By Gunjan Bharara
Updated On April 12, 2022

With something exclusively designed for the shopping freaks at Shoppers Stop, Shoppers Stop Black HDFC Bank Credit Card come with exciting benefits and rewards that will help you to stay stylish the whole year. It is specially designed to complement the people who are crazy for shopping and love to remain stylish and updated in terms of fashion.

The cardholders get numerous First Citizen Points on shopping at Shoppers Stop brand and other brands as well. Along with this, you also get free First Citizen BLACK membership. The card has been launched with such great features keeping in mind the spending capacity of the customers and increased footfall at the Shoppers Stop stores. The joining fee and renewal fee of this card is Rs. 5,000.

This card comes with multiple features and benefits which will enable the customers to enjoy a great shopping experience.

Best Suited For

Shopping |

Joining Fee

Rs. 5,000 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Complimentary First Citizen BLACK membership.
  • 20 First Citizen Points can be earned on every Rs. 150 spent on Shoppers Stop Private label brands (capping of 2,000 First Citizen Points per month)
  • 15 First Citizen Points can be earned on every Rs. 150 spent on all other Shoppers Stop brands (capping of 2,000 First Citizen Points per month)
  • 5 First Citizen Points can be earned on every Rs. 150 spent all retail transactions except fuel and wallet.
  • Get Shoppers Stop vouchers worth Rs. 1,500 which will be redeemable when you shop for a minimum of Rs. 5,000 from Private Label brands as a welcome gift.
  • Complimentary access to domestic lounge and international lounge.
  • Fuel surcharge waiver of 1%, maximum up-to Rs. 500 per statement cycle, at all the petrol pumps across India.

Rewards and Benefits

Welcome Benefits

Get complimentary Shoppers Stop voucher worth Rs. 1,500 which will be redeemable on a minimum shopping of Rs. 5,000 on Private Label brands as a welcome gift.

Movie & Dining

NA

Rewards Rate

Earn 20 First Citizen Points on every Rs. 150 spent on Shoppers Stop Private Label brands (maximum 2,000 First Citizen Points per month), 15 First Citizen Points on every Rs. 150 spent on all other Shoppers Stop brands (maximum 2,000 First Citizen Points per month), 5 First Citizen Points on every Rs. 150 spent on all retail transactions except fuel and wallet.

Reward Redemption

The points can be redeemed against the purchases made at the Shoppers Stop Outlet or through their official website.

Travel

You get to enjoy complimentary access to domestic and international lounges.

Golf

NA

Domestic Lounge Access

Complimentary Lounge Access at domestic airports – 16 times in a calendar year, maximum 4 times in a quarter

International Lounge Access

Complimentary Lounge Access at international airports – 8 times in a calendar year, maximum 2 times in a quarter

Insurance Benefits

Get Accidental air death cover worth Rs. 3 crores, Emergency overseas hospitalization for a maximum of Rs. 50 Lakhs.

Zero Liability Protection

For any fraudulent transaction post the loss of the card, the cardholder will not be liable if the loss of card is reported to the 24-hour call centre immediately.

Fees & Charges

Joining Fee

Rs. 5,000 (plus applicable taxes)

Renewal Fee

Rs. 5,000 + applicable taxes

Spend based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% annually)

Fuel Surcharge

Fuel surcharge waiver of 1%, maximum up-to Rs. 500 per statement cycle, at all the petrol pumps across India

Cash Advance Charge

2.5% of amount withdrawn or Rs. 500 whichever is higher

Add-on Card Fee

Nil

Shoppers Stop Black HDFC Bank Credit Card – Features and Benefits

It is very evident from the name of the card that it is designed for that group of people in the society who would freely spend on shopping through Shoppers Stop brand and its other private label brands. Shoppers Stop Black HDFC Credit Card comes with multiple features and benefits related to shopping, lounge benefits, welcome gift etc. Following is the list that explains the features and benefits the card carries: –

Welcome Benefit

  • You get a Shoppers Stop voucher worth Rs. 1,500 as a welcome gift which will be redeemable on shopping of minimum Rs. 5,000 on all Private Label Brands.

Reward Benefits

  • Enjoy complimentary First Citizen BLACK Membership
  • On spending of every Rs. 150 at Shoppers Stop Private label brands, get rewarded with 20 First Citizen Points (upto 2,000 First Citizen Points per month)
  • On spending of every Rs. 150 at all other Shoppers Stop brands, get rewarded with 15 First Citizen Points (upto 2,000 First Citizen Points per month)
  • On spending of every Rs. 150 on all retail transactions excluding fuel and wallet, get rewarded with 5 First Citizen Points

Reward Redemption

The points can be redeemed while shopping at the Shoppers Stop outlet or through online platform.

Travel Benefits

Following are the travel benefits that the Shoppers Stop Black HDFC Credit Card has:

  • 16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter)
  • 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter)

Insurance Benefits

  • Emergency Overseas Hospitalization: In case of emergency, you get emergency hospitalization cover of up to Rs. 50 Lakhs
  • Accidental Air Death Cover: Accidental air death cover amounting to Rs. 3 Crores

Shoppers Stop Black HDFC Credit Card: Fees and Charges

  • The fees and charges for the Shoppers Stop Black HDFC Credit Card are Rs. 5,000 + the applicable taxes.
  • The renewal membership fee is also Rs. 5,000 + the applicable taxes.
  • The interest rate on The Shoppers Stop Black HDFC Credit card is 3.6% per month (43.2% annually).
  • The foreign currency mark-up charges for this card are 3.5%.
  • The cash advance fee on Shoppers Stop Black HDFC Credit Card is 2.5%, subject to a minimum of Rs. 500.

Eligibility Criteria for Shoppers Stop Black HDFC Credit Card

The eligibility criteria to be the owner of the Shoppers Stop Black HDFC Credit Card are as below:

  • In the case of a salaried individual, the minimum age of the applicant should be 21 years and the maximum age of the applicant should be 60 years and his net monthly income should be more than Rs. 2 Lakhs.
  • In the case of a self-employed individual, the minimum age of the applicant should be 21 years and the maximum age of the applicant should be 65 years and he should be submitting an ITR (Income Tax Return) of more than Rs. 8 Lakhs.

Documents Required for Shoppers Stop Black HDFC Credit Card

The following is the list documents that are required to apply for Shoppers Stop Black HDFC Credit Card:

  • Identity Proof – PAN Card, Aadhar Card (Form 16 in case one doesn’t have a PAN Card), Voter ID Card, Driving License
  • Address Proof – Aadhar Card, Voter ID Card, Driving License, Passport, Utility Bills in the name of the person who wants to apply for Shoppers Stop Black HDFC Credit Card
  • Income Proof – Salary slips of the previous three months (in case of salaried Indian national) or Bank Statement for the previous six months. ITR (Income Tax Return) in case of self-employed Indian national.

How to apply for Shoppers Stop Black HDFC Credit Card

The application for issuance of Shoppers Stop Black HDFC Credit Card can be submitted either online or offline.

  • If you wish to apply for it online, you will have to visit HDFC Bank’s Credit Card page, select Shoppers Stop Black HDFC Credit Card, submit the documents that they ask for and you are done. The request will be then forwarded to the bank officials for processing.
  • If you wish to apply for it offline, walk into your nearest branch, fill in the application form, and submit all the required documents such as Id Proof, Address Proof, and Income Proof. The request will then be forwarded to the credit card department for processing.

Conclusion

The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a high rewarding shopping experience. The reward points will get credited into the customers’ accounts which can then be redeemed during their next shopping sessions.

Also, the card is enabled for contactless and secure payments which will make the customer’s shopping experience through the retail outlets smooth and easy. Hence, the shopping freaks can surely opt for this card and enjoy remarkable first citizen points benefit and other features.

FAQs:

You are charged an annual fee of Rs. 5,000 plus applicable taxes.

The points can be redeemed against the purchases made at Shoppers Stop outlet or its registered online store.

Any individual above the age of 21 years can apply for this card. The bank officials with then check your eligibility and issue you the card if they are satisfied with the documents.

You will have to pay the renewal fee of Rs. 5,000 + applicable taxes

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