Transact and Win Offers With Visa Credit Cards – Vouchers, Free Stays, and More

In today’s ever-changing and evolving credit card landscape, choosing the right card network is more important than ever. While Visa and Mastercard have long dominated the space, RuPay has emerged as a strong contender, offering increasingly attractive rewards along with the unique advantage of being UPI-linked for seamless digital payments. However, the current Visa Transact and Win campaign clearly shows why opting for a Visa variant still offers some of the most premium benefits available.

Whether we talk about the free Times Prime membership with Visa Signature or the ITC offer with Visa Infinite, there is alot to gain by getting a Visa variant credit card.

Offer Validity – May 1, 2025, to October 31, 2025

Visa is rewarding both new and existing users with exciting benefits under its latest promotional offer. Here are the key highlights:

For New Visa Credit Card Users

All new Visa credit cardholders who have not completed at least one eligible transaction using their Visa card shall be eligible for this offer. They can activate their card by making a single transaction of ₹300 or more and enjoy:

• A Paytm bill payment & recharge voucher (value based on card type):
  • Platinum: ₹250
  • Signature: ₹500
  • Infinite: ₹750

This can be used in the Paytm app for bill payments across utility categories, including electricity, mobile prepaid, mobile postpaid, and DTH. A minimum transaction of the voucher amount is required.

• A ₹5,000 villa stay voucher from Elivaas or Alaya Stays.

For Dormant Visa Cardholders

Haven’t used your Visa card recently? Make a transaction of ₹300 or more and get:

• A ₹100 Paytm recharge voucher.
• A ₹5,000 villa stay voucher from Elivaas or Alaya Stays.

This offer is valid for all Visa cardholders who completed at least one transaction between April 2024 and September 2024, but did not make any transactions between October 2024 and March 2025.

The best part about the Elivaas/Alaya Stay voucher is that there is no minimum transaction amount required. This offer can be combined with the platform discount, and there is no minimum number of nights required.

The following offers are available to all Visa Credit Cardholders. 

Tap to Pay Rewards

Use the tap-to-pay feature on your Visa card for a transaction of ₹300 or more and receive:

• A ₹100 Paytm recharge voucher.

All Visa credit and debit cardholders who have not made any transactions between October 2024 and March 2025, or who are new Visa cardholders.

PVR Voucher for Foreign Currency Spends

Spend an amount equivalent to USD 1000 or ₹85,000 using a Visa Debit, Credit, or Forex prepaid card (like HDFC Bank Regalia ForexPlus Card) in any foreign currency and unlock a PVR voucher worth ₹1,000. This campaign is valid from 1st June 2025 to 31st August 2025. Check the complete offer terms here.

Visa domestic prepaid cards, business/commercial cards, and corporate cards are not eligible for this campaign.

Exclusive Villa Stay for Top Spenders

To qualify for the “Transact and Win” campaign, the top 10 cardholders who complete the highest number of eligible transactions on their Visa card must meet specific criteria: a cumulative spending of ₹50,000 or more, at least 50 transactions, and purchases made at a minimum of 2 different merchants, each with distinct merchant category codes during the campaign period.

• The winners will receive a voucher for a 2-night stay at either an Elivaas or Alaya Stays luxury villa.

Check Complete Offer Terms

How to Claim Your Free Vouchers?

1. Click here to log in

2. Verify your Visa card and mobile number

3. Claim your voucher and redeem it on partner merchant apps or websites

Bottom Line

This Transact and Win offer by Visa can be seen as a side quest for all Visa cardholders. Those who regularly use their Visa credit card can aim for the highest rewards, including a free luxury two-day stay. Even cardholders with inactive Visa credit cards will be encouraged to use their cards.

From Adani One Signature to Axis Privilege, there are many Visa credit cards that are eligible for the offers mentioned above. Participate now and earn rewards in addition to your regular benefits!

FAQs

Who can participate in the Visa Transact and Win offer?
All valid and active Visa Credit Cardholders are eligible to participate in the Transact and Win offer.

I have more than one Visa Credit Card. Can I participate with multiple credit cards?
Yes, eligible cardholders can participate with multiple Visa Credit Cards separately. Each type of voucher can only be earned once per Visa card during the campaign period.

How can I use my Paytm voucher earned with Visa Transact and Win?
Follow the steps given below to redeem your Paytm voucher.

1. Log in to the Paytm app.
2. Select the ‘Recharge and Bills’ section.
3. Click on your preferred category: electricity, mobile prepaid, mobile postpaid, or DTH.
4. Enter the necessary details for your chosen category.
5. In the ‘Offers for You’ section, input the voucher code obtained from the redemption website.
6. Change the payment method for the remaining balance to a Visa debit or credit card.
7. The voucher value will be deducted from the total amount as an instant discount.

Please note that the Paytm voucher expires 90 days from the date you receive the voucher code on the redemption website.