Airtel Axis Credit Card is one of India’s most popular cashback cards. With a reasonable joining charge and numerous benefits, it is a must-have card for everyone. One of the most exclusive benefits is cashback on Airtel services and utility bill payments (gas, water, electricity). While many cashback cards offer rewards for online shopping and food, few provide high cashback on essential utilities like the Airtel Axis Card.
Now, Axis Bank has launched the RuPay variant of the Airtel Axis Bank Credit Card. The Axis Airtel RuPay Card can easily be linked to any UPI application like Google Pay, PhonePe, etc, and be used to make fast payments from your mobile phone. Still not convinced? Well, keep reading to learn more about the features and benefits of this card.
What Does the Airtel Axis Credit Card Offer?
Joining/Renewal Fee – ₹500 + GST
Welcome Benefits – ₹500 Amazon Voucher
Annual Fee Waiver on Spends of ₹2 Lakh in a Year
If you are an Airtel user for services like DTH, WiFi, or broadband, you can get a 25% cashback on Airtel bill payments, up to ₹250 per month. Additionally, you can enjoy a 10% cashback on utility bill payments such as electricity and water, capped at ₹250 per month. Remember, to avail of both these cashback offers, you need to make payments through the Airtel Thanks App.
The benefits don’t end here; you’ll also receive 10% cashback on popular brands like Swiggy, Big Basket, and Zomato. The cashback for these partner brands is capped at ₹500 per month. For all other eligible expenses, you’ll receive 1% cashback.
| Cashback | Monthly Cashback Limit | Yearly Cashback |
| 25% Airtel Bill Payments | ₹250 | ₹3,000 |
| 10% Utility Bill Payments | ₹250 | ₹3,000 |
| 10% Swiggy, Zomato, and BigBasket | ₹500 | ₹6,000 |
This is just a quick heads-up that you won’t be offered 10% cashback on your Instamart and Blinkit purchases.
For frequent travelers, the Airtel Axis RuPay Credit Card provides complimentary access to domestic airport lounges. This benefit is based on spending and can be unlocked by spending ₹50,000 in the previous three months. However, this criteria does not apply to new cardholders in the first three months.
How will I receive my cashback?
Cashback is settled against the statement.
Should You Apply for the Airtel Axis Credit Card?
No matter what your spending pattern is, you cannot go wrong with the Airtel Axis Credit Card. Whether you have one card or multiple, or if you already have a cashback/reward credit card, the Airtel Axis Credit Card is a must-have for everyone. With this card, you can earn up to ₹12,000 a year in cashback, and that’s not counting the unlimited rewards on 1% cashback categories. Available at a low joining fee of ₹500, this card is easily affordable, especially when considering that it offers a ₹500 Amazon voucher as a welcome benefit.
With the launch of the Airtel Axis RuPay Credit Card, there is surely going to be a lot of buzz surrounding it. Many users are already getting the pre-approved offer for this new variant. Apply now for one of Axis Bank’s most popular and beneficial offerings and start your savings. Remember that utility bill payments are only rewarded if made through the Airtel Thanks app.
11 comments
KB
Conversion is possible now from Master to Rupay Variant. Just note, they will charge annual fee the day you apply for conversion. So best is to convert when Master Card Renewal fee is about to be charged in next 2-3 weeks.
I did the same while informing them on call to charge only for Rupay variant as new card but don’t take any renewal fee. This I had to ask because they were stating Master Card will be deactivated after 45 days.
Nishant Singh
Yes, 1% cashback on UPI payments.
Nikhil
Is there 1% cashback on UPI payments on rupay varient card?
Neha Joshi
What makes the Airtel Axis Rupay card better than the mastercard version?
Kartik Kanwar
You can easily link the RuPay variant to UPI apps and make payments from it.
MK
I already have this Airtel Axis card but with Martercard variant. Can I change it to Rupay variant?
Kartik Kanwar
You can apply for the new RuPay variant
Cool Geek
But wouldn’t it become 2 cards, or they will migrate existing one?
Kartik Kanwar
All new users can apply for the RuPay variant. While those who already have another variant can contact customer care if they wish to shift to RuPay.
Ashu
They just denied my request, saying this card is not eligible for Rupay variant. Any idea what to do next?
Kartik Kanwar
One can easily apply now for the RuPay variant. So I would say try again.