By Shubham Sharma
Updated On September 18, 2021

HDFC Bank Diners Club Privilege Credit Card is a premium credit card providing a number of great rewards and benefits to cardholders. To welcome its customers on board, the card offers several complimentary memberships with its exclusive partners as a welcome benefit. With this card, you can earn 4 RPs on every Rs. 150 you spend and 2x reward points on dining on weekends. These reward points can later be redeemed against an array of categories, including flight/hotel bookings, products/vouchers, and cash credit at a very good rate. Not only this, but you can save more than 10% on your dining spends.

Talking about its travel benefits, you get complimentary access to over 1,000 lounges all over the world. You can also avail yourself of 1 BookMyShow voucher every month on achieving the milestone spend. Moreover, there are several more benefits of the card, including spend based annual fee waiver, fuel surcharge waiver, etc. Read below to know more in detail about the HDFC Bank Diners Club Privilege credit card.

HDFC Diners Club Privilege Credit Card

Best Suited For

Travel |

Joining Fee

Rs. 2,500 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Get Complimentary Membership of Zomato Pro, Amazon Prime, Times Prime Smart, Big Basket Star, MMT Black Tier membership as a welcome benefit.
  • 2x Reward Points on weekend dining and 4 Reward Points on every Rs 150 spent with your HDFC Bank Diners Club Privilege Credit card.
  • 8 Complimentary Golf games at select Golf courses in India and abroad.
  • 12 Complimentary Lounge visits both India and abroad
  • Low Foreign Markup charges of 1.99%
  • Zero Protection Liability Cover of Rs 9 lac
  • Insurance Cover worth up to Rs 1 crore in case of an Air Accident.

Rewards and Benefits

Welcome Benefits

Complimentary membership of Amazon Prime, Big Basket Star, MakeMyTrip Black Elite Tier, Zomato Pro, Times Prime Smart with HDFC Diners Club Privilege credit card

Movie & Dining

Complimentary Dineout passport membership for three months and Complimentary subscription to Zomato Pro valid for 12 months.

Rewards Rate

4 Reward Points on every Rs 150 spent, reward rate of up to 1.33%

Reward Redemption

1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.

Travel

Complimentary membership of MakeMyTrip Black Elite Tier using this card. You also get complimentary lounge access at both domestic and international destinations with HDFC Diners Club Privilege credit card.

Golf

Get 8 complimentary golf games(2 per quarter) at select golf courses annually in India and abroad.

Domestic Lounge Access

Up to 12 complimentary domestic lounge access every year

International Lounge Access

Up to 12 complimentary international lounge access every year

Insurance Benefits

Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad.

Zero Liability Protection

Protection cover of Rs 9 lac in case of any fraudulent transaction reported within a stipulated time on HDFC Diners Club Privilege credit card

Fees & Charges

Joining Fee

Rs. 2,500 (plus applicable taxes)

Renewal Fee

Rs. 2,500 (plus applicable taxes)

Spend based Waiver

Renewal fee waiver on spending over Rs. 3 lakhs in the previous year.

Rewards Redemption Fee

Rs 99 per redemption request (plus applicable taxes)

Rewards Redemption Fee

Rs 99 per redemption request (plus applicable taxes)

Foreign Currency Markup

1.99% of the conversion amount (plus applicable taxes)

Interest Rates

3.6% per month (43.2% per annum)

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions at all fuel stations subject to a maximum waiver of Rs 500 per statement cycle

Cash Advance Charge

2.5 % of the withdrawal amount subject to a minimum charge of Rs 500

Add-on Card Fee

Nil

HDFC Bank Diners Club Privilege Welcome Benefits

You get complimentary membership of Zomato Pro, Amazon Prime, Times Prime Smart, Big Basket Star, MakeMyTrip Black Elite Tier. This membership is valid for 12 months only. There are two conditions to avail of this offer by satisfying either of two conditions

  • These complimentary memberships are available on annual spending of Rs 75,000/- within the first 3 months of card issuance.
  • By paying a joining fee of Rs 2,500/- on this card

You will receive information regarding your subscription on your registered phone number or e-mail ID within 30 days of fulfilling any of the above requirements. All these subscriptions come with a coupon code valid for 12 months except Big Basket Star, which has is valid for 6 months. A new coupon code will be issued after the expiry of 6 months for Big Basket Star.

HDFC Bank Diners Club Privilege Credit Card Rewards

  • You get 4 Reward Points on every Rs. 100 you spend.
  • Fuel transactions, EasyEMI, and e-wallet reload transactions will not be eligible for reward points.
  • The reward points will be valid for 2 years from the accrual date.
  • You can earn a maximum of 2,000 reward points per transaction on insurance-related spends.

Reward Redemption

  • These reward points can be redeemed at the SmartBuy reward portal for flight bookings, hotels.
  • 1 reward point = Rs 0.5 on SmartBuy reward portal using the HDFC Bank Diners Club Privilege credit card
  • You can also redeem your reward points through net banking for Air miles, where 1 Reward Point = 0.5 Air mile
  • HDFC Bank provides an exclusive product catalog for reward redemption for HDFC Diner Club Privilege credit card where 1 reward point = Rs 0.35
  • 1 Reward Point = Re. 0.20 for redemption against cash.
  • Maximum limit capped for hotel and flight bookings using reward points in 70% of the booking value.

Milestone Benefits

  • The aforementioned complimentary membership subscriptions can also be availed at the time of the card anniversary ( after the expiry of 12 months from the date of card issuance) on an annual spend of Rs 5 lacs using the HDFC Diners Club Privilege credit card.
  • On spending Rs 40,000 in a calendar month, you can select any one monthly benefit from the following choices
  1. 1-month subscription of Ola Select
  2. 1-month subscription to Cure Fit Live
  3. BookMyShow vouchers worth Rs. 500
  4. TataCLiQ vouchers worth Rs. 500

You will receive information regarding your subscription by SMS or mail on your registered phone number or e-mail ID in the following month.

Dining Benefits

  • You get complimentary Dineout Passport membership for 3 months and 10% off additionally.
  • You get 2X reward points on every Rs 150 spent on dining on a weekend. This offer is valid on standalone restaurants with a minimum transaction of Rs 150. The maximum limit capped for this benefit is 500 RP per day. Offer valid on Saturdays and Sundays of the offer period.

Airport Lounge Access

You get 12 complimentary lounge visits at 1000+ lounges in a calendar year with the HDFC Bank Diners Club Privilege credit card. Offer valid at both domestic and international airports. The lounge access can be availed by both primary cardholders as well as add-on cardholders.

Golf Privileges

You get 8 complimentary rounds of golf every year with a maximum cap of 2 golf rounds per quarter.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 1 crore
Medical emergency cover Rs. 25 lakhs
Delayed baggage Rs. 50,000
Credit liability Rs. 9 lakhs

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off for all fuel transactions worth Rs. 400 and more. The maximum fuel surcharge waiver is capped at Rs. 500 per calendar month.

Spend Based Renewal fee Waiver

  • The renewal fee of Rs. 2,500 is waived off if you spend Rs. 3 lakhs or more in the previous anniversary year.
  • Condition to make your HDFC Bank Diners Club Privilege Credit Card lifetime free: Activate one of SmartPay or One Assist or General Insurance or Balance Transfer on your card within the first 90 days of card activation and renew every year (any one product and one bill through SmartPay or two products/two bills via SmartPay).

Low Foreign Markup Fee

With HDFC Diners Club Privilege credit card, you pay a low foreign markup fee compared to other credit cards. Other banks charge you a foreign markup fee of around 3.5% but you are charged a markup fee of around 1.99% on the conversion amount.

Eligibility Criteria

Salaried Employees Self-Employed Individuals
Age 21 Years to 70 Years 21 Years - 65 Years
Income Minimum Rs. 8,40,000 per annum Minimum Rs. 8,40,000 per annum (as per ITR)

Conclusion

With an array of benefits across almost all the categories, the HDFC Bank Diners Club privilege Credit Card becomes a great choice for individuals who are looking for a card with a decent annual fee and exclusive reward offers and benefits. The card provides you with an opportunity to make it a lifetime free card to use just by activating one of the facilities as mentioned above. Moreover, other than the domestic & international lounge access it provides, the low foreign currency markup fee of the card makes it even more suitable for you to choose it in order to save a lot on your international transactions. What do you think about this HDFC Bank Diners Club Privilege credit card? Do let us know in the comments.

FAQs:

The reward points accumulated are valid for 2 years for redemption.

Reward points accrued on insurance subject to a maximum limit of 2000 reward points per transaction.

No reward points are issued on e-wallet loading transactions.

No, you can not earn reward points on fuel transactions using your HDFC Bank Diners Club Privilege credit card

1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings

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