Citibank has rolled out an exciting offer through which eligible credit cardholders can earn bonus cashback, reward points, Airmiles, or Turbo Points on their qualifying online spends made with the credit card. Citibank’s consumer banking customers are now served by Axis Bank, and this is a limited period offer for everyone having eligible Citibank credit cards in India.
The offer period extends from 1st August 2023 to 31st August 2023, during which the cardholders can get additional 10% reward points, cashback, etc. on their qualifying spends. Read on to know about this offer in detail, eligible credit cards, and important terms and conditions.
The exclusive offer by Citibank extends from 1st August 2023 to 31st August 2023. During the offer period, eligible cardholders will receive additional 10% cashback, reward points, airmiles, or Turbo Points for qualifying online spends made with their card.
The bonus 10% reward points, cashback, etc. are calculated based on the existing rewards structure on the particular credit card. You must go through the rewards program and its terms and conditions thoroughly.
The following merchant categories are excluded from the qualifying criteria for the offer –
- Tolls and Transportation
- Government Institutions
- Wallet Reloads
- Fuel Spends
Also, the offer is only valid only when the cardholder makes cumulative online spends of Rs. 10,000 or above during the offer period.
Eligible Credit Cards for the Offer
The following Citibank credit cards are eligible for the offer –
- Citi Rewards Credit Card
- Citi PremierMiles Credit Card
- Citi Cash Back Credit Card
- First Citizen Citi Credit Card
- IndianOil Citi Credit Card
- CitiBusiness Credit Card
- IKEA Family Credit Card by Citi
Citi Rewards Credit Card – Offer Construct
On the Citi Rewards credit card, the base category offers 1 reward point per Rs. 125 spent with the card. On online transactions of Rs. 10,000, you will earn 80 reward points and 8 reward points as 10% bonus during the offer period. Thus, you will earn a total 88 reward points.
Similarly, in the accelerated rewards category, the card offers 10 reward points per Rs. 125 spent with the card. On spends of Rs. 10,000 during the offer period, you earn 800 reward points and 80 reward points as 10% bonus. Thus, you earn a total of 880 reward points.
Citi PremierMiles Credit Card – Offer Construct
In the base category, this credit card offers 4 Miles per Rs. 100 spent. On total spends of Rs. 10,000 during the offer period, you will earn 400 Miles and 40 Miles as 10% bonus. Thus, you will get a total of 440 Miles.
In the accelerated category, the card offers 10 Miles per Rs. 100 spent on airline and Premiermiles website spends. On spends of Rs. 10,000 during the offer period, you will earn 1000 Miles and 100 Miles as 10% bonus. Thus, you will get a total of 1100 Miles.
Citi Cash Back Credit Card – Offer Construct
In the base category, the card offers 0.5% cashback on spends. On spends of Rs. 10,000 during the offer period, you will get Rs. 50 cashback and Rs. 5 cashback more as 10% bonus. Thus, you will get a total of Rs. 55 cashback.
In the accelerated category, the card offers 5% cashback on movies, utility payments, telephone bills, etc. on Citi Bill Pay. On spends of Rs. 10,000 during the offer period, you earn Rs. 500 cashback and Rs. 50 cashback more as 10% bonus. However, there is capping of Rs. 100 per month on cashback and you will earn a total of Rs. 150 cashback.
Offer Terms and Conditions
The following are the terms and conditions associated with this offer –
- The offer is applicable on all Citibank credit card issued in India aoart from the Citi Corporate credit card. Also, add-on cards are treated as separate from the primary credit card.
- The offer period extends from 1st August 2023 to 31st August 2023.
- Reward points earned through the offer are credited within 90 days from the transaction date to the cardholders’ account.
- The offer cannot be combined with another offer, or transferred to any other customer.
- Reward points are credited to active and open cardholders’ accounts.
- Replacement or refunded transactions are not eligible for the offer. Also, in case a refund is processed, the reward points won’t be applicable in that case.
Though Citibank has transferred its consumer banking customers to Axis Bank, existing Citi cardholders are still getting top-level services and products. As discussed above, Citibank will launch the 10% bonus reward points, cashback, etc. offer for all eligible cardholders from 1st August 2023 to 31st August 2023.
During the offer period, the cardholder can earn bonus 10% cashback, reward points, miles, etc. on making qualifying online spends of Rs. 10,000 or more during the offer period. The reward points or cashback is offered based on the credit card’s existing rewards program. Based on your Citibank credit card, the 10% bonus earned by you for your online spends will also be different.
Head over to the comments section and let us know your thoughts on this offer.