10% Additional Reward Points & Cashback on Citi Bank Credit Cards

Citibank has rolled out an exciting offer through which eligible credit cardholders can earn bonus Cashback, Reward Points, or Turbo Points on their qualifying online spends made with the credit card. Citibank’s consumer banking customers are now served by Axis Bank, and this is a limited-period offer for everyone having eligible Citibank credit cards in India.

With this offer, you shall earn 10% additional Reward Points Cashback/Turbo Points/Miles on all eligible online spends.

You shall earn 10% additional rewards on the existing reward structure of your Citi Bank Credit Card. This offer is applicable up to the cumulative spending of Rs. 10,000.

Valid Citi Credit Cards: Citi Rewards Credit Card, Citi PremierMiles Credit Card, Citi Prestige Credit Card, Citi Cash Back Credit Card, IndianOil Citi Credit Card, First Citizen Citi Credit Card, IKEA Family Credit Card by Citi, CitiBusiness Credit Card, and Citi ULTIMA Credit Card

Offer Validity Period: 15th December, 2023 to 14th January, 2024

Below are a few detailed examples (offer construct).

Citi Rewards Credit Card

Particulars (Spent at Apparel & Department Stores)	Values
Total Value of Online Transactions	Rs. 10,000
Reward Points Earned	80
10% Bonus Reward Points	8
Total Reward Points to be Credited	88

Citi Cash Back Credit Card

Particulars (Accelerated Category Spend Scenario)	Value
Total Value of Online Transactions	Rs. 10,000
Cashback Earned	Rs. 500
10% Bonus Cashback	Rs. 50
Total Reward Points to be Credited	Rs. 150
Cashback Cap**	Rs. 100

Exclusions from the Offer

This offer is valid for all online spends except those mentioned below.

Excluded Categories	Excluded MCCs
Utilities	4814, 4816, 4899, 4900
Insurance	6300, 6381, 5960, 6012 & 6051
Educational Institutions	8211, 8241, 8244, 8249 & 8299
Government Institutions	9211, 9222, 9311, 9399, 9402, 9405 & 8220
Rent	6513
Fuel	5172,5541,5542,5980

Offer Terms

• This offer is valid for all Citi Credit Cards in India except Citi Corporate Card.
• This offer cannot be combined with other offers from the bank.
• Reward Points shall not be awarded for refund transactions.
• This offer is valid from 15 December 2023 to 14 January 2024.
• Reward Points shall be credited within 90 days from the date of the transaction.
• You can check the complete offer details here.

Bottom Line

Citibank has transferred its consumer banking customers to Axis Bank, but existing Citi cardholders can still enjoy top-level services and products. As part of their latest offer, Citi Bank Credit Card holders can earn an additional 10% discount on their online purchases. However, it’s important to note that the extra 10% cashback or reward points are limited to a purchase of Rs. 10,000 and are earned on top of the existing cashback/RPs. This means that if you were earning 100 Reward Points you will now earn an additional 10 Reward Points.

Head over to the comments section and let us know your thoughts on this offer.