By Bharti Bisht
Updated On April 18, 2023

HDFC Bank is one of the most trusted banks and the topmost credit card issuer in India. Ranging from entry-level to super-premium categories, the HDFC Credit Cards are known to be the most rewarding and exclusive credit cards available in the Indian market. Along with exciting benefits across different categories, these credit cards offer great travel privileges, such as complimentary airport lounge access. Complimentary lounge access is one of the most desired benefits of credit cards and that is why most of the major card issuers are offering this nowadays. Frequent travelers often look for HDFC Credit Cards for airport lounge access as HDFC is a top card issuer in the country and offers some great travel benefits to its customers.
hdfc credit cards for airport lounge access
HDFC Bank has some of the best travel credit cards in its portfolio, including the HDFC Infinia, HDFC Diners Club Black, HDFC Regalia Credit Card, and many more. All these cards offer complimentary domestic as well as international lounge access. HDFC Bank has recently updated its free airport lounge access list for credit cardholders and the number of lounges on the list has been reduced. But, it is still the same for RuPay and Diners Club variants. If you have an HDFC Bank Credit Card with lounge access and you are not fully aware of which lounges you can access for free using it, we are here to help you out with everything. Keep reading this article to all about HDFC Credit Cards lounge access and every other necessary information related to it:

Best HDFC Lounge Access Credit Cards

HDFC Bank offers a wide range of credit cards in different categories, including travel, shopping, lifestyle, and many more. Travel Credit Cards issued by HDFC Bank have become very popular as they offer many travel-related benefits along with complimentary lounge access. Some of the top HDFC Credit Cards offering lounge access are mentioned in the table below:

Credit Card Airport Lounge Benefits
HDFC Infinia Credit Card Unlimited complimentary domestic and international lounge access
HDFC Bank Regalia Gold Credit Card 12 complimentary domestic lounge access in India and 6 complimentary International lounges every year
HDFC Regalia Credit Card 12 complimentary domestic lounge access and 6 complimentary international lounge access with priority pass.
HDFC Bank Tata Neu Infinity Credit Card
  • 8 domestic (capped 2 per quarter) complimentary airport lounge access


  • 4 international (capped 1 per quarter) complimentary airport lounge access every year.
  • HDFC Milennia Credit Card 8 complimentary domestic lounge access every year
    HDFC Bank regalia First Credit Card
  • 8 complimentary domestic lounge access every year


  • 3 free international lounge access every year
  • 6E Rewards XL – Indigo HDFC Bank Credit Card 8 complimentary domestic lounge access every year
    Intermiles HDFC Bank Signature Credit Card
  • 16 complimentary domestic lounge access per year.


  • 5 free international lounge access every year.
  • HDFC Diners Club Back Credit Card Unlimited complimentary domestic as well as international lounge access
    Intermiles HDFC Bank Diners Club Credit Card
  • Unlimited complimentary domestic lounge access.


  • Free international lounge access to selected lounges.
  • HDFC Diners Club Privilege Credit Card 12 complimentary domestic and international lounge access (combined).

    HDFC Infinia Credit Card Metal Edition

    The HDFC Infinia Credit Card is the most premium card offered by the bank and it provides the cardholders with almost everything that they can expect from a premium card. The annual fee of this credit card is Rs. 12,500, which is quite high but is totally worth it for those who are wise enough to maximize its benefits. Talking about the complimentary lounge benefits of this card, it offers unlimited complimentary domestic as well as international lounge access to the primary & add-on cardholders. The HDFC Bank has recently updated the list of lounges that can be availed for free by the Infinia Credit Cardholders.

    HDFC Bank Regalia Gold Credit Card

    HDFC Bank Regalia Gold Credit Card offers the most luxurious lifestyle and travel benefits. This card gives you remarkable welcome benefits such as MMT Black Elite and Club Vistara Silver Tier membership, 5000 worth of complimentary flight tickets 1500 worth of vouchers from the brands in partnership with the bank, and much more as milestone benefits. This credit card gives you the best traveling benefits in the market including 12 complimentary lounge access in India at International and domestic lounges every year.

    HDFC Infinia and HDFC Bank Regalia Gold Credit Card Lounge Access List

    City Lounge Terminal Terminal No.
    Bangalore
  • BLR Domestic Lounge
  • 080 Domestic Lounge
  • Domestic T1
  • Domestic T2
  • Terminal 1
  • Terminal 2
  • Chennai
  • Travel Club Lounge A
  • Travel Club Lounge B
  • Domestic T1
  • Domestic T1
  • Terminal 1
  • Terminal 1
  • Hyderabad Encalm Lounge  Domestic Terminal 1
    Kolkata Travel Club Lounge Domestic T1 Terminal 1
    Mumbai
  • Travel Club Lounge
  • Adani Lounge
  • Oasis Lounge 
  • Domestic T1c
  • Domestic T2 
  • Domestic T1B
  • Terminal 1C
  • Terminal 2
  • Terminal 1B
  • New Delhi
  • Encalm Lounge
  • Domestic Lounge
  • Domestic Lounge
  • Domestic T1D
  • Domestic T2
  • Domestic T3
  • Terminal 1
  • Terminal 2
  • Terminal 3
  • For the complete list of lounges for HDFC Infinia Credit Cards, check here and for HDFC Regalia Gold check here.

    Other HDFC Bank Credit Cards

    Other than the super-premium Infinia Credit Card, the following are some of the great HDFC Bank Credit Cards that offer complimentary domestic/international lounge access:

    HDFC Regalia Credit Card

    The HDFC Regalia Credit Card is one of the most popular credit cards in India in the premium category. It comes with an annual membership fee of Rs. 2,500 and exciting privileges across several categories, including lifestyle, travel, dining, and many more. The airport lounge access offered by the Regalia Credit Card is as follows:

    – 12 complimentary domestic lounge access per year (maximum 3 per quarter).
    – 6 complimentary international lounge access every year (maximum 2 per quarter).

    HDFC Bank Tata Neu Infinity Credit Card

    HDFC Bank Tata Neu Infinity Credit Card is a premium credit card with numerous privileges in different fields. This credit card gives you the best shopping experience and traveling benefits at just Rs. 1,499. This credit card has a very excellent rewarding program and the reward rate here is up to 10% which is higher than most of the cards in the market. In traveling, you will get 8 domestic (capped 2 per quarter) and 4 international (capped 1 per quarter) airport lounge access every year.

    HDFC Regalia and HDFC Bank Tata Neu Infinity Credit Card Lounge Access List

    City Lounge Terminal Terminal No.
    Bangalore BLR Domestic Lounge
  • Domestic
  • Domestic T2
  • Terminal 1
  • Terminal 2
  • Chennai
  • Travel Club Lounge A
  • Travel Club Lounge B
  • Domestic
  • Domestic
  • Terminal 1
  • Terminal 1
  • Hyderabad Encalm Lounge  Domestic Terminal 1
    Kolkata Travel Club Lounge Domestic T1 Terminal 1
    Mumbai
  • Travel Club Lounge
  • Oasis Lounge
  • Domestic T2
  • DomesticT1B
  • Terminal 2
  • Terminal 1B
  • New Delhi
  • Encalm Lounge
  • Encalm Lounge
  • Domestic T2
  • Domestic T3
  • Terminal 2
  • Terminal 3
  • For the complete list of lounges for HDFC Regalia Credit Cards, check here, and for HDFC Bank Tata Neu Infinity Credit Card, check here.

    HDFC Millennia Credit Card

    Along with being the most popular cashback credit card in India, the HDFC Millennia Credit Card also offers decent travel privileges. It comes with an annual fee of Rs. 1,000 and offers up to 5% cashback to the cardholders. Talking about its airport lounge benefits, it offers:

    – 8 complimentary domestic lounge access every year (maximum 2 per quarter).

    HDFC Regalia First Credit Card

    The HDFC Regalia First Credit Card is a basic version of the Regalia Credit Card. It charges an annual fee of Rs. 1,000 and provides the cardholders with a decent reward rate along with some other benefits. the lounge access offered with the Regalia First Card is as follows:

    – 8 complimentary domestic lounge access every year (maximum 2 per quarter).
    – 3 free international lounge access every year (maximum 1 per quarter).

    6E Rewards XL – Indigo HDFC Bank Credit Card

    HDFC Bank also offers credit cards in partnership with Indigo Airlines, which are among the top travel cards in the country. The 6E Rewards XL Card is the premium one and comes with an annual fee of Rs. 2,500. The cardholders get additional discounts on Indigo airline bookings and other travel-related spends. The card also offers complimentary airport lounge access as mentioned below:

    – 8 complimentary domestic lounge access every year (2 per quarter).

    HDFC Millennia , HDFC Regalia First and 6E Rewards XL – Indigo HDFC Bank Credit Card Lounge Access List

    City Lounge Terminal Terminal No.
    Bangalore BLR Domestic Lounge Domestic Terminal 1
    Chennai
  • Travel Club Lounge A
  • Travel Club Lounge B
  • Domestic
  • Domestic
  • Terminal 1
  • Terminal 1
  • Hyderabad Encalm Lounge  Domestic Terminal 1
    Kolkata Travel Club Lounge Domestic Terminal 1
    Mumbai Travel Club Lounge Domestic T2 Terminal 2
    New Delhi Encalm Lounge Domestic T3 Terminal 3

    For the complete list of lounges for HDFC Millenia and HDFC Regalia First Credit Cards, check here, and for 6E Rewards XL – Indigo HDFC Bank Credit Card, check here.

    HDFC Bank Diners Club Credit Cards

    HDFC Bank also offers several exclusive credit cards on the Diners Club Network, which is well known for its travel benefits. Some of the top HDFC Diners Club Credit Cards that provide free lounge access are listed below:

    HDFC Diners Club Black Credit Card

    The Diners Club Balck Credit Card offered by the HDFC Bank is the second most premium offering of the bank, the first one being the Infinia Card. It comes with an annual fee of Rs. 10,000 and provides the cardholders with a great reward rate and several other benefits. The lounge access offered with this card is as follows:

    – Unlimited complimentary domestic lounge access.
    – Unlimited complimentary international lounge access.

    HDFC Diners Club Privilege Credit Card

    The HDFC Diners Club Privilege Credit Card can be considered very similar to the Regalia Credit Card in terms of fees as well as its features. The annual fee of this card is Rs. 2,500 and it has great benefits across different categories including travel. The airport lounge access offered with this card is as follows:

    – Up to 12 complimentary domestic lounge access.
    – Up to 12 complimentary international lounge access.

    HDFC Diners Club Credit Cards Lounge Access List

    There are no changes in the airport lounge access list for the HDFC Diners Club Credit Cardholders. Some of the major domestic/international airport lounges that you can access using your HDFC Diners Club Credit cards are given in the following table:

    City Lounge Terminal Terminal No.
    Bangalore
  • BLR Domestic Lounge
  • 080 Domestic Lounge
  • Domestic
  • Domestic
  • Terminal 1
  • Terminal 1
  • Chennai
  • Travel Club Lounge A
  • Travel Club Lounge B
  • Domestic
  • Domestic
  • Terminal 1
  • Terminal 1
  • Hyderabad Encalm Lounge  Domestic Terminal 1
    Kolkata Travel Club Lounge Domestic Terminal 1
    Mumbai
  • Travel Club Lounge
  • Travel Club Lounge
  • Mumbai Oasis Lounge
  • Domestic T1
  • Domestic T2Domestic
  • Terminal 1
  • Terminal 2
  • Terminal 1
  • New Delhi
  • Encalm Lounge
  • Encalm Lounge
  • Domestic T3
  • Domestic T1D
  • Terminal 3
  • Terminal 1D

  • You can check the list of Diners Club Credit card lounges on the Diners Club app.

    Conclusion

    Airport lounge access is one of the greatest benefits that credit cards offer these days. As lots of individuals have travel requirements, either by hobby or due to their profession, credit card issuers keep their requirements in mind and offer several travel-related benefits. If you travel frequently via flight, you might be aware of the role of airport lounges in making your travel hassle-free. These lounges let you avoid that noisy environment at airports. Generally, these lounges have a membership fee and usage charges, but with the above HDFC Bank Credit Card, you can visit the airport lounges for free, i.e, you get an opportunity to save a lot during your trips. So, if you are a frequent flyer, having one of the above HDFC Credit Cards is must for you.

    FAQs:

    Though all the above cards are the best for airport lounge access, individuals may have different requirements and the best cards for them may vary. If you are looking for an HDFC Credit Card for unlimited lounge access, then the following two cards are best:

    – HDFC Infinia Credit card
    – HDFC Diners Club Credit card

    However, if you want a card with limited lounge access, then the following are some best options:

    – HDFC Regalia Credit Card
    – Intermiles HDFC Bank Signature Credit Card
    – HDFC Diners Club Privilege Credit card

    To know whether your HDFC Credit Card has lounge access or not, you can either check the official card details on the HDFC Bank’s website or you can call HDFC Bank Credit Card customer care to confirm the same.

    To access airport lounge access using your HDFC Credit Card, follow the below-mentioned steps:

    – Visit the airport and go to the reception.
    – Request the receptionist to provide you with airport lounge access under the complimentary lounge benefits of your credit card.
    – They will ask you for a few details.
    – Provide them with all the required details and you will be able to access the lounge after that.

    You can find the HDFC Millennia Credit Card lounge access list on HDFC Bank’s official website and if you want to know whether a particular lounge is there on the list or not, you can confirm is by calling the HDFC bank Credit Card customer care. The list is also given above in this article.

    Yes, the HDFC Regalia Credit Card offers both complimentary domestic (12 per year) and international (6 per year) lounge access.