HDFC Bank Diners Club Privilege Credit Card

HDFC Bank Diners Club Privilege Credit Card is a sub-premium credit card that provides a number of great rewards and benefits to cardholders. To welcome its customers on board, the card offers complimentary memberships to Times Prime and Swiggy One on spending ₹75,000 within 90 days of getting the card.

With this card, you can earn 4 RPs for every ₹200 you spend and up to 10x reward points on SmartBuy spends. Also, you can earn accelerated 5x RPs on Swiggy, Zomato spends, and BOGO offers on BookMyShow tickets for weekend shows. These reward points can later be redeemed against an array of categories, including flight/hotel bookings, products/vouchers, and cash credit at a very good rate.

When it comes to travel benefits, cardholders get access to both international and domestic airport lounges worldwide. In addition, the card offers several other benefits, such as a spend-based annual fee waiver and insurance coverage. Read on to learn more about the HDFC Bank Diners Club Privilege Credit Card.

Product Details

• Get a Complimentary Membership of Swiggy One and Times Prime as a welcome benefit.
• 4 Reward Points on every ₹200 spent, and up to 10x Reward Points on Smartbuy spends, with your HDFC Bank Diners Club Privilege Credit card.
• Accelerated 5x RPs on your Swiggy and Zomato spends.
• Complimentary airport lounge visits both in India and abroad
• Insurance Cover worth up to ₹1 crore in case of an Air Accident.

Diners Club Privilege Credit Card Reward Points Earning

• You get 4 reward points per ₹200 spent on retail.
• Up to 10x reward points on spends made through the SmartBuy portal.
• Get 5x (20) reward points per ₹200 spent on Swiggy and Zomato, where the bonus RPs are capped at 2500 per month.
• You can earn up to 2,000 Reward Points per day on insurance, telecom, and utility spending.

A maximum of 50,000 Reward Points can be earned with the Diners Club Privilege Credit Card in a statement cycle. 

Redemption of Reward Points

• These reward points can be redeemed at the SmartBuy reward portal for flight bookings and hotels.
• 1 Reward Point = ₹0.5 on the SmartBuy Reward Portal using the HDFC Bank Diners Club Privilege credit card
• You can also redeem your reward points through net banking for Air miles, where 1 Reward Point = 0.5 Air miles
• HDFC Bank provides an exclusive product catalog for reward redemption for the HDFC Diner Club Privilege credit card, where 1 Reward Point = ₹0.35
• 1 Reward Point = ₹0.20 for redemption against cash.
• The maximum limit for hotel and flight bookings using reward points is 70% of the booking value.

Diners Club Privilege Features and Benefits

The Diners Club Privileges Credit Card offers many benefits across categories such as shopping, rewards, travel, and more. All its features in detail are given below:

Welcome Benefits

Get a complimentary annual membership of Swiggy One and Times Prime on spending ₹75,000 or above within 90 days of card issuance. The benefits are unlocked within 48 hours of achieving the target spend.

Milestone Benefits

• To achieve retail spending of ₹1,50,000 or more per calendar quarter, cardholders can choose a ₹1500 voucher from any one of Marriott, O2 Spa, Lakme Salon, Barbeque Nation, or Decathlon.
• The benefit is unlocked within 48 hours of achieving the target spend amount, and the cardholder can download the voucher.

‘Buy One Get Free’ on BookMyShow

Buy one, get one offers on movie and non-movie ticket bookings up to ₹250. Each cardholder can avail of this discount twice each month. The offer is valid on Fridays, Saturdays, and Sundays, regardless of the booking day.

Dining Benefits

• Get 5x (20) reward points per ₹200 spent on Swiggy and Zomato.
• There is a cap of 2500 reward points per month for the accelerated 4x reward rate, while there is no cap on the normal rate of 4 reward points per ₹200 spent on Swiggy and Zomato.
• You have to make a minimum transaction of ₹200 to be eligible for the reward points.

Airport Lounge Access

With the Diners Club Privilege Credit Card, cardholders can get two domestic and one international airport lounge visit each quarter. To be eligible, you must spend ₹60,000 or more in the previous quarter.

You can access lounge visits for July – September 2026 based on the spends made during April – June 2026.

Insurance Benefits

Check the complete details regarding insurance cover here.

Spend-Based Renewal Fee Waiver

The renewal fee of ₹1,000 + GST is waived if you spend ₹3 lakhs or more in the previous anniversary year.

Who Should Apply for the Diners Club Privilege Credit Card?

For those who prefer a premium lifestyle, the HDFC Bank Diners Club Privilege is a nice credit card option. Whether you prefer dining, lifestyle, travel, or other benefits, the card offers it all. As a welcome benefit, you get a 1-year membership to Times Prime and Swiggy One and earn accelerated 5x RPs on Zomato and Swiggy spends.

Moreover, you get a bonus of 10x reward points on spending made via SmartBuy. The card comes at a joining/annual fee of ₹1,000 + GST, and it is certainly worth consideration.

HDFC Diners Club Privilege Credit Card Review

With benefits across many categories, the HDFC Bank Diners Club Privilege Credit Card is a good choice for those looking for a card with a reasonable annual fee and useful rewards.

Although the card has seen some recent changes, it still offers a solid reward rate along with added lifestyle benefits.

What do you think about our HDFC Bank Diners Club Privilege Credit Card review? Do let us know in the comments section.