Although the festive season is over, HDFC has come up with yet another attractive offer for its select credit card customers. HDFC credit card holders can now earn 10X Reward Points of 10% cashback on shopping at Amazon India via SmartBuy with their HDFC credit cards. This HDFC SmartBuy Amazon offer is applicable only for select HDFC customers who have been intimated by the bank regarding the same.

HDFC SmartBuy Amazon Offer

Offer Benefits

Offer Details
  • 10X Reward Points (5X Points as SmartBuy bonus plus additional 5X Points) on Infinia and Diners Club Black Credit Cards on shopping at Amazon via SmartBuy
  • 10% Cashback (5% SmartBuy cashback plus additional 5% cashback) on all other HDFC credit cards on shopping at Amazon via SmartBuy
Max Cap on Reward Points/Cashback
  • 15,000 Reward Points for Infinia Credit Card.
  • 7,500 Reward Points for Diners Club Black Credit Card.
  • Rs. 2,000 cashback for Regalia and Diners Privilege Credit Cards.
  • Rs. 1,000 cashback for other credit cards.
Offer Validity
  • 1st November to 30th November 2021

You normally earn 5X Reward Points on HDFC Infinia and Diners Club Black Credit Cards and 5% cashback on other HDFC credit cards when you shop at Amazon via the SmartBuy portal. Under this offer, you are entitled to additional 5X Reward Points (net benefit of 10X Reward Points) or an extra cashback of 5% (net benefit of 10% cashback) on shopping at Amazon via SmartBuy.

The max cap on the Reward Points/cashback that can be earned in a given payment cycle is the same as normally applicable on SmartBuy. For more information on SmartBuy, you may refer to this blog post.

How to avail of the offer?

In order to avail of the offer benefit, you need to simply purchase at the Amazon India website with your eligible HDFC Bank credit card through the bank’s SmartBuy portal, i.e., you must land on Amazon via a SmartBuy link. Another point to keep in mind is, there should not be any item already present in your Amazon shopping cart for in that case, you shall not get the additional Reward Points/cashback on those item(s).

Offer Terms & Conditions

  • The offer benefits shall be applicable only on purchases made at Amazon via SmartBuy (i.e. only if you landed on the Amazon page via a SmartBuy link).
  • The offer can not be combined with any other offer applicable on your HDFC credit card.
  • The offer is applicable only if complete payment is made through an eligible HDFC Bank credit card. Offer benefit shall not be applicable if part of the payment is made through some other payment method like mobile wallet, UPI, etc.
  • The offer is not applicable on purchases converted into EMIs.
  • The offer is non-transferable and only applicable for select cardholders who have been intimated by the bank regarding the same.
  • The offer is valid from 1st November to 30th November 2021, and the additional Reward Points/cashback earned on every transaction made during the offer period shall be posted on the credit card account within 90 days from the date of transaction.
  • For detailed terms and conditions, you may refer to the official offer terms & conditions page on the bank’s website.

Bottom Line

Now that the Diwali season is over, not many offers are currently available to online shoppers- Amazon’s Great Indian Festival Sale is also over. It’s better if you can postpone your shopping (big-ticket purchases in particular) until the next Amazon sale, however, if you have to purchase something urgently, you will most probably end up paying the full price. In such a case, when you can not wait for the next Amazon sale, this credit card offer by HDFC can definitely save you a lot.

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