HDFC Bank Diners Club Privilege Credit Card

HDFC Bank Diners Club Privilege Credit Card Features and Benefits

The Diners Club Privileges Credit Card has a lot of benefits across different categories, including shopping, rewards, travel, nd many more. All its features in detail are given below:

Welcome Benefits

You get complimentary membership of Swiggy One (3 Months), Amazon Prime, Times Prime Smart, MakeMyTrip Black Elite Tier. This membership is valid for 12 months only. There are two conditions to avail of this offer by satisfying either of two conditions

• These complimentary memberships are available on annual spending of Rs 75,000/- within the first 3 months of card issuance.
• By paying a joining fee of Rs 2,500/- on this card

You will receive information regarding your subscription on your registered phone number or e-mail ID within 30 days of fulfilling any of the above requirements. All these subscriptions come with a coupon code valid for 12 months except Big Basket Star, which has is valid for 6 months. A new coupon code will be issued after the expiry of 6 months for Big Basket Star.

HDFC Bank Diners Club Privilege Credit Card Rewards

• You get 4 Reward Points on every Rs. 150 you spend.
• Fuel transactions, EasyEMI, and e-wallet reload transactions will not be eligible for reward points.
• The reward points will be valid for 2 years from the accrual date.
• You can earn a maximum of 2,000 reward points per transaction on insurance-related spends.

Reward Redemption

• These reward points can be redeemed at the SmartBuy reward portal for flight bookings, hotels.
• 1 reward point = Rs 0.5 on SmartBuy reward portal using the HDFC Bank Diners Club Privilege credit card
• You can also redeem your reward points through net banking for Air miles, where 1 Reward Point = 0.5 Air mile
• HDFC Bank provides an exclusive product catalog for reward redemption for HDFC Diner Club Privilege credit card where 1 reward point = Rs 0.35
• 1 Reward Point = Re. 0.20 for redemption against cash.
• Maximum limit capped for hotel and flight bookings using reward points in 70% of the booking value.

Milestone Benefits

• The aforementioned complimentary membership subscriptions can also be availed at the time of the card anniversary ( after the expiry of 12 months from the date of card issuance) on an annual spend of Rs 5 lacs using the HDFC Diners Club Privilege credit card.
• On spending Rs 40,000 in a calendar month, you can select any one monthly benefit from the following choices

1. 1-month subscription of Ola Select
2. 1-month subscription to Cure Fit Live
3. BookMyShow vouchers worth Rs. 500
4. TataCLiQ vouchers worth Rs. 500

You will receive information regarding your subscription by SMS or mail on your registered phone number or e-mail ID in the following month.

Dining Benefits

• Complimentary Swiggy One membership for 3 months
• You get 2X reward points on every Rs 150 spent on dining on a weekend. This offer is valid on standalone restaurants with a minimum transaction of Rs 150. The maximum limit capped for this benefit is 500 RP per day. Offer valid on Saturdays and Sundays of the offer period.

Airport Lounge Access

You get 12 complimentary lounge visits at 1000+ lounges in a calendar year with the HDFC Bank Diners Club Privilege credit card. Offer valid at both domestic and international airports. The lounge access can be availed by both primary cardholders as well as add-on cardholders.

Golf Privileges

You get 8 complimentary rounds of golf every year with a maximum cap of 2 golf rounds per quarter.

Insurance Benefits

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off for all fuel transactions worth Rs. 400 and more. The maximum fuel surcharge waiver is capped at Rs. 500 per calendar month.

Spend Based Renewal fee Waiver

• The renewal fee of Rs. 2,500 is waived off if you spend Rs. 3 lakhs or more in the previous anniversary year.
• Condition to make your HDFC Bank Diners Club Privilege Credit Card lifetime free: Activate one of SmartPay or One Assist or General Insurance or Balance Transfer on your card within the first 90 days of card activation and renew every year (any one product and one bill through SmartPay or two products/two bills via SmartPay).

Low Foreign Markup Fee

With HDFC Diners Club Privilege credit card, you pay a low foreign markup fee compared to other credit cards. Other banks charge you a foreign markup fee of around 3.5% but you are charged a markup fee of around 1.99% on the conversion amount.

Eligibility Criteria

Should You Get This Credit Card?

You should get this credit card if you want to get an affordable credit card with decent benefits across multiple categories, including travel, dining, lifestyle, etc. Moreover, the card has a lower forex markup fee, so it is also suitable for those who often make foreign transactions using their credit card. Moreover, you can also make your card lifetime free by activating any of the above-mentioned facilities on your card. So, you should undoubtedly go for this card if you want to get maximum benefits with minimum charges.

Process of Application For The HDFC Bank Diners Club Privilege Credit Card

You can apply for the HDFC Diners Club privilege card online as well as offline at your convenience. To apply offline, you can simply visit the HDFC Bank branch nearest to you and fill in the offline application form for this credit card. Make sure to carry all the necessary documents, including Identity Proof, address proof, income proof, etc, To apply online, you can proceed as follows:

• Visit HDFC bank’s official website.
• Under the section ‘Borrow,’ click on ‘Cards’ and then on ‘Credit Cards.’
• Scroll down and under the ‘Lifestyle’ category, click on HDFC Diners Club Privilege Credit Card.
• Click on apply now.
• Proceed further by filling in the digital application form.

Conclusion

With an array of benefits across almost all the categories, the HDFC Bank Diners Club privilege Credit Card becomes a great choice for individuals who are looking for a card with a decent annual fee and exclusive reward offers and benefits. The card provides you with an opportunity to make it a lifetime free card to use just by activating one of the facilities as mentioned above.

Moreover, other than the domestic & international lounge access it provides, the low foreign currency markup fee of the card makes it even more suitable for you to choose it in order to save a lot on your international transactions. What do you think about this HDFC Bank Diners Club Privilege credit card? Do let us know in the comments.