Shoppers Stop Black HDFC Bank Credit Card

Shoppers Stop Black HDFC Bank Credit Card – Features and Benefits

It is very evident from the name of the card that it is designed for that group of people in the society who would freely spend on shopping through Shoppers Stop brand and its other private label brands. Shoppers Stop Black HDFC Credit Card comes with multiple features and benefits related to shopping, lounge benefits, welcome gift etc. Following is the list that explains the features and benefits the card carries: –

Welcome Benefit

• You get a Shoppers Stop voucher worth Rs. 1,500 as a welcome gift which will be redeemable on shopping of minimum Rs. 5,000 on all Private Label Brands.

Reward Benefits

• Enjoy complimentary First Citizen BLACK Membership
• On spending of every Rs. 150 at Shoppers Stop Private label brands, get rewarded with 20 First Citizen Points (upto 2,000 First Citizen Points per month)
• On spending of every Rs. 150 at all other Shoppers Stop brands, get rewarded with 15 First Citizen Points (upto 2,000 First Citizen Points per month)
• On spending of every Rs. 150 on all retail transactions excluding fuel and wallet, get rewarded with 5 First Citizen Points

Reward Redemption

The points can be redeemed while shopping at the Shoppers Stop outlet or through online platform.

Travel Benefits

Following are the travel benefits that the Shoppers Stop Black HDFC Credit Card has:

• 16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter)
• 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter)

Insurance Benefits

• In case of emergency, you get emergency hospitalization coverage of up to Rs. 50 Lakhs.
• Accidental air death cover amounting to Rs. 3 Crores.
• You shall also receive credit liability cover of Rs. 9 lakhs.

Shoppers Stop Black HDFC Credit Card: Fees and Charges

• The fees and charges for the Shoppers Stop Black HDFC Credit Card are Rs. 4,500 + the applicable taxes.
• The renewal membership fee is also Rs. 4,500 + the applicable taxes.
• The interest rate on The Shoppers Stop Black HDFC Credit card is 3.6% per month (43.2% annually).
• The foreign currency mark-up charges for this card are 3.5%.
• The Shoppers Stop Black HDFC Credit Card cash advance fee is 2.5%, subject to a minimum of Rs. 500.

Eligibility Criteria for Shoppers Stop Black HDFC Credit Card

The eligibility criteria to be the owner of the Shoppers Stop Black HDFC Credit Card are as follows:

• In the case of a salaried individual, the minimum age of the applicant should be 21 years, and the maximum age of the applicant should be 60 years, and his net monthly income should be more than Rs. 2 Lakhs.
• In the case of a self-employed individual, the minimum age of the applicant should be 21 years, and the maximum age of the applicant should be 65 years, and he should be submitting an ITR (Income Tax Return) of more than Rs. 8 Lakhs.

Documents Required for Shoppers Stop Black HDFC Credit Card

The following is the list documents that are required to apply for Shoppers Stop Black HDFC Credit Card:

• Identity Proof – PAN Card, Aadhar Card, Voter ID Card, Driving License
• Address Proof – Aadhar Card, Voter ID Card, Driving License, Passport, and Utility Bills in the name of the person who wants to apply for a Shoppers Stop Black HDFC Credit Card
• Income Proof – Salary slips of the previous three months (in case of salaried Indian national) or Bank Statement for the previous six months. ITR (Income Tax Return) in case of a self-employed Indian national.

How to Apply for Shoppers Stop Black HDFC Credit Card

The application for Shoppers Stop Black HDFC Credit Card issuance can be submitted online or offline.

• If you wish to apply for it online, click here. You will be taken to the HDFC Bank’s Credit Card page, select Shoppers Stop Black HDFC Credit Card, submit the documents they ask for, and you are done. The request will be then forwarded to the bank officials for processing.
• If you wish to apply for it offline, walk into your nearest branch, fill in the application form, and submit all the required documents, such as ID proof, Address Proof, and Income Proof. 

Shoppers Stop Black HDFC Credit Card Review

The Shoppers Stop Black HDFC Credit Card is one of the great HDFC cards for the elite section of society who would love to shop either at the Shoppers Stop outlet or their registered store online. With the introduction of this card, the customers will be able to enjoy a highly rewarding shopping experience. The reward points will get credited into the customers’ accounts which can then be redeemed during their next shopping sessions.

Also, the card is enabled for contactless and secure payments, making the customer’s shopping experience through the retail outlets smooth and easy. Hence, shopping enthusiasts can surely opt for this card and enjoy remarkable First Citizen Points benefits and other features.