great choice. You get accelerated reward points on your travel spending, which is 2 reward points for every Rs 150 spent. Moreover, you also get 1.5x reward points on these special categories (restaurants, medical bills, insurance, rail tickets, movie ticket booking, and car rentals). However, the redemption options provided on this credit card are very limited. What do you think about this credit card? Do let us know in the comments.

FAQs:

No, there is no add-on fee is charged on the KVB Platinum credit card.
An interest-free grace period of 20-50 days is offered by the banks.
You get a fuel surcharge waiver subject to a maximum value of Rs 200 per billing cycle.

2 Comments

  1. PANKAJ SAPELA Reply

    INFORMATION ON SBI KARUR VYASA BANK CREDIT CARD IS WRONG ON YOUR WEBSITE

    • Kartik Kanwar Reply

      There are two variants of the KVB Platinum Card one of them is co-branded with SBI. We have not added that card to our website. The above information is updated.

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