HDFC Bank is one of the most trusted banks and the topmost credit card issuer in India. Ranging from entry-level to super-premium categories, HDFC Credit Cards are known to be the most rewarding and exclusive credit cards available in the Indian market. Along with exciting benefits across different categories, these credit cards offer great travel privileges, such as complimentary airport lounge access. Complimentary lounge access is one of the most desired benefits of credit cards, and that is why most major card issuers offer this nowadays. Frequent travelers often look for HDFC Credit Cards for airport lounge access, as HDFC is a top card issuer in the country and provides some great travel benefits to its customers.
HDFC Bank offers some of the best travel credit cards in its portfolio, including the HDFC Infinia, HDFC Diners Club Black Metal Edition, HDFC Regalia Gold Credit Card, and several others. All these cards offer complimentary domestic and international lounge access. HDFC Bank has recently updated its list of free airport lounge access for credit cardholders, and the number of lounges included has been reduced. However, it remains the same for RuPay and Diners Club variants. If you have an HDFC Bank Credit Card with lounge access and are unsure about which lounges you can access for free, we’re here to help. Keep reading this article to learn all about HDFC Credit Cards lounge access and every other necessary information related to it:
Table of Contents
3 Complimentary Domestic Airport Lounge Access Every Quarter (12 Each Year) on Spends of ₹60,000 or More in the Previous Quarter
6 International Lounge Visits Via Priority Pass (For Both Primary and Add-on Cardholders)
12 Complimentary Lounge Access at Both Domestic and International Terminals
12 Free International Lounge Visits
Unlimited Complimentary Domestic Lounge Visits Across India
Unlimited Complimentary International Lounge Visits Across the World
Unlimited Free Domestic Airport Lounge Access
Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass
2 Domestic Lounge Visits Each Quarter on ₹60,000 Spends in the Previous Quarter
One Free Visit Each Quarter on ₹60,000 Spends in the Previous Quarter
16 complimentary lounge access at domestic airports (maximum 4 times in a quarter).
Complimentary Lounge Access at international airports – 8 times in a calendar year, maximum 2 times in a quarter
Unlimited Free Lounge Access
Unlimited Free International Lounge Access
8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)
4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)
4 Free Lounge Visits on Spends of ₹50,000 or More in a Quarter
N/A
2 Lounge Visits Each Quarter on Spends of ₹75,000 or More
N/A
HDFC Bank offers a wide range of credit cards for different categories, including travel, shopping, lifestyle, and more. Travel Credit Cards from HDFC Bank have become very popular because they offer many travel-related perks along with free lounge access. Some of the top HDFC Credit Cards that provide lounge access without requiring spend-based criteria are listed in the table below.
| Unconditional Lounge Access (No Spend Requirement) | ||
| Credit Card | Domestic Lounge Access | International Lounge Access |
| HDFC Bank Regalia Gold | 3 Visits/Quarter | 6 Visits/Year via Priority Pass |
| Marriott Bonvoy HDFC | 12 Visits/Year (Domestic + International) | Included in 12 Total Visits |
| HDFC Bank Diners Club Black | Unlimited | Unlimited |
| HDFC Bank INFINIA Metal | Unlimited | Unlimited |
| HDFC Bank Diners Club Privilege | 2 Visits/Quarter (8/Year) | 2 Visits/Quarter (8/Year) |
| Shoppers Stop Black HDFC | 4 Visits/Quarter (16/Year) | 2 Visits/Quarter (8/Year) |
| HDFC Bank BizBlack Metal | Unlimited | Unlimited |
Some HDFC Credit Cards offer complimentary lounge access only if you meet a minimum spending requirement in a given period, usually per calendar quarter. For example, if your card has a ₹50,000 quarterly spend condition, you must spend at least ₹50,000 between January and March, April and June, and so on, to unlock lounge access for that period. If you don’t meet the spend threshold, the lounge benefit for that quarter won’t be available.
However, it is worth noting that this spend-based criterion is only applicable for domestic lounges; international lounges offered by Priority Pass are free from this threshold requirement.
The table below shows some of the top HDFC credit cards that offer lounge access, with spend-based requirements applicable.
| Spend-Based Lounge Access Credit Cards | |||
| Credit Card | Spend Requirement | Domestic Lounge Access | International Lounge Access |
| Tata Neu Infinity HDFC Bank | ₹50,000/Quarter | 2 Visits/Quarter (8/year) | 4 Visits/Year (1/Quarter) |
| Tata Neu Plus HDFC Bank | ₹50,000/Quarter | 1 Visit/Quarter (4/year) | Not Available |
| PhonePe HDFC Bank Ultimo | ₹75,000/Quarter | 2 Visits/Quarter | Not Available |
HDFC Tata Neu Infinity offers numerous privileges across various fields. It provides an excellent shopping experience and travel benefits for just ₹1,499. The card features a strong reward program with a reward rate of up to 10%, which is higher than most other cards available on the market. For travel, you will receive eight domestic (with a limit of two per quarter) and four international (with a limit of one per quarter) airport lounge accesses each year.
HDFC Bank Regalia Gold Credit Card offers the most luxurious lifestyle and travel benefits. This card offers remarkable welcome benefits, including MMT Black Elite and Club Vistara Silver Tier membership, 5,000 worth of complimentary flight tickets, and 1,500 worth of vouchers from partner brands, as well as additional milestone benefits. This credit card offers the best travel benefits on the market, including 12 complimentary lounge accesses in India at International and domestic lounges each year.
The HDFC Diners Club Privilege Credit Card is similar to the Regalia Gold Credit Card in terms of fees and features. The annual fee for this card is ₹2,500, and it offers great benefits across various categories, including travel. The airport lounge access offered with this card is as follows:
– Up to 8 complimentary domestic lounge access every year.
– Up to 8 complimentary international lounge access every year.
The Diners Club Black Credit Card, offered by HDFC Bank, is the second most premium offering from the bank, following the Infinia Card. It comes with an annual fee of Rs. 10,000 and provides the cardholders with a great reward rate and several other benefits. This card offers unlimited complimentary lounge access. Click here to view the full list of available lounges with this card.
The HDFC Infinia Credit Card is the most premium card offered by the bank, and it provides cardholders with almost everything that they can expect from a premium card. The annual fee of this credit card is ₹12,500, which is relatively high but is totally worth it for those who are wise enough to maximize its benefits. Regarding the complimentary lounge benefits of this card, it offers unlimited complimentary domestic and international lounge access to both primary & add-on cardholders. The HDFC Bank has recently updated the list of lounges that can be availed for free by Infinia Credit Cardholders.
The PhonePe HDFC Bank Ultimo Credit Card is a co-branded offering designed for individuals with high utility spending and frequent online shopping needs. Priced at ₹999 + GST, this card offers decent cashback and benefits for everyday use. It also provides travel benefits, including complimentary domestic lounge access. You get up to 8 complimentary domestic lounge visits annually (2 per quarter), provided you spend ₹75,000 or more in the previous calendar quarter. The card does not include international lounge access.
A premium offering tailored for business professionals, the HDFC Bank BizBlack Metal Credit Card comes with an annual fee of ₹10,000. It combines corporate-level benefits with lifestyle privileges, including unlimited complimentary access to domestic and international airport lounges. Check the complete list of available domestic airport lounges with the Biz Black Credit Card by clicking here. You can also check the full list of available international airport lounges.
Many premium HDFC Credit Cards offer access to domestic lounges through Visa, Mastercard, RuPay, or Diners Club networks. For international lounges, HDFC partners with Priority Pass, a global lounge access program that allows cardholders to enter over 1,300 airport lounges worldwide. If your HDFC Credit Card comes with a Priority Pass membership (such as Regalia Gold), you can enjoy complimentary international lounge access each year. However, it’s important to understand how charges apply:
| City | Lounge Name | Terminal Type | Terminal No |
| Ahmedabad | The Lounge (LBF)
The Lounge |
Domestic
International |
Terminal 1
Terminal 2 |
| Bangalore | BLR Domestic Lounge
080 Domestic Lounge 080 International Lounge |
Domestic
Domestic International |
Terminal 1
Terminal 2 Terminal 2 |
| Bhopal | Primus Lounge | Domestic | Terminal 1 |
| Chennai | Travel Club Lounge A
Travel Club Lounge B Travel Club Lounge – T4 Travel Club Lounge (New Intl) |
Domestic
Domestic Domestic International |
Terminal 1
Terminal 1 Terminal 4 Terminal 2 |
| Hyderabad | Encalm Lounge
Encalm Lounge |
Domestic
International |
Terminal 1
Terminal 1 |
| Jaipur | Primus Lounge | Domestic | Terminal 1 |
| Kolkata | Travel Club Lounge
Travel Club Lounge |
Domestic
International |
Terminal 1
Terminal 2 |
| Mumbai | Travel Club Lounge
Adani East Lounge Oasis Lounge Loyalty Lounge Aviserv Lounge |
Domestic
Domestic Domestic International International |
Terminal 1C
Terminal 2 Terminal 1B Terminal 2 Terminal 2 |
| New Delhi | Encalm Lounge
Encalm Lounge Encalm Lounge Encalm Lounge |
Domestic
Domestic Domestic International |
Terminal 1D
Terminal 2 Terminal 3 Terminal 3 |
| Pune | Earth Lounge | Domestic | Terminal 1 |
Airport lounge access is one of the biggest benefits credit cards offer today. Since many people travel for hobbies or work, credit card companies keep their needs in mind and provide various travel-related perks. If you often fly, you probably know how airport lounges can make your trips easier. These lounges help you escape the noisy airport environment. Usually, they charge a membership fee and usage fees, but with the above HDFC Bank Credit Card, you can access airport lounges for free, helping you save a lot on your trips. So, if you are a frequent flyer, having one of the above HDFC Credit Cards is essential.
Though all the above cards are the best for airport lounge access, individuals may have different requirements, and the best cards for them may vary. If you are looking for an HDFC Credit Card for unlimited lounge access, then the following two cards are best:- HDFC Infinia Credit card- and HDFC Diners Club Credit. However, if you want a card with limited lounge access, then the following are some of the best options:- HDFC Regalia Gold Credit Card, Tata Infinity, and HDFC Diners Club Privilege Credit Card.
To know whether your HDFC Credit Card has lounge access or not, you can either check the official card details on HDFC Bank’s website or call HDFC Bank Credit Card customer care to confirm the same.
To access the airport lounge using your HDFC Credit Card, follow the steps below: Visit the airport and go to the reception.- Request the receptionist to provide you with airport lounge access under the complimentary lounge benefits of your credit card.- They will ask you for a few details.- Provide them with all the required details, and you will be able to access the lounge after that.
You can find the HDFC Millennia Credit Card lounge access list on HDFC Bank’s official website, and if you want to know whether a particular lounge is there on the list or not, you can confirm it by calling HDFC Bank Credit Card customer care. The list is also given above in this article.