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The Marriott Bonvoy HDFC Bank credit card is the first co-branded hotel credit card in the country. It charges a joining and annual fee of Rs. 3000 plus taxes and is packed with value-added benefits and privileges for cardholders, especially loyal Marriott customers. Marriott has over 30 hotel brands worldwide, and you get a complimentary Silver Elite status with the card that offers discounted hotel stays, free stays, dining offers, etc. As a welcome benefit, you get a Free Award Night valid for one year, and you can earn an additional 3 award nights on reaching the target spending milestones.

The credit card offers accelerated reward points up to 8 RPs on eligible spends, complimentary lounge access, complimentary golf rounds, and several insurance benefits. Read on to learn more about the co-branded Marriott Bonvoy HDFC Bank credit card and what it has to offer.

Marriott Bonvoy HDFC Bank Credit Card
(4.6/5)

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Travel |

Reward Type

Reward Points |

Welcome Benefits

1 Free Night Award valid for 1 year at hotels participating in the Marriott Bonvoy program

Movie & Dining

Accelerated 4 RPs on Dining, and Entertainment

Rewards Rate

8 Marriott Bonvoy points on eligible purchases at participating Marriott hotels, 4 reward points on travel, dining, and entertainment spends, 2 reward points on other spends

Reward Redemption

Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels

Travel

Get up to 4 Free Night Awards at Marriott Bonvoy hotels

Domestic Lounge Access

12 complimentary lounge access at both domestic and international terminals

International Lounge Access

12 complimentary international lounge access

Golf

2 complimentary golf course access and 2 golf lessons per quarter

Insurance Benefits

Air accident cover, cover for delay or loss of baggage or travel documents, credit shield, and loss liability cover

Spend-Based Waiver

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Foreign Currency Markup

3.5%

Interest Rates

3.6% per month

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 5000

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500, whichever is higher

  • 1 Free Night Award as welcome benefit valid for 1 year at participating Marriott hotels
  • Complimentary Marriott Bonvoy Silver Elite status with 10 Elite Night credits per year
  • 8 Marriott Bonvoy points on spends at participating Marriott hotels, 4 reward points on travel, entertainment, and dining spends, 2 reward points on all other spends
  • Up to 3 bonus free night awards on reaching the target spend milestone
  • 12 Complimentary domestic and international lounge access
  • 2 Complimentary golf course access and golf lessons per quarter worldwide
  • Air accident cover, credit shield, loss liability cover, and other insurance benefits

Welcome Benefits

Get a 1 Free Night Award valid for 1 year at participating Marriott Bonvoy hotels around the world, worth up to 15000 points, as a welcome benefit every time you renew the credit card. Some hotels will charge a separate resort fee from you.

To redeem your Free Night Award, you must make the booking via the Marriott website or mobile app and then apply for the e-certificate at the hotel. You can also use up to 15000 Marriott points to extend the value of your Free Night Award and access even more hotels and resorts under the Marriott Bonvoy chain.

Marriott Bonvoy Silver Elite Status

The cardholders get a complimentary Marriott Bonvoy Silver Elite status with a fast track to a Gold Elite status upgrade. You also get 10 Elite Night credits per year.

Milestone Benefits – Bonus Free Night Awards

You can earn up to 3 additional Free Night Awards on reaching the target spend milestone, in addition to the one you get as a welcome benefit. Get an additional free night award, worth up to 15000 points, when you reach the target spend threshold of Rs. 6 Lakhs, Rs. 9 Lakhs, and Rs. 15 Lakhs in the card anniversary year.

This benefit is only for the primary cardholder; add-on cardholders are not eligible to claim it. The free night award is credited within 8 to 12 weeks to your Marriott Bonvoy membership account.

Reward Points

The card offers Marriott Bonvoy points on making eligible spends with the credit card

  • You can earn 8 reward points per Rs. 150 spent on retail at participating hotels in the Marriott Bonvoy program. The reward rate is accelerated up to a monthly spend threshold of Rs. 10 Lakhs, after which you get 2 reward points per Rs. 150 spent.
  • Get 4 reward points per Rs. 150 spent on travel, dining, and entertainment. You earn accelerated RPs up to a monthly limit of Rs. 5 Lakhs after which you get 2 RPs per Rs. 150 spent.
  • Get 2 reward points per Rs. 150 spent on other eligible spend categories. You get 2 reward points up to a monthly limit of Rs. 1.5 Lakhs on grocery spending after which you do not earn any reward points.

Marriott Bonvoy points are not earned on the following spend categories –

  • Smart EMI spends
  • Fuel
  • Wallet reloads and purchase of prepaid, gift cards, and vouchers
  • Cash advances
  • Payment of credit card fees and other charges
  • Payment of outstanding balances
  • Rental spends and Govt. related spends

The reward points earned by the cardholder are credited to their account within 60 days of making the eligible transactions. Marriott Bonvoy points don’t expire as long as the cardholder makes any qualifying activity, such as card spends, hotel stays, dining, etc., within the past 24 months.

Travel Benefits

The cardholder gets 12 complimentary domestic lounges at both international and domestic terminals and 12 international lounge access per year. They can check the Diners Travel Tools application to view the list of domestic and international lounges accessible with the card.

Golf Benefits

You can enjoy 2 complimentary golf course access and 2 golf lessons at top golf courses around the world per quarter.

Insurance Benefits

You get the following insurance benefits with the Marriott Bonvoy HDFC Bank credit card –

  • Air accident cover – Rs. 10 Lakhs
  • Emergency medical expenses – Rs. 15 Lakhs
  • Loss or delay of check-in baggage – $250
  • Loss of travel documents and passport – $250
  • Delay in flight – $250
  • Loss liability cover and credit shield – Rs. 1 Lakhs

Marriott Bonvoy HDFC Bank Credit Card

Generating Marriott Bonvoy Program Membership Number

After an individual’s application for the Marriott Bonvoy HDFC Bank credit card is approved, it takes 10 days to generate his Membership Number. Once the membership number is generated, Marriott sends an official communication via email or SMS to the cardholder.

When you apply for the credit card, you’ll be asked if you already have a Marriott Bonvoy account. If you fail to provide one, then the new membership number will be delivered to you within 10 days after your credit card application is approved.

If you have an existing Marriott Bonvoy account linked to your mobile number and email, you can provide the same in the application, and the card will be linked to your existing Membership Number. The reward points earned by you will be credited to this account. If you don’t provide an existing account number, then you will be automatically enrolled to a new membership account. You have a period of 30 days to merge your old account to the new one, and the new Membership Number will then be your primary account. Here is how you can merge two Marriott Bonvoy accounts together.

Eligibility Requirements

You must pass the following eligibility requirements in order to be eligible for the Marriott Bonvoy HDFC Bank credit card –

  • Self-employed citizens of India should be aged between 21 to 65 years of age and must have an annual ITR of over Rs. 15 Lakhs per year
  • Salaried citizens of India should be aged between 21 to 60 years of age and must have a gross monthly income higher than Rs. 1 Lakhs

The application will be approved in 3 to 5 working days, and once it is, you will receive the credit card within 7 business days.

Marriott Bonvoy HDFC Bank Credit Card

How to Apply for the Credit Card

Follow these steps in order to apply for the Marriott Bonvoy HDFC Bank credit card –

  • Click on the Apply Now button at the top of the page
  • You will be redirected to the HDFC Bank portal to continue your application
  • Enter your mobile number, name, date of birth, and other necessary details
  • Authenticate your details with the OTP sent to your mobile number
  • Confirm your details and then submit the application

Bottom Line

HDFC Bank and Marriott International have teamed up to launch India’s first hotel co-branded card, the Marriott Bonvoy HDFC Bank credit card. Existing Marriott members can merge their membership with the card and receive a new membership account number with exciting privileges.

The card charges Rs. 3000 as joining fees and offers a free night award as a welcome benefit to the cardholders. You can also earn 3 additional free night awards, complimentary Silver Elite status, and 10 Elite Night Credits per year with the card. The reward rate on the card is decent offering up to 8 Marriott Points on eligible spends with the card. You can also enjoy complimentary golf rounds and 12 domestic as well as international lounge access with the card.

If you regularly travel and are loyal to the Marriott chain of hotels, then this card is ideal for you. If you have an existing Marriott account, you can merge it with the new one and enjoy all the exciting privileges offered by the card.

FAQs:

When you successfully pay the credit card joining fee, you get 1 Free Night Award as a welcome benefit. This benefit is only for the primary cardholder; add-on cardholders cannot claim it. The free award night is credited to your account within 8 to 12 weeks of payment.
Yes, the credit card offers complimentary lounge access. You get 12 complimentary domestic lounge access at both domestic and international terminals and 12 international lounge access per year.
You can earn an additional 3 free award nights on reaching target spend milestones of Rs. 6 Lakhs, Rs. 9 Lakhs, and Rs. 15 Lakhs in the card anniversary year.
You earn Marriott Bonvoy points on making eligible spends with the credit card –
  • Earn 8 Marriott Bonvoy Points on every Rs.150 spent at hotels participating in Marriott Bonvoy
  • Earn 4 Marriott Bonvoy Points on every Rs.150 spent on Travel, Dining & Entertainment
  • Earn 2 Marriott Bonvoy Points on every Rs.150 spent for all other eligible spends
If you have an existing Marriott Bonvoy account linked to your mobile number and email, you can provide the same in the application. The card will be linked to your existing Membership Number, and the reward points you earn will be credited to this account. If you don’t provide an existing account number, you will be automatically enrolled in a new membership account.
Marriott Bonvoy points don’t expire as long as the cardholder makes any qualifying activity like card spends, hotel stays, dining, etc. within the past 24 months.
Marriott Bonvoy HDFC Bank Credit Card

Marriott Bonvoy HDFC Bank Credit Card

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