Shoppers Stop Black HDFC Bank Credit Card

With something exclusively designed for the shopping freaks at Shoppers Stop, Shoppers Stop Black HDFC Bank Credit Card comes with exciting benefits and rewards that will help you to stay stylish the whole year. It is specially designed to complement people who are crazy about shopping and love to remain stylish and updated in terms of fashion.

The cardholders get high 7% Reward Points/₹150 spent at Shoppers Stop and numerous First Citizen Points when shopping at the Shoppers Stop brand and other brands as well. Along with this, you also get a free First Citizen BLACK membership. The card has been launched with such great features, keeping in mind the spending capacity of the customers and increased footfall at the Shoppers Stop stores. The joining fee and renewal fee of this card is ₹4,500.

This card comes with multiple features and benefits, enabling the customers to enjoy a great shopping experience. It is a more premium co-branded Shoppers Stop credit card, the other being the Shoppers Stop HDFC Bank Credit Card version.

Product Details

• Complimentary First Citizen BLACK membership.
• Get 7% Reward Points on every SS spends. Maximum cap at 2,000 Reward Points per month
• 2% Reward Points on Non-SS spends. Maximum cap at 2,000 Reward Points per month
• Complimentary access to the domestic lounge and international lounge.

Reward Benefits

Shoppers Stop Black HDFC Credit Cardholders are eligible for a premium Shoppers Stop Black membership, which allows them to earn First Citizen Points (20 First Citizen Reward Points for every purchase of ₹200) in addition to the HDFC Reward Points earned with the credit card.

• Get 7% Reward Points/₹150 on every online and offline Shoppers Stop spends. Maximum cap at 2,000 Reward Points per month.
• 2% Reward Points/₹150 on Non-Shoppers Stop spends. Maximum cap at 2,000 Reward Points per month.
• Reward Points earned with this credit card shall be valid for a period of two years from the date of accumulation.

Exclusions

No Reward Points shall be awarded for the following.

• Wallet
• Rent
• Government Related Transactions
• Fuel
• Supermarkets
• Tax Payments
• EMI Transactions
• Vending Machine – Miscellaneous Foods
• Package Stores, Beer, Wine, and Liquor
• Bakeries
• Cash Advance
• Insurance

Reward Redemption

HDFC Bank Reward Points redemption value will be ₹1 when availed against the Shoppers Stop voucher; All non-Shoppers Stop voucher redemptions will be as per HDFC Bank’s current redemption catalog.

Shoppers Stop Black HDFC Credit Card – Features

It is very evident from the name of the card that it is designed for that group of people in society who would freely spend on shopping through the Shoppers Stop brand and its other private label brands. Shoppers Stop Black HDFC Credit Card comes with multiple features and benefits related to shopping, lounge benefits, welcome gifts, etc. Following is the list that explains the features and benefits the card carries: –

Welcome Benefit

You get a Shoppers Stop voucher worth ₹4,500 as a welcome gift, which will be redeemable on shopping at Shoppers Stop.

Milestone Benefits

Earn ₹1,500 per month for a single purchase of ₹50,000 or more on Shoppers Stop over the weekend (capped to once a month and a maximum of once a month and 5 times a year). Friday, Saturday, and Sunday can be considered as the weekend.

Travel Benefits

Following are the travel benefits that the Shoppers Stop Black HDFC Credit Card has:

• 16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter).
• 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter).

Insurance Benefits

• In case of emergency, you get emergency hospitalization coverage of up to ₹50 Lakhs.
• Accidental air death cover amounting to ₹3 Crores.
• You shall also receive credit liability cover of ₹9 lakhs.

Shoppers Stop Black HDFC Credit Card: Fees and Charges

• The fees and charges for the Shoppers Stop Black HDFC Credit Card are ₹4,500 + the applicable taxes.
• The renewal membership fee is also ₹4,500 + the applicable taxes.
• The interest rate on The Shoppers Stop Black HDFC Credit card is 3.75% per month (45% annually).
• The foreign currency mark-up charges for this card are 3.5%.
• The Shoppers Stop Black HDFC Credit Card cash advance fee is 2.5%, subject to a minimum of ₹500.

Eligibility Criteria for Shoppers Stop Black HDFC Credit Card

The eligibility criteria to be the owner of the Shoppers Stop Black HDFC Credit Card are as follows:

• In the case of a salaried individual, the minimum age of the applicant should be 21 years, the maximum age of the applicant should be 60 years, and his net monthly income should be more than ₹70,000.
• In the case of a self-employed individual, the minimum age of the applicant should be 21 years, and the maximum age of the applicant should be 65 years, and he should be submitting an ITR (Income Tax Return) of more than ₹8.4 Lakhs.

Documents Required for Shoppers Stop Black HDFC Credit Card

The following is the list of documents that are required to apply for a Shoppers Stop Black HDFC Credit Card:

• Identity Proof – PAN Card, Aadhaar Card, Voter ID Card, Driving License
• Address Proof – Aadhaar Card, Voter ID Card, Driving License, Passport, and Utility Bills in the name of the person who wants to apply for a Shoppers Stop Black HDFC Credit Card
• Income Proof – Salary slips from the previous three months (in case of salaried Indian nationals) or bank statements for the last six months. ITR (Income Tax Return) in case of a self-employed Indian national.

How to Apply for Shoppers Stop Black HDFC Credit Card?

The application for Shoppers Stop Black HDFC Credit Card issuance can be submitted online or offline.

• If you wish to apply for it online, click on the Apply Now button on your screen. You will be taken to the HDFC Bank’s Credit Card page, fill in your details, submit the documents they ask for, and you are done. The request will be then forwarded to the bank officials for processing.
• If you wish to apply for it offline, walk into your nearest branch, fill in the application form, and submit all the required documents, such as ID proof, Address Proof, and Income Proof.

Shoppers Stop Black HDFC Credit Card Review

The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a highly rewarding shopping experience. The reward points will get credited to the customer’s accounts, which can then be redeemed during their next shopping sessions.

Also, the card is enabled for contactless and secure payments, making the customer’s shopping experience through the retail outlets smooth and easy. Hence, shopping enthusiasts can surely opt for this card and enjoy remarkable First Citizen Points benefits and other features.